How do you see your future after retirement? Maybe you are going to move to a cottage by the sea or rent a house in New Jersey? Or do you feel oppressed by being homeless?
“Most women who come to my classes are afraid of just that,” admits Finance Planning Officer Judith Martindale. I hear it all the time. Women come to me and say: "Judy, honey, I do not want to end the life of the homeless."
“I even had one woman who folded a change of clothes, a blanket, bedding, as they say, just in case. But this woman had her own business, and it flourished. ”
IS IT POSSIBLE TO PUT A SIGN OF EQUALITY BETWEEN THE CONCEPTS OF “OLD” AND “POOR”?
Not only J. Martindale, a number of psychologists also drew attention to a new source of concern among the elderly. This concern has gripped especially the representatives of the weaker sex: many lonely, widowed or divorced women, peering into their future, see themselves clinging to a handful of their property on the grid through which steam rises.
“I’m a single woman, I have my own business, and I know how scary it is when you don’t have anyone,” Martindale, who is divorced and has no children, admits. There were moments when I also panicked, afraid to end the life of a homeless person. ”
To get rid of fears, she decided to act according to plan. She concluded that after retiring, her life would depend on her health and on how much money she would have. And she began to work on her health and her finances as a good example for all women who are facing a non-brilliant financial situation.
Turn to the facts.
Most married women meet old age widowed.
The average income of a woman over 60 is $ 6300.
Most women earn less than men and cannot contribute the same amount to pension funds. Retirement women also receive much less than men in social welfare programs.
Women who have not worked for some time, because this was demanded by the interests of the family, who worked part-time or did not work at all, and who went into professional work after their children grew up, have less opportunity to save money for old age. When they retire, they discover that they are “punished” for fulfilling maternal duties: their pension is lower because they have worked for fewer years and earned less.
Nonworking wives receive upon reaching the age of 65 50 percent of the pension earned by their husbands.
Although the average age of widowers in the United States is 56 years, women do not receive pensions until they are 60 years old.
On average, women live longer and suffer more from chronic diseases, so if only a woman has not secured herself in advance for old age, she can live all things deferred.
- Take care of the future in advance
- You must have a backup plan.
- Retirement can cause psychological stress and, if the woman is married, affect
- Health is essential
- Learn to save
Infectious diseases for all
Diseases of the ear, nose and throat
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