MiniCredit Visa

Basic advantages:

• When buying miniCredits PrivatBank increases the credit limit on the Universal Credit Card by 500-1000 hryvnia.
• Format mini with stylish fashionable design.
• The mini-CREDIT is issued as an additional card to Kreditke "Universalna", the card cost is 100 UAH.
• Automatic free connection to remote account management services - MobileBanking and Privat24.
• By mini-credit, there is a free credit up to 55 days.
• With mini-CREDIT, you can earn bonuses and discounts.

MiniCredit Visa is a LITTLE card with BIG capabilities - it is half the size of a traditional plastic card, but with enough functionality to make any purchases and pay for all services in the retail networks.

Design and use:

After you have applied, the bank contacts you and invites you to any office to receive a mini-credit. This card is issued only as an additional card to the already existing Credit Card "Universal". Therefore, if the client is the owner of the "Universal", then a mini-card is simply tied to it. If there is no basic card, the Bank opens two cards to the customer - the "Universal" credit card and the mini-credit. The card issue in the Bank's office will take only 15-20 minutes. The cost of mini-credit is 100 UAH. It is necessary to have a passport and a certificate of INN assignment. Other documents, such as a certificate from the place of work, are not mandatory, but their availability may be an important factor in determining the credit limit. The card is opened in the national currency, serviced and re-issued (at the expiration of the term) FREE OF CHARGE.

Credit and its use

MiniCredit does not have its own account and individual terms of service, but is the original way to access the account of the main card. Therefore, the amount of the credit limit on the mini-card will be the same as on the main Credit Card "Universalna". The period of free credit use can be up to 55 DAYS, the client will receive more detailed information in the bank branch upon receiving the card. The minimum monthly payment for a loan is 7% of the debt amount (but not less than 50 UAH), this mode of debt recovery does not create a significant burden on the family budget. You can repay the loan in any convenient way: if desired, by automatic write-off from a payroll or other personal card, in the PrivatBank branch, through the Privat24 system or PrivatBank self-service terminals. At the same time, the repaid part of the loan becomes available again!

Benefits and bonuses:

Today, with a mini-credit it is convenient not only to use a loan, but also to store own funds on it. Personal funds on the card are available at any time at any end of the world. As of November 1, 2009, a deposit of 10% per annum is charged for the balance of personal funds on a mini-CREDIT over 100 UAH! At the same time, all Credits participate in the Bonus Plus program. Making purchases in trading partner enterprises of the "Bonus Plus" program, cardholders return up to 20% of the money spent again on the card as bonuses.

And thanks to the constant action "Fireworks of purchases", the card issuance fee is conditional and will return to you as soon as you start using your mini-credit actively!