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SMPU - System of Ukraine's mass payments - payment solutions integrator

Payment terminals - a bank processing
Phone: 0-800-50-18-66
Ltd. "SMPU" - Integrator of payment solutions



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Company System mass payments in Ukraine

  • The modern bank processing OpenWay
  • Self-service terminals that meet modern requirements
  • Professional team

The modern bank processing

SMPU LLC has its own processing center. The technology transaction processing and support the terminal network is built on the software company OpenWay, a recognized leader in building banking and processing systems, and certified by the Ukrainian Center prtsessingovom

Terminal somoobsluzhivaniya

Платежный терминал экспресс оплаты SmartTerminal
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Technical specifications of the terminal:

  • Ability to receive cash
  • Ability to receive plastic cards
  • Steel Case
  • Matrix LCD 17 'Samsung LTM170EU-L21
  • System unit DEPO SKY333
  • Motherboard CN10000EG
  • Speakers 2WGenius SP-P110
  • The card reader CRT-284 (or any other motorized)
  • Pin pad SZZT ZT598C
  • Denominations receiver Cash-Code MSM
  • Cash Boxes Cash-Code outtakes 1000
  • Thermal STAR TCP 100 (or VKP80)
  • Firmware "emulator Aptra Advanced NDC"

Our clients

  • JSC "Delta Bank"
  • PJSC "International Investment Bank"
  • Ltd. "Bogdan Automotive Group" Ukrainian Automobile Holding
  • Ltd. "Pioneer MK"
  • PAT "Terra Bank"
  • Ltd. "InBank"
  • In the near future: BAT "Oschadbank" PAO "Bank Tavrika" and others ...

The basic proposals for cooperation

Modern processing and banking self-service terminals can offer customers high-quality, modern and reliable tool for receiving payments from the population using different schemes of cooperation:

  1. customer service in the network self-service terminals SMPU
  2. installing self-service terminals in the branch network the Bank
  3. installing self-service terminals at customer locations agreed

SMPU LLC is looking for banks, financial and insurance companies, credit and settlement centers, retailers, online dealers and service stations car, all stakeholders in the implementation of modern and reliable methods and automation of payment acceptance.


About Us

The company "Bulk Payments System of Ukraine" (JSC "SMPU") is a Ukrainian network operator self-service terminals to receive payments in favor of banks, insurance and finance companies, mobile operators, cable TV, utility bills, etc. Coverage - Kiev and major cities Ukraine. Ltd. "SMPU" has its own processing center, built on the software one of the leaders in the field of banking solutions company "OpenWay Technologies".

As standard all self-service terminals network of "SMPU" provide customers with the ability to use for the calculation of cash and / or plastic cards of partner banks. To this end, our processing center and our terminals are equipped with all necessary means of encryption and cryptography, as well as certified in the Ukrainian Processing Center.

Standard features for customers: repayment of loans, the addition to accounts, information about account balances, mini statements, transfers between accounts. In addition, all terminals allow customers to pay for the services of third parties (mobile phones, cable TV, utilities, etc.). The list of services provided to clients in a network of terminals, constantly replenished by the introduction of new services.

MARKET BACKGROUND

Currently, according to statistics from National Bank of terminal devices already installed in the Ukraine amounts to more than 60,000 units (32.3 thousand units - banking, 30.9 thousand units - non-bank). In this case, only the last half of the banking segment of such devices was reduced by almost six thousand, while non-bank segment increased by 8 thousand. It should be noted that, despite the serious shortcomings of the proposed solutions, banks are forced to try to enter into agency contracts with terminal companies in search of additional channels of revenue collection. Thus, in the second half of last year the volume of cash flows that pass through the terminals, as compared with the first half increased by 56% - up to 7 billion USD.

According to the NBU, at the beginning of this year, with payment terminals have worked 76% of domestic financial institutions. At the same agency agreements entered into with banks 12 non-bank market participants.

TECHNOLOGICAL ADVANTAGES OF DECISION SMPU

SMPU technological solution based on the processing of one of Europe's largest companies "OpenWay Technologies", which is in partnership with "SMPU." Thus, the company SMPU in the terminal network is the sole owner of the "industrial processing" WAY4 "in Ukraine.

For the basic unit shall self-service terminal, manufactured by "Bankkart" (Slovakia). This terminal is equipped with a bill acceptor and card reader that allows any type of payment, with cash and credit cards.

CLIENTS COMPANY

Already, customers are SMPU: JSC "Delta Bank" PAO "International Investment Bank", JSC "Automotive Group" Bogdan "Ukrainian Automobile Holding, Inc." Pioneer MC. "

In the implementation stage of the coordination of the project in BAT "Oschadbank" PAT "Terra Bank" PAO "Bank" Taurica "and others.


BUSINESS ARRANGEMENT

Business scheme of self-service terminal network SMPU company meets the legal framework of Ukraine and constructed in full accordance with the Decree of the National Bank of Ukraine # 53 dated 05.03.2008, and subsequent clarifications set forth in the letters of the NBU.

BUSINESS ARRANGEMENT
* Click to open larger image

Participants in the relationship:

Clients (Payer) - individuals who make payments through the terminal, in favor of banks and other service providers;

SMPU - the owner of the terminal;

RB (settlement bank) - Bank using the terminals SMPU under an agency contract;

PU (service provider) - mobile operators, Internet service providers, cable operators, utility providers and others, in favor of customers who make payments.

The essence of the relationship:

SMPU concludes with RB agency agreement to receive payments. As part of this agreement establishes SMPU terminals connected to the processing solutions SMPU, in the agreed points of payment reception. SMPU on their own and at their own expense carries out maintenance of terminals and software support of such terminals. In addition, SMPU supports data exchange with the Republic of Belarus, and, if necessary, with the PU.

Cash collection points in the terminal receiving payments shall Belarus.

In the framework of existing treaties RB receives a commission from the IP (internal) and charges in their favor. In addition, as agreed with individual clients are charged an additional commission (external). Coherent part of the commission of Belarus pays SMPU agent as a reward for services rendered.

Information about the number and types of payments made by customers, as well as the amount of funds that were listed clients in favor of RB, PU (hereinafter - the accounting information), within the agreed time comes in electronic form of RB and / or IP in the information exchange. Based on the reported information, and subject to the terms of the agency contract settlements RB produces.

The above scheme of cooperation is basic and can be upgraded in accordance with the wishes and needs of potential participants.


COVERAGE

AT "Delta Bank"

ALCHEVSK, FRUNZE 45
ANTRATSIT, PETROVSKOGO 34-P
ANTRATSIT, PETROVSKOGO 34-P (2)
ARTEMOVSK, LENINA 13
BELAIA CERKOV, TEATRALNAIA 11/5
BERDYANSK, SHEVCHENKO 1/21
BORISPOL, KIEVSKIY SHLYAH 17A-2
BROVARI, GAGARINA 16
CHERKASI, SHEVCHENKO 100
CHERKASI, SHEVCHENKO 170
CHERNIGOV, MSTISLAVSKAYA 25
CHERNIGOV, MSTISLAVSKAYA 25
CHERNOVTSI, ZANKOVETSKOI 18
CHORTKIV, S.BENDERI 31
DNEPRODERZHINSK, SIROVTSA 23A
DNEPRODERZHINSK, SIROVTSA 23-A
DNEPROPETROVSK, GORKOGO 2
DNEPROPETROVSK, GORKOGO 2
DNEPROPETROVSK, KOSIORA 29-B
DNEPROPETROVSK, MIRONOVA 5
DNEPROPETROVSK, TITOVA 8
DNEPROPETROVSK, TITOVA 8 (2)
DONECK, PROSP.GRINKEVICHA 7
DONETSK, GRINKEVICHA 7
DONETSK, ILICHA 21-V
DONETSK, PANFILOVA 15-I
DONETSK, PR. KIEVSKY 73-D
DONETSK, PR. KIEVSKY 73-D (2)
DONETSK, SHEVCHENKO 100
DONETSK, SHEVCHENKO 100 (2)
DONETSK, UNIVERSITETSKA 46
DONETSK, UNIVERSITETSKA 46 (2)
DROGOBYCH, TEATRALNA 3
ENERGODAR, RADYANSKA 16
EVPATORIYA, PR. LENINA 51/50
FASTOV, SOBORNAYA 39
FEODOSIYA, KOROBKOVA 2-A
GORLOVKA, GAGARINA 46
GORLOVKA, GAGARINA 46 (2)
IRPEN, SHEVCHENKO 16
IVANO-FRANKOVSK, VASILIYANOK 22
IVANO-FRANKOVSK, BELVEDERSKAYA 27
IZMAIL, LENINA 21
KALUSH, PODVALNAYA 4A
KAMENETS-PODOLSK, L.UKRAINKI 35/8
KERCH, KURSANTOV 20
KHARKOV, AHSAROVA 16
KHARKOV, AK. PAVLOVA 120-A
KHARKOV, AK. PAVLOVA 120-A (2)
KHARKOV, LENINA 32
KHARKOV, PRAVDI 17
KHARKOV, PRAVDI 17 (2)
KHARKOV, SHEVCHENKO 100
KHERSON, 200 LET KHERSONA 35-A
KHERSON, 200LET KHERSONA 3-A (2)
KHMELNITSKIY, KAMENETSKAYA 52
KIEV, BAGANA 5G
KIEV, FRUNZE 127
KIEV, FRUNZE 127
KIEV, G.STALINGRADA KORP 8 5
KIEV, KOMINTERNA 13-135
KIEV, MIHAYLOVSKAYA 18
KIEV, O.TELIGY 27
KIEV, PETLURI 13/135
KIEV, PR. POBEDI 20A
KIEV, PR.BAZHANA 5-G
KIEV, PR.GAGARINA 15A
KIEV, SAKSAGANSKOGO 44
KIEV, SHEKAVITSKAYA 30/39
KIEV, SHERBAKOVA, 53
KIEV, SHORSA 36-B
KIEV, STOITELEY 38/14
KIEV, STROITELEY 38/14
KIEV, UL.FRUNZE 127
KIEV, VASILKOVSKAYA 6
KIEV, VOZDUHOFLOTSKIY 58 (2)
KIEV, VOZDUHOFLOTSKY 58
KIROVOGRAD, NABEREJNAYA 9
KIROVOGRAD, NABEREZHNAYA 9
KONOTOP, SHEVCHENKO 73
KOVIL, SAGAYDACHNOGO 6-B
KRAMATORSK, MARATA 14
KRAMATORSK, MARATA, 14
KREMENCHYG, KRASINA 89A
KREMENCHYUK, PROLETARSKAYA 22/13
KRIVOY ROG, KREMLEVSKAYA 21
KRIVOY ROG, MYSORGSKOGO 14
KRIVOY ROG, MYSORGSKOGO 14 (2)
KRIVOY ROG, PR. MIRA 33
KRIVOY ROG, PR. MIRA33
LUGANSK, GEROEV VOV 10
LUGANSK, GEROEV VOV 10 (2)
LUGANSK, SHELKOVOGO 31
LUGANSK, SHELKOVOGO 31 (2)
LUTSK, SLOVACKOGO 12
LUTSK, SLOVATSKOGO 12
LVOV, CHERNOVOLA 67-B
LVOV, CHERVONOY KALINI, 64
LVOV, GEROIV UPA 18
LVOV, KOPERNIKA 10
LVOV, KOPERNIKA, 10
MAKEEVKA, LENINA 57A
MAKEEVKA, LENINA 57-A
MAKEEVKA, LENINA, 57A
MARIUPOL, METALURGOV 68
MARIUPOL, PR. METALLURGOV 68
MARIUPOL, PR.POBEDY 98
MELITOPOL, FRUNZE 54
MUKACHEVO, MIRA 3
NEZHIN, BATUKA a
NIKOLAEV, PR.LENINA 22
NIKOLAEV, SPASKAYA, 52A
NIKOLAEV, SPASSKAYA 52-A
NIKOPOL, SHEVCHENKO 175/23
NOVA KAHOVKA, PERSHOTRAVNEVA 1A
NOVOVOLINSK, VINNICHENKO 6
ODESSA, GLUSHKO 11-I
ODESSA, LANZHERONOVSKA 17
ODESSA, LANZHERONOVSKAYA 17
ODESSA, PUSHKINSKA 31
ODESSA, PUSHKINSKA31
OLEXSANDRIA, LENINA 54
PAVLOGRAD, GORKOGO 145
PAVLOGRAD, GORKOGO 145 (2)
POLTAVA, 23 VERESNYA 13
POLTAVA, 23 VERESNYA 13 (2)
POLTAVA, KOMSOMOLSKAYA 34-A
POLTAVA, SENNAYA 2-49
PRILUKY, NEZAVISIMOSTY 61-A
ROVNO, CHERNIAKA 2
ROVNO, CHERNIAKA 2 (2)
SARNY, BELGORODSKA 9-2
SEVASTOPOL, G. PETROVA 10
SEVASTOPOL, GENERALA PEROVA, 10
SEVERODONETSK, DONETSKAYA 52
SEVERODONETSK, DONETSKAYA 52 (2)
SIMFEROPOL, TURETSKAYA 14
SIMFEROPOL, TYRECKAYA 14
STRYI, USPENSKA 48
SUMY, 9-TRAVNYA 4
SUMY, 9-TRAVNYA, 4
SUMY, KIROVA 6
SUMY, KIROVA 6 (2)
TERNOPOL, M. SHEPTITSKOGO 2
TERNOPOL, M. SHEPTITSKOGO 2 (2)
UMAN, OKTYABRSKOI REVOLUTSIYI 78
UZHGOROD, POBEDI 11-B
UZHGOROD, POBEDI 11-B (2)
VINNITSA, PERVOMAYSKAYA 43
VINNITSA, PR.KOTSUBINSKOGO 4
VINNITSA, PR.KOTSUBINSKOGO 4 (2)
VOZNESENSK, KIROVA 20A
YALTA, GOGOLYA 24
ZAPOROGHYE, LAHTINSKAYA 13
ZAPOROGHYE, LENINA 212
ZAPOROGHYE, LENINA 212 (2)
ZAPOROZHYE, LENINA 146
ZAPOROZHYE, LENINA 36
ZAPOROZHYE, LENINA 36
ZHELTIYE VODI, GAGARINA 10-47
ZHITOMIR, KIEVSKA 102
ZHITOMIR, KIEVSKA 102
ZHITOMIR, LVOVSKA 2/8
ZHITOMIR, LVOVSKA 2/8 (2)
ZOPOROGE, LENINA 36

Bogdan Corporation

m.Kiїv, str. Novokonstantinіvska 1A pgt.Kozin, JBK Chistovoddya 23

Ltd. "TerraBank"

CHERKASI, GOGOLYA, 250
CHERNIGOV, POBEDI, 91
CHERNIVCI, GOLOVNA, 189
DNEPROPETROVSK, PUSHKINA, 30
DNEPROPETROVSK, TITOVA 8
DONECK, CHELUSKINCOV 105
HARKOV, IVANOVA, 11/13
HERSON, KOMSOMOLSKAYA, 31
HMELNICKIY, PROSKYRIVSKA, 58
IVANO-FRANKOVSK, GARKYSHI, 24
KIROVOGRAD, VINNICHENKA, a
KIROVSK, BORISOVA, 14A
KOLOMIYA, TUTUNNIKA, 2
KREMENCHYG, PROLETARSKAYA, 30
KRIVOY ROG, 4 ZARECHNIY, 109
KRIVOY ROG, CILKOVSKOGO, 7/2
KRIVOY ROG, KORNEYCHYKA 9/74
KRIVOY ROG, KOSIORA, 17/4
KYIV, BUL. DRUJBI NARODIV, 28 B
KYIV, CHERVONOZORIANIY, 5
KYIV, KYDRIAVSKIY SPYSK, 2
KYIV, PUSHKINSKAYA, 5
KYIV, SRIBNOKILSKAYA, 24
LUGANSK, OBORONNAIA 4
LUTSK, SENATORA, 1/1
LVOV, GAZOVAYA 36/2
NIKOLAEV, FALEEVSKAYA, a
NOVOSELISHE, CENTRALNAYA, 108
ODESSA, BALKIVSKA, 22A
ODESSA, PASTERA, 52
POLTAVA, LENINA, 16
ROVNO, PERESOPNICKA, 8
SIMFEROPOL, KIROVA, 14
STAHANOV, DZERGINSKOGO, 30A
SUMI, NABEREGNAYA STRILKI, 22
TERNOPOL, S.BANDERI, 33
UJGOROD, SHVABSKAYA, 11
VINNICA, GRUSHEVSKOGO, 22
ZITOMIR, KIEVSKA 59
ZOPOROGE, SVERDLOVA 23A

Ltd. "Pioneer MK"

m.Kiїv, str. Mechnіkova 5
m.Kiїv, str. Bogatirska 3D
m.Kiїv, str. Zhukovskogo 22

Ltd. "Ukrinbank"

m.Kiїv, str. Smіrnova Lastochkіna-10A


Advantages of the owner of the terminal:


  • The program is specifically designed and debugged for ease of maintenance, reliability and security.
  • The minimum cost of the business organization.
  • Ability to install the POS terminal at any place where there are mobile.
  • The terminal is equipped with a wireless GPRS / GSM-modem and the ability to connect to your office LAN.
  • Data transfer using the Internet channel is based on technologies VPN GPRS.
  • Activities to receive payments from the terminal, subject to working with our company is not subject to licensing.
  • You will receive a commission from each payment
  • You are monitoring terminal in real time via the Internet: check the connection, the number of bills, late check tape, unauthorized access, etc.
  • Instant payment terminal is compact.
  • Terminal payments economical.
  • You can accept payments around the clock, 24 hours a day, 365 days a year, excluding the cost of paying the cashier-seller, greatly reducing the cost of the leased area, since you only have 1 sq.m. Plus, there are no costs for the purchase of cash register equipment and operator of retail space.
  • Maintenance costs of a machine is not great, it's collection, the replacement of thermal printer paper and payment of GPRS connection.
  • Auto is a fully self-contained and requires no maintenance other than any human involvement. When using this automated payment acceptance will be easier to negotiate with the area under lease shop at supermarkets and large stores, where an acute problem with space.
  • User benefits:


  • Subscribers can easily implement the rapid replenishment of personal accounts (crediting the payment within a few seconds).
  • Automated payment reception terminal provides a wide range of federal and regional service providers.
  • For payment not need to take any further action (activate a prepaid card).
  • Addition of balance can be made ​​for any amount, it is not associated with denominations of prepaid cards.
  • Depositing is possible at any point of accepting payments, regardless of geographic location.
  • All information terminal receiving payments transmitted via a secure connection.


  • Select the location of the POS terminal


    Tricks that will help you:

    Every month the number of installed payment kiosks in major cities is increasing and we can only envy the pioneers of this business, had time to take the most advantageous place and provide a steady stream of customers, but what about those who have just started your business to receive payments? How to take its "place in the sun" in this profitable business, because it only increases the capacity.

    One of the most frequently asked questions of the specialists of "SMPU" customers who are going to open a business, is asked to advise on the choice of the optimal installation location touch-screen kiosks, as is obvious to everyone that the location of the terminal on the path of the flow of customers is the main factor of its effectively determines the amount brought by his owner arrived.

    Is it possible to identify the factors that we must first consider when choosing a site?
    Below we provide expert advice of "SMPU" on this issue.

    The full version of the document can be found on the website of "SMPU" .
    First of all, it is necessary to take into account the gravity zone of the buyer, which is determined by the distance from the store, the organization where you are going to put the terminal to your accommodation or training for work (with work) clients.

    Given the high saturation of retail outlets across the city, must be calculated, in general, only those customers who may be located on a given place within a radius equal to 400-800 meters.

    For scheduling devices to map the area with all applicable outlets of a similar profile, including markets, chests, etc., as well as routes of traffic and the real routes for pedestrians.

    Finally, we estimate the number of people living in the area, number, type and size of nearby businesses, the number of commuters from other parts of the city.

    It is also necessary to take into account information about the terminals established competitors in the area.

    As a result of the analysis is determined by the number of potential customers who will use the services of the terminal.

    It is advisable to select multiple options for placement of stalls, and to conduct an objective comparison of the two. Here is an example of such an analysis.


    Before planning the installation location of your stalls, use these simple rules to determine the optimum point of adding:
    A. Kiosks in the most crowded places will attract the greatest number of customers, it is known to all truth, which is the key, first of all. If you want to touch booth attracted many users, place it where a lot of people.

    Two. Sometimes a lower patency of people is essential and more profitable - it depends on the type of kiosk and services that it provides. For example, such electronic kiosks, photo kiosks and Internet kiosks require a longer time to work. They should be placed in locations where users will not create any problems with the passage of the flow of people during a service in a sensory booth.

    Three. Do not succumb to the entreaties of landlords to install a kiosk where there is already power outlet. It will be convenient for the landlord, but not for the users of your touch kiosk. Kiosk installed in an awkward spot, but finished with an existing outlet, less cost effective than hiring an electrician to install outlets where a kiosk to stand up and bring great profits.

    4. Be aware of the availability to your users. Do not place objects near the kiosks, which could limit their use - narrow aisles, corners, shop equipment, furniture, etc.

    Five. Remember about the availability for service kiosk. Недостаточно порой бывает доступа к киоску спереди, порой бывает необходимость доступа к задней части терминала. Наличие вполне достаточной площади вокруг киоска позволит Вам переместить его как вам необходимо, и обеспечить большое количество рабочего места для штата обслуживания.

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