Fraudsters invented new schemes "avtopodstav"
Recently, Russian roads have been swept by a new wave of “auto-surrender” - imitations of an accident for the purpose of extorting money from car owners. The fraudsters managed to adapt to the current compulsory insurance system. Now criminals from the big road are scratching the victim's car with sandpaper, putting their feet under the racing cars, and even throwing the children under the bumpers of parking cars. Moreover, if insurers do not help criminals, then at least they do not interfere with them.
Metropolitan car enthusiast Anatoly Kuzmin was driving his VAZ-2110 on University Avenue in the South-West of Moscow. He needed to get on Leninsky Prospect, so shortly before the turn he turned into the right lane and drove slowly along the curb. Suddenly, a young man appeared on the right side of his car, talking on a mobile phone and looking for something on the road. The stranger soon went out onto the road and, judging by his upraised hand, tried to stop the passing car.
"This bastard crushed my leg"
Anatoly drove past, turned onto Leninsky Prospect, but literally 200 meters later he was caught up with the prestigious Audi A8 limousine with heavily tinted windows. The driver of a foreign car began to actively blink headlights, honk and in all ways tried to attract attention. As a result, Mr. Kuzmin told “NI” that a foreign car blocked the road and made him stop the car. The doors of the Audi swung open, three presentable young men climbed out and headed towards it. They immediately brought down on the amazed driver a stream of mat and strong expressions, of which Anatoly realized that he almost crushed their friend. The same “man with the phone” was sitting in the cabin of a foreign car, holding his foot.
Pointing to Anatoly, he announced to his friends that "this is the same reptile who moved my leg and disappeared." The astonished driver of the “dozens” tried to justify himself, but his opponents did not even listen to him, put him in the cabin of his car and, without prejudice, began to demand money. According to them, they are all well-known athletes who went to a responsible performance. Their friend is a "master of the highest class" and could easily win these competitions, but now due to injury he cannot do it. "Athletes" said that the prize fund for the victory was $ 500, which the culprit of "hitting" and must compensate. Anatoly said that he did not have such a sum, for which strangers offered to go to collect money for relatives. Fortunately, at this moment a police patrol was passing by. Anatoly rushed to the law enforcement officers and told them everything. The police suggested that the “wounded man” go to the emergency room, but he referred to the lack of a medical policy and refused. In general, when policemen appeared, the “athletes” became sad, they immediately remembered that they were in a hurry, quickly plunged into Audi and left.
Automobile scam artists caught in Moscow
In Moscow, the activity of a group of swindlers who deceived the owners of expensive foreign cars was stopped, the press service of the Main Directorate of the Ministry of Internal Affairs of Russia in the Central Federal District reported.
Two citizens of Ukraine, a visitor from Uzbekistan and a resident of Nizhny Novgorod, were detained. “There is evidence that the group members cheated at least 15 people,” the press service noted.
As the representative of the Ministry of Internal Affairs said, the fraudsters acted according to a well-known scheme: they chose an object - a single driver on a good car, caught up with him in his car, signaled and demanded to stop.
When the car owner got out of the car, the fraudsters showed him the damage to his car and said that he had hooked them. At this time, one of the scammers imperceptibly wiped the victim’s car with an emery cloth, and his accomplices pointed to this place and claimed that these were traces of a collision.
Then the criminals called a figurehead who, on behalf of the insurance agent, said that the company would not compensate for the damage due to the accident participants leaving the scene of the accident. After that, the scammers called the dealership, found out the price of repair and demanded damages from the victims.
Interfax, April 25, 2006
Signs of "Stand"
1. You didn’t do anything illegal, but an expensive foreign car is pushing you to the curb.
2. By car fraudsters there are no numbers or they are smeared with mud. Glasses heavily toned.
3. The owner of a foreign car deliberately takes you away from your car, distracting attention.
4. The fraudster himself offers you to call insurers (by the way, you don’t need to call them at all - in the event of any accidents, the first thing you need to do is call the traffic police).
5. In the case of disobeying you immediately begin to threaten.
IF YOU "MADE"
“If a suspicious foreign car presses you, try to get to the nearest traffic police post, the police or a crowded place,” MUR spokesman Alexey Bakhromeev told NI. - If you are still pressed, then do not get out of the car, close the locks and communicate with the other person through a small slot in the side window. If your opponent claims that you made an accident, immediately close the window, type in “02” and tell the operator everything. No matter how much you are threatened and beaten on the glass with your fists, in no case do not come into contact with extortionists, do not try to deal with them yourself and do not pay money. If your opponents still burst into your car and put a gun to your body, you will have to obey their demands. You can buy the radio and mobile phone again, earn money, but never your life and health. Try to remember as many details as possible and take both the attackers themselves and the car they used. Call at 02 at the earliest opportunity. The operator will immediately send you the nearest outfit of rapid response. With regard to situations of falsehood per person and subsequent extortion, in addition to the message at 02, call an ambulance to the scene.
Child under the car
Hearing this story, MUR operatives immediately declared “NI” that Anatoly Kuzmin almost fell victim to “auto-surrender”, however, they admitted that they had never encountered such a performance. According to the police, people who commit lies usually happen differently. Fraudsters use for these performances of young accomplices. Children are brought to the parking lot in front of a large supermarket, where they choose the lonely young owner of an expensive foreign car. As soon as the lady begins to maneuver in reverse, one of the guys sneaks up to her car, crashes against the rear bumper and falls under the car. A woman falls from what she saw in shock, and at that moment her father, brother, or grandfather of the “crushed” child runs up to her and begins to loudly lament. However, soon the baby opens his eyes and hardly rises. At the same time he groans loudly and clings to the allegedly injured head. The relative of the victim agrees not to make the incident public and only requires to pay for his treatment.
"Sgon" and "setting the backside"
However, as the police admit, the lion's share of fraud on the roads of the capital is still associated with various ways of simulating an accident.
Until recently, the charts of deceptive gullible motorists were in the lead in the charts of the so-called sgony and framed ass. In the first case, the car of a potential victim was caught up by another car, the driver of which signaled and asked for his way. As soon as the motorist reorganized to the right, an expensive foreign car jumped out of the "dead zone" invisible in the mirror, which he touched with his car. In the second variant, during the departure to the main road from the secondary road, the driver in front of the standing foreign car imitated the beginning of the movement and, when the victim was distracted, braked sharply.
These methods were popular until the OSAGO system was introduced in Russia. Since insurance companies were not eager to pay for damages from the scam's performances, they began to involve experts in the investigation of the causes of accidents, who instantly revealed the fraud. In addition, the security services of insurance companies began to form their own databases of questionable participants in such accidents and their cars.
Currently, the most popular way of extortion on the road is to fake a collision of cars with ... a piece of sandpaper. Just as before, in the “risk group” young owners of relatively fresh but inexpensive foreign cars or new domestic cars are in the car alone. Fraudsters choose the future victim in the parking lot in front of supermarkets or directly on the road. In the first case, while the driver makes purchases, the rogues put a visible and deep mark on her body with emery paper. After this, without showing themselves, they begin to pursue the victim.
The unsuspecting driver rides along the road, sometimes is rebuilt from one row to another, but at the same time he doesn’t cut and hurt anyone. Suddenly, his car is catching up with an expensive foreign car with tinted windows without license plates, the driver of which signs and demands to stop. If the victim ignores the signals, then he is simply pressed to the side of the road. As soon as the cars stop, the handsomely dressed driver of a foreign car, in a rather polite manner, begins to explain that a stopped motorist stopped his car a few seconds ago. If the fraudsters did not have time to apply with an emery paper traces of the alleged touch, then at the time of the conversation one of them secretly steals up to the victim's car and “rubs” it. After that, “substituted” brings the interlocutor to a scratch and, pointing at it, explains: here it is, the trace of the collision.
OSAGO will not help
At this point, the driver remembers that his car is insured by CTP. The fraudster is well aware of this, so he offers to call an insurance agent. And here the most interesting begins: the victim who applied to the insurance company explained there that since the accident happened in another place (we recall that there were no collisions at all), the insurers would not pay the “injured”. The logic is simple: the “culprit” disappeared from the scene of the accident, and this is “not an insured event”. It sounds convincing, but insurers are cunning. After all, payment under the policy of CTP is not made only if the perpetrator has disappeared from the scene of the accident intentionally. It turns out that insurers, who are well aware of the methods of fraudsters, simply leave the victim defenseless before the criminals.
After the call, the result of which is known to the fraudster in advance, he offers to solve all the problems “on the spot” and names the amount of damage. If the victim starts to stagnate, a pair of bulls crawl out of the foreign cars, which often resort to brute physical strength. Simply put, "knock out" money. Often, the motorist nothing left but to pay extortionists.
"There are no bases"
The position of insurers, who at one time actively lobbied for the adoption of the law on OSAGO, looks at least strange. Then, we recall, one of the arguments in favor of the new law was a huge number of “auto sub-orders”. Insurers urged society that the policy of CTP will forever relieve motorists from such problems. And when the epidemic "pod" again swept Russia, insurance companies simply hide their heads in the sand.
"NO" tried to find out what the well-known insurance companies RESO-Garantiya and ROSNO advise their clients in the case of "auto-surrender". However, their reaction was incomprehensible. In RESO-Guarantees, the call of the correspondent was repeatedly transferred to various departments, and as a result, the company's employees decided that only one of the deputy heads, who was not there, could answer all the questions. And in “ROSNO” we listened attentively to the question of “automatic supporters”, promised to find a specialist and call back. We did not wait for the call. And when the correspondent of “NI” again called back at ROSNO and asked about “automatic supporters”, the employee of the company said in an agitated voice: “What do you mean? There have been no bases anymore. ”