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Work does not make you rich - unlike these five things.

Как стать богатым

Wages (wages of an employee) - remuneration for labor depending on the qualifications of the employee, complexity, quantity, quality and conditions of the work performed, as well as compensation and incentive payments.

Wages (salary salary) - cash compensation (it is practically unknown about the other type of compensation) that an employee receives in exchange for his work.

All millionaires know about it. But they are silent. Charles Tips, a former scientific editor and entrepreneur who founded TranZact, told how to get rich. Sharing his secrets with you.

“No one has ever made a fortune working for one paycheck,” my father often told me.

Think about how many of the richest people who make up that same 1% of the population work from nine to six?

If you sell your time to others, you will not go far. In the departments, personnel with a penny accuracy know how much it is profitable for them to pay for your abilities and skills. Even if you graduated from Harvard Law School, got a job at a leading law firm and get a few hundred dollars an hour, after deducting all the costs, you will have a maximum of a third of what you actually earned.

So how do you achieve financial well-being?

Perhaps you first need to realize that your goal is not financial well-being, but well-being as such. The word "financial" refers to money, but you must understand that money is just the equivalent of what you have. Your condition is in the land, products and funds invested in it. And money is just a handy tool for doing things.

Here are some tips for those who want to change their lives for the better and get rich.

Decide on goals

A large current budget is not wealth. You can roll millions of dollars a year, but what percentage of this remains with you? If you are dealing with serious money, and your total profit is small, then this does not bring you closer to wealth, but exhausting you.

Use financial leverage (or other people's money)

Imagine that a familiar businessman tells you that he needs 200 capacitors (or something else) so that production does not stop. He is desperate and willing to pay $ 2 each. You have $ 100, and you know where to get such capacitors for just a dollar apiece. You can double your money! Or you can borrow $ 100, promising to return $ 110, and almost triple. Moreover, you can convince your friend to pay in advance and get even more profit without risking your money.

Delegate authority

Once, when I was working in retail, I hired a window washer. The next day, he came to me in a business suit, took away the $ 20 due to him and left his employee in his stead. Then I met in the city at least three more washers who worked for him. I tried to calculate how much money he earns on these three employees, doing only sales and coordination. Maybe I should do the window cleaning? It turned out that this guy could easily earn $ 120 per hour, while spending no more than $ 21 on labor costs (it was 35 years ago), plus a maximum of $ 2 overhead. That was four times as much as my income — even though I was a partner in a thriving retail business! And he had much less headache! And workers!

Do not miss your chance

The production cycle in which goods and services are produced - and this is the economy - begins with the fact that some enterprising person looks into the future and sees that he has a chance to make a profit. After all, there is nothing difficult to open a window-washing business. So why are 99% of the washers doing everything wrong and washing the windows themselves?

To open a business need a business acumen. Most people do not start their own business, and come up with a job, where they have to be at the same time a performer, boss, secretary and marketing specialist. Four jobs in one - how much delegation there is, you will spin like a squirrel in a wheel.

Money should make money

How did Mark Zuckerberg last week make $ 4 billion in a day? How did Jeff Bezos make $ 6 billion in 20 minutes a couple days ago? By increasing your hourly rate? No, at the expense of capital.

Man is a fragile being. For all your life you will have from 100 to 150 thousand working hours. Multiply this by your hourly rate and calculate the possible size of your condition. But money can work in a mode 24/7/365. The secret of success is to start earning early, to be very economical, not to spend money on trifles and save every penny. Your money will work for you, even when you sleep. You will go to a great restaurant for lunch, and while you enjoy your meal, you will earn enough money to pay your bill. Or even better - let the neighbor on the table who wants to buy your business pay for everything.


If you want to become rich and devote your life to making money, you must have an appropriate temper. Business is a risky business. You will find a lot of pitfalls. You can do everything right, make brilliant decisions, move higher and higher, and end up in a worse position than you were at the beginning.

Not everyone can cope with such stress and loads without having guarantees of success. Therefore, employment and a stable salary - this is a good life choice.