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СМПУ - Система массовых платежей Украины - Интегратор платежных решений

Payment terminals - bank processing

LLC "SMPU" - Payment Solutions Integrator

SMPU - System of mass payments of Ukraine - Payment solutions integrator 0 (800) 50-18-66 SMPU - System of mass payments of Ukraine - Payment solutions integrator www.smpu.net

Company System of mass payments of Ukraine

  • Modern bank processing OpenWay
  • Modern self-service terminals
  • Professional team

Modern banking processing

  • LLC SMPU has its own processing center.
  • LLC SMPU has its own processing center.
  • Banking processing from a recognized leader in the field of building banking and processing systems.
  • Transaction processing technology and terminal network support are built on OpenWay software .
  • The technology is certified in the Ukrainian processing center

Self-service terminal

Платежный терминал экспресс оплаты SmartTerminal
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Data sheet:

  • The possibility of accepting cash
  • The possibility of receiving plastic cards
  • Steel case
  • LCD matrix 17 'Samsung LTM170EU-L21
  • DEPO SKY333 system unit
  • CN10000EG motherboard
  • Speaker System 2WGenius SP-P110
  • CRT-284 card reader (or any other motorized)
  • Pin-pad SZZT ZT598C
  • CashMode MSM Cash Receiver
  • Stecker Cash-Code 1000 bills
  • Thermal printer STAR TCP 100 (or VKP80)
  • PO "Aptra Advanced NDC Emulator"

our clients

  • JSC "Delta Bank"
  • PJSC "International Investment Bank"
  • LLC "Automotive Group Bogdan" Ukrainian Automobile Holding
  • LLC "PIONER MK"
  • PAT "Terra Bank"
  • LLC "InBank"
  • In the near future: BAT "Oschadbank", PJSC "BANK TAVRIKA" and others ...

Basic cooperation offers

Modern banking processing and self-service terminals allow us to offer customers a high-quality, modern and reliable tool for accepting payments from the public using various cooperation schemes:

  • customer service in the network of self-service terminals
  • installation of self-service terminals in the network of bank branches
  • installation of self-service terminals at agreed points of customers

LLC SMPU invites banks, financial and insurance companies, credit and clearing centers, retail networks, car dealership networks and car service stations to cooperate, all interested in introducing modern and reliable methods and means of automating payment acceptance.

BUSINESS SCHEME

The business scheme of the self-service terminal network of the SMPU complies with the legislative base of Ukraine and is built in full accordance with the Resolution of the Board of the National Bank of Ukraine # 53 of March 5, 2008 and the subsequent explanations outlined in letters to the NBU.

BUSINESS SCHEME
* Click to open larger image.

Participants of the relationship:

Clients (Payer) - individuals who make payments using terminals in favor of banks and other service providers;

The SMPU is the owner of the terminals;

RB (settlement bank) - a bank that uses the terminals of the SMPU on the basis of an agency agreement;

PU (service provider) - mobile operators, Internet service providers, cable television operators, utility providers, etc., for the benefit of which customers make payments.

The essence of the relationship:

The SMPU enters into an agency agreement with Belarus for accepting payments. Within the framework of this agreement, the SMPU establishes the terminals connected to the processing of the SMPA at the agreed payment acceptance points. The SMPU on its own and at its own expense conducts maintenance of terminals and software support for such terminals. In addition, the SMPU maintains information exchange with the Republic of Belarus, and, if necessary, with PU.

The collection of terminals at the payment acceptance points is conducted by the Republic of Belarus.

In the framework of existing agreements, the Republic of Belarus receives from the PU commission (internal) from payments in their favor. In addition, by agreement of the parties, an additional commission (external) is charged from individual customers. The agreed part of such a commission is paid by the RB to the SMPU as a remuneration to the agent for the services provided.

Information on the number and types of payments made by Clients, as well as the amount of funds transferred by Clients in favor of RB, PU (hereinafter referred to as reporting information), in the agreed time comes in electronic form of RB and / or PU as part of information exchange. Based on the reporting information and taking into account the conditions of the agency agreement of the Republic of Belarus makes mutual settlements.

The above cooperation scheme is basic and can be modernized in accordance with the wishes and needs of potential participants.

ABOUT COMPANY

The System of Mass Payments of Ukraine company (LLC SMPU) is a Ukrainian operator of a network of self-service terminals for receiving payments in favor of banks, insurance and financial companies, mobile operators, cable television, utility bills and others. Coverage map - Kiev and major cities Of Ukraine. LLC "SMPU" has its own processing center, built on the software of one of the leaders in the field of banking solutions of the company "OpenWay Technologies".

In the standard version, all self-service terminals of the LLC "SMPU" network provide customers with the opportunity to use cash and / or plastic cards of partner banks for settlements. For this, our processing center and our terminals are equipped with all the necessary encryption and cryptography tools, as well as certified by the Ukrainian processing center.

Standard functionality for clients: repayment of loans, replenishment of accounts, informing about account balance, mini-statements, transfers from one account to another. In addition, all terminals allow customers to pay for third-party services (mobile phones, cable TV, utility bills, etc.). The list of services provided to customers in the network of terminals is constantly updated by introducing new services.

MARKET BACKGROUND

Currently, according to NBU statistics, the number of already installed terminal devices in Ukraine is more than 60 thousand units (32.3 thousand devices are banking, 30.9 thousand are non-banking devices). At the same time, in the last six months alone, the banking segment of such devices has shrunk by almost 6 thousand units, while the non-banking segment has grown by 8 thousand units. It should be noted that, despite the serious shortcomings of the proposed solutions, banks are forced to try to conclude agency agreements with terminal companies in search of additional channels for collecting funds. So, in the second half of last year, the volume of cash flows passing through the terminals increased by 56% compared to the first half of the year - up to 7 billion UAH.

According to the NBU, at the beginning of this year, 76% of Russian financial institutions were working with payment terminals. At the same time, agency agreements with banks concluded 12 non-bank market participants.

TECHNOLOGICAL ADVANTAGES OF SOLUTIONS SMPU

The technological solution of the SMPU is based on the processing of one of the largest companies in Europe, OpenWay Technologies, which is in partnership with OOO SMPU. Thus, the company SMPU in the field of terminal networks is the sole owner of "industrial processing" WAY4 "in Ukraine.

The self-service terminal manufactured by Bankcard (Slovakia) is taken as the basic device. This terminal is equipped with a bill acceptor and a card reader, which allows you to make any type of payment using cash and plastic cards.

COMPANY CUSTOMERS

Already today, SMPU clients are: Delta Bank JSC, International Investment Bank PJSC, Bogdan Automotive Group LLC Ukrainian Automobile Holding, PIONER MK LLC.

The project is being coordinated for implementation of the project in BAT Oschadbank, Terra Bank, PJSC BANK TAVRIKA and others.

COATING

AT "Delta Bank"

ALCHEVSK, FRUNZE 45
ANTRATSIT, PETROVSKOGO 34-P
ANTRATSIT, PETROVSKOGO 34-P (2)
ARTEMOVSK, LENINA 13
BELAIA CERKOV, TEATRALNAIA 11/5
BERDYANSK, SHEVCHENKO 1/21
BORISPOL, KIEVSKIY SHLYAH 17A-2
BROVARI, GAGARINA 16
CHERKASI, SHEVCHENKO 100
CHERKASI, SHEVCHENKO 170
CHERNIGOV, MSTISLAVSKAYA 25
CHERNIGOV, MSTISLAVSKAYA 25
CHERNOVTSI, ZANKOVETSKOI 18
CHORTKIV, S.BENDERI 31
DNEPRODERZHINSK, SIROVTSA 23A
DNEPRODERZHINSK, SIROVTSA 23-A
DNEPROPETROVSK, GORKOGO 2
DNEPROPETROVSK, GORKOGO 2
DNEPROPETROVSK, KOSIORA 29-B
DNEPROPETROVSK, MIRONOVA 5
DNEPROPETROVSK, TITOVA 8
DNEPROPETROVSK, TITOVA 8 (2)
DONECK, PROSP.GRINKEVICHA 7
DONETSK, GRINKEVICHA 7
DONETSK, ILICHA 21-V
DONETSK, PANFILOVA 15-I
DONETSK, PR. KIEVSKY 73-D
DONETSK, PR. KIEVSKY 73-D (2)
DONETSK, SHEVCHENKO 100
DONETSK, SHEVCHENKO 100 (2)
DONETSK, UNIVERSITETSKA 46
DONETSK, UNIVERSITETSKA 46 (2)
DROGOBYCH, TEATRALNA 3
ENERGODAR, RADYANSKA 16
EVPATORIYA, PR. LENINA 51/50
FASTOV, SOBORNAYA 39
FEODOSIYA, KOROBKOVA 2-A
GORLOVKA, GAGARINA 46
GORLOVKA, GAGARINA 46 (2)
IRPEN, SHEVCHENKO 16
IVANO-FRANKOVSK, VASILIYANOK 22
IVANO-FRANKOVSK, BELVEDERSKAYA 27
IZMAIL, LENINA 21
KALUSH, PODVALNAYA 4A
KAMENETS-PODOLSK, L.UKRAINKI 35/8
KERCH, KURSANTOV 20
KHARKOV, AHSAROVA 16
KHARKOV, AK. PAVLOVA 120-A
KHARKOV, AK. PAVLOVA 120-A (2)
KHARKOV, LENINA 32
KHARKOV, PRAVDI 17
KHARKOV, PRAVDI 17 (2)
KHARKOV, SHEVCHENKO 100
KHERSON, 200 LET KHERSONA 35-A
KHERSON, 200LET KHERSONA 3-A (2)
KHMELNITSKIY, KAMENETSKAYA 52
KIEV, BAGANA 5G
KIEV, FRUNZE 127
KIEV, FRUNZE 127
KIEV, G.STALINGRADA 8 KORP 5
KIEV, KOMINTERNA 13-135
KIEV, MIHAYLOVSKAYA 18
KIEV, O.TELIGY 27
KIEV, PETLURI 13/135
KIEV, PR. POBEDI 20A
KIEV, PR.BAZHANA 5-G
KIEV, PR.GAGARINA 15A
KIEV, SAKSAGANSKOGO 44
KIEV, SHEKAVITSKAYA 30/39
KIEV, SHERBAKOVA, 53
KIEV, SHORSA 36-B
KIEV, STOITELEY 38/14
KIEV, STROITELEY 38/14
KIEV, UL.FRUNZE 127
KIEV, VASILKOVSKAYA 6
KIEV, VOZDUHOFLOTSKIY 58 (2)
KIEV, VOZDUHOFLOTSKY 58
KIROVOGRAD, NABEREJNAYA 9
KIROVOGRAD, NABEREZHNAYA 9
KONOTOP, SHEVCHENKO 73
KOVIL, SAGAYDACHNOGO 6-B
KRAMATORSK, MARATA 14
KRAMATORSK, MARATA, 14
KREMENCHYG, KRASINA 89A
KREMENCHYUK, PROLETARSKAYA 22/13
KRIVOY ROG, KREMLEVSKAYA 21
KRIVOY ROG, MYSORGSKOGO 14
KRIVOY ROG, MYSORGSKOGO 14 (2)
KRIVOY ROG, PR. MIRA 33
KRIVOY ROG, PR. MIRA33
LUGANSK, GEROEV VOV 10
LUGANSK, GEROEV VOV 10 (2)
LUGANSK, SHELKOVOGO 31
LUGANSK, SHELKOVOGO 31 (2)
LUTSK, SLOVACKOGO 12
LUTSK, SLOVATSKOGO 12
LVOV, CHERNOVOLA 67-B
LVOV, CHERVONOY KALINI, 64
LVOV, GEROIV UPA 18
LVOV, KOPERNIKA 10
LVOV, KOPERNIKA, 10
MAKEEVKA, LENINA 57A
MAKEEVKA, LENINA 57-A
MAKEEVKA, LENINA, 57A
MARIUPOL, METALURGOV 68
MARIUPOL, PR. METALLURGOV 68
MARIUPOL, PR.POBEDY 98
MELITOPOL, FRUNZE 54
MUKACHEVO, MIRA 3
NEZHIN, BATUKA 1
NIKOLAEV, PR.LENINA 22
NIKOLAEV, SPASKAYA, 52A
NIKOLAEV, SPASSKAYA 52-A
NIKOPOL, SHEVCHENKO 175/23
NOVA KAHOVKA, PERSHOTRAVNEVA 1A
NOVOVOLINSK, VINNICHENKO 6
ODESSA, GLUSHKO 11-I
ODESSA, LANZHERONOVSKA 17
ODESSA, LANZHERONOVSKAYA 17
ODESSA, PUSHKINSKA 31
ODESSA, PUSHKINSKA31
OLEXSANDRIA, LENINA 54
PAVLOGRAD, GORKOGO 145
PAVLOGRAD, GORKOGO 145 (2)
POLTAVA, 23 VERESNYA 13
POLTAVA, 23 VERESNYA 13 (2)
POLTAVA, KOMSOMOLSKAYA 34-A
POLTAVA, SENNAYA 2-49
PRILUKY, NEZAVISIMOSTY 61-A
ROVNO, CHERNIAKA 2
ROVNO, CHERNIAKA 2 (2)
SARNY, BELGORODSKA 9-2
SEVASTOPOL, G. PETROVA 10
SEVASTOPOL, GENERALA PEROVA, 10
SEVERODONETSK, DONETSKAYA 52
SEVERODONETSK, DONETSKAYA 52 (2)
SIMFEROPOL, TURETSKAYA 14
SIMFEROPOL, TYRECKAYA 14
STRYI, USPENSKA 48
SUMY, 9-TRAVNYA 4
SUMY, 9-TRAVNYA, 4
SUMY, KIROVA 6
SUMY, KIROVA 6 (2)
TERNOPOL, M. SHEPTITSKOGO 2
TERNOPOL, M. SHEPTITSKOGO 2 (2)
UMAN, OKTYABRSKOI REVOLUTSIYI 78
UZHGOROD, POBEDI 11-B
UZHGOROD, POBEDI 11-B (2)
VINNITSA, PERVOMAYSKAYA 43
VINNITSA, PR.KOTSUBINSKOGO 4
VINNITSA, PR.KOTSUBINSKOGO 4 (2)
VOZNESENSK, KIROVA 20A
YALTA, GOGOLYA 24
ZAPOROGHYE, LAHTINSKAYA 13
ZAPOROGHYE, LENINA 212
ZAPOROGHYE, LENINA 212 (2)
ZAPOROZHYE, LENINA 146
ZAPOROZHYE, LENINA 36
ZAPOROZHYE, LENINA 36
ZHELTIYE VODI, GAGARINA 10-47
ZHITOMIR, KIEVSKA 102
ZHITOMIR, KIEVSKA 102
ZHITOMIR, LVOVSKA 2/8
ZHITOMIR, LVOVSKA 2/8 (2)
ZOPOROGE, LENINA 36

Bogdan Corporation

m.Kyiv, vul. Novokonstantinivska 1A pgt.Kozin, jbk Chisovoddya 23

LLC "TerraBank"

CHERKASI, GOGOLYA, 250
CHERNIGOV, POBEDI, 91
CHERNIVCI, GOLOVNA, 189
DNEPROPETROVSK, PUSHKINA, 30
DNEPROPETROVSK, TITOVA 8
DONECK, CHELUSKINCOV 105
HARKOV, IVANOVA, 11/13
HERSON, KOMSOMOLSKAYA, 31
HMELNICKIY, PROSKYRIVSKA, 58
IVANO-FRANKOVSK, GARKYSHI, 24
KIROVOGRAD, VINNICHENKA, 1
KIROVSK, BORISOVA, 14A
KOLOMIYA, TUTUNNIKA, 2
KREMENCHYG, PROLETARSKAYA, 30
KRIVOY ROG, 4 ZARECHNIY, 109
KRIVOY ROG, CILKOVSKOGO, 7/2
KRIVOY ROG, KORNEYCHYKA 9/74
KRIVOY ROG, KOSIORA, 17/4
KYIV, BUL. DRUJBI NARODIV, 28 B
KYIV, CHERVONOZORIANIY, 5
KYIV, KYDRIAVSKIY SPYSK, 2
KYIV, PUSHKINSKAYA, 5
KYIV, SRIBNOKILSKAYA, 24
LUGANSK, OBORONNAIA 4
LUTSK, SENATORA, 1/1
LVOV, GAZOVAYA 36/2
NIKOLAEV, FALEEVSKAYA, 1
NOVOSELISHE, CENTRALNAYA, 108
ODESSA, BALKIVSKA, 22A
ODESSA, PASTERA, 52
POLTAVA, LENINA, 16
ROVNO, PERESOPNICKA, 8
SIMFEROPOL, KIROVA, 14
STAHANOV, DZERGINSKOGO, 30A
SUMI, NABEREGNAYA STRILKI, 22
TERNOPOL, S.BANDERI, 33
UJGOROD, SHVABSKAYA, 11
VINNICA, GRUSHEVSKOGO, 22
ZITOMIR, KIEVSKA 59
ZOPOROGE, SVERDLOVA 23A

LLC "PIONER MK"

m.Kyiv, vul. Mechnikova 5
m.Kyiv, vul. Bogatyrska 3D
m.Kyiv, vul. Zhukovsky 22

LLC "UkrInbank"

m.Kyiv, vul. Smіrnova-Lastochkina 10A

Advantages of the terminal owner:

  • The program is specially designed and debugged for ease of maintenance, reliability and security.
  • Minimum costs for business organization.
  • The ability to install a payment terminal in any place where there is a mobile connection.
  • The terminal is equipped with a wireless GPRS / GSM modem and the ability to connect to the office LAN.
  • Data transmission using the Internet channel is based on VPN GPRS technology.
  • Activities for receiving payments from the terminal, subject to work with our company, are not subject to licensing.
  • You receive a commission from each payment made.
  • You monitor the terminal in real time via the Internet: checking the connection, the number of bills, the end of the check tape, unauthorized access, etc.
  • Terminal instant payment is compact.
  • Payment terminal is economical.
  • You can accept payments around the clock, 24 hours a day, 365 days a year, excluding the cost of paying the cashier-seller, significantly reducing the cost of the leased area, since you only need to have 1 sq.m. Plus, there are no costs for the purchase of a cash register and the equipment of the operator’s trading place.
  • The cost of servicing a single machine is not large, it is a collection, the replacement of a thermal printer paper and the payment of a GPRS connection.
  • The machine is completely autonomous and does not require any other human intervention. When using such an automated payment acceptance, it will be easier for you to negotiate with the lease of space for a kiosk in supermarkets and large stores, where there is an acute problem with free space.

User benefits:

  • The subscriber can easily carry out express replenishment of personal accounts (transfer of payment within a few seconds).
  • The automatic payment terminal provides a wide range of federal and regional service providers.
  • There is no need to take any additional actions for payment (activate a prepaid card).
  • Balance replenishment can be made for any amount, it is not related to prepaid card denominations.
  • Account replenishment is possible at any point of payment, regardless of its geographic location.
  • All information through the payment terminal is transmitted over a secure connection.

Choosing the location of the payment terminal

Little tricks that will help you

Every month the number of established payment kiosks in large cities is increasing and one can only envy the pioneers of this business, who managed to take the most advantageous places and secure a constant flow of customers, but what should those who have just started their payment business receive? How to take your “place under the sun” in this profitable business, because its potential is only increasing.

One of the most frequently asked questions to the specialists of LLC "SMPU" by customers who are going to start their own business is to give recommendations on the choice of the optimal installation location for touch-sensitive kiosks, because for all it is obvious that the location of the terminal in the way of customers flows is the main factor effective work and determines the amount of profits to its owner.

Is it possible to identify the factors that must first be considered when choosing a place?
Below we provide recommendations of the specialists of LLC "SMPU" on this issue.

The full version of the document can be found on the website of the company "SMPU" .
First of all, it is necessary to take into account the zone of the buyer, which is determined by the distance from the store, the organization where you are going to put the terminal to the place of residence or passage to work (from work) of customers.

Given the high saturation of retail outlets in all areas of the city, it is necessary to rely, mainly, only on those customers who can be located from a given place within a radius of 400-800 meters.

To plan the placement of vehicles, it is necessary to map all operating outlets of a similar profile, including markets, lari, etc., as well as traffic routes and real pedestrian routes.

Finally, the number of people living in the area, the number, type and size of nearby enterprises, the number of people coming to work from other parts of the city should be estimated.

It is also necessary to take into account information about the terminals established by competitors in the area.

Based on the analysis, the potential number of customers who will use the services of the terminal is determined.

It is advisable to identify several possible options for the placement of kiosks and to conduct an objective comparison of them among themselves. The following is an example of such an analysis.


Before planning your kiosk site, use these simple rules to determine the optimal placement point:
1. Kiosks in the most crowded places will attract the largest number of customers, this is a well-known truth, which is the key, above all. If you want a touch-screen kiosk to attract many users, put it where many people are.

2. Sometimes the lower permeability of people is substantial and more profitable - it depends on the type of kiosk and the services it provides. For example, such electronic kiosks, photo kiosks or Internet kiosks require a longer time to work. They should be placed in places where users will not create problems with the passage of the flow of people during the service at the touch-screen kiosk.

3. Do not fall for the entreaties of landlords to install a kiosk where there is already a power outlet. It will be convenient for the landlord, but not for the users of your touch-screen kiosk. A kiosk installed in an inconvenient place, but with an existing outlet, is less cost-effective than hiring an electrician to install the outlet to where the kiosk should stand and bring more profit.

4. Remember accessibility for your users. Do not place kiosks near objects that could limit their use - narrow aisles, corners, commercial equipment, furniture, etc.

5. Remember the availability of service kiosk. Sometimes there is not enough access to the kiosk in front, sometimes it is necessary to access the back of the terminal. Having ample space around the kiosk will allow you to move it as you need, and provide plenty of work space for maintenance staff.

Good luck in business!

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