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How to steal money from plastic cards (8 ways)

Good to know & Interesting to read!

Every owner of a plastic card has heard a hundred times that the PIN-code should be kept intact and safe, the number should never be given or shown to anyone, and the plastic itself should be protected as the apple of his eye.

We will not repeat such banal advice. It is better to talk about the most common methods of card fraud. As it turns out, even a simple withdrawal of cash in an ATM can end badly. Therefore, it is better to learn in advance about possible tricks of scammers than one day due to their ignorance of parting with their money.

Как воруют деньги с пластиковых карт (8 способов)

Method one

Often scammers use devices that, when installed on an ATM, help them to obtain information about the card. At one time in Moscow, a group of people noted that installed on the keyboard special "attachments", which outwardly repeated the original buttons. The cardholder withdrew the money from the account without any problems, but at the same time the fake keyboard memorized all the pressed keys - naturally, including the pin-code. Tip: carefully study the keyboard of an unfamiliar ATM before withdrawing money from the account.

Method of the second

Another device is what the English still call lebanese loops. This plastic envelopes, the size of which is slightly larger than the size of the card - they are laid in the slot ATM. The owner of the credit card is trying to withdraw money, but the ATM can not read data from the magnetic strip. In addition, because of the design of the envelope, it is not possible to return the card. At this time an intruder approaches and says that literally a day ago the same happened to him! To return the card, you just need to enter the pin code and double-click on Cancel. The card owner tries, and, of course, nothing happens. He decides that the card was left in the ATM and leaves, in order to contact the bank. The swindler, however, quietly pulls out the credit card together with the envelope with the help of simple improvised means. He already knows the PIN code - the owner (now a former) of the "plastic" himself introduced him in the presence of a scam. The only thing that remains for the thief is to withdraw money from the account.

Как воруют деньги с пластиковых карт (8 способов)

Method Three

Technically difficult, but you can intercept the data that the ATM sends to the bank, in order to make sure the availability of the requested amount of money in the account. To do this, scammers need to connect to the appropriate cable, without breaking it, and read the necessary data. Given that on the Internet the relevant instructions are easily found in free access, and technological progress does not stand still, you can argue: this option will occur more often.

Method Four

In order to find out the pin code, some scammers leave a miniature video camera nearby. They themselves at this time are in the nearest car with a laptop, on the screen of which you see the numbers entered by the cardholder. Entering the pin code, cover the keyboard with a free hand.

Как воруют деньги с пластиковых карт (8 способов)

Way Five

Costly, but true one hundred percent. There are times when swindlers put their own "ATM" in a crowded place. It, the truth, for some reason does not work (yes whom you will surprise it?), Naturally, any money does not give out - but successfully reads from a card all necessary data. And then it turns out that you yesterday have already withdrawn all the money from the account and for some reason do not want to remember it!

Method Sixth

At one time, swindlers from the UAE installed special devices in the credit card openings, which memorized all the data on the card inserted into the ATM. Attackers could only peep the pin code, either in the ways described above, first and fourth, or trivially spying on the shoulder. Well, like the southern person your ring, or your watch, or something else ...

Method seventh

You can not fight against him. You can only accept. Here, nothing depends on your care, caution or foresight. It just happens that those people who get to your banknotes and so very simply enter into an arrangement with the scammers; employees of banks, for example. This happens very rarely, but no one is insured against such cases.

Method eighth

In Ukraine, the scale of carders (people dealing with scams with plastic cards) is still small.

The most common type of fraud: criminals extract card details for the purpose of their further use for purchases in online stores. A copy of the card at the same time is not necessary, and it's even easier to spend other people's money.

Copying the cards themselves is still quite rare: in most Russian shops, when paying for "plastic", they are asked to show a passport, and forging a passport is not only an extra headache, but another article of the Criminal Code. If someone is engaged in this kind of activity, then most often the "left" cards are sold to the West or are intended for Russian citizens going on tour trips.

And the last. Do not doubt: the methods of the eighth, ninth, etc. also is. And they will appear more and more often: demand, as you know, always gives rise to a proposal. A fine genius and villainy - things are very much even joint.