home Finance Фінанси підприємств - Поддєрьогін А.М.

Фінанси підприємств - Поддєрьогін А.М.

11.3.6. LAND OF CREDITORS FOR THE FINANCIAL HEALTH CAREER

Фінансова участь кредиторів у санації боржників може здійснюватися:

A) Prolongation of the restructuring of the nyavnoy zaborgovanosti;

B) in general, I will postpone the private correspondence for my own wimog;

C) in the form of additonal credit resources;

D) in the frontiers of credit security (sureties, guarantees);

E) Transformation of the Borgu at the Vlasnist.

Without interruptions, active participants in loans from financial well-being, you can buy tickets, if you are in the sanatorium, that zberezhennya pidpriemstva-borzhnika vony otrimayut ponnishe zadovolenna his vimog, nizh for yogo lіkvіdatії. Lenders mozhut zvazhitisya on materіalny rizik in obmіn on maybutnyu fate in pributkah danogo pіdpriєmstva in obmіn on a great package aktsіy borzhnika abo s nadієyu otrimati nadіyny rinok zbutu svoєї produktsії (dzherelo postachannya sirovini for Svoge virobnitstva) toscho.

In this context, in the science of literature, the form of the restructuring of the pas- sity is applied, yak "converting the borgu to the power". The essence of її field is in the. Пo підприємст-ва-боржники stimulate great creditors, zokrema oblugovuyuchy bank, pridbati corporate rights in obmіn on borgovі vimogi. At the result of the given operation, the wrestler reaches the subordinate level:

1) pinked the course of corporate rights, the registration of goods and services;

2) polypshuyutsya structure of the balance, oskilki spivvidnoshennya vlasnicha poskokovy kostyiv zminyuetsya in a positive for pidpriyatstva strait.

Konversіya Borg in vlasnіst Mauger zdіysnyuvatisya through emіsіyu novih corporate law, rezultatі redemption rights chastok (paїv, aktsіy) in vlasnikіv s metoyu further obmіnu on borgovі vimogi abo s Relief emіsії (obmіnu) konversіynih oblіgatsіy.

Transformatsiya borgu vlasnist zdіysnyuetsya, yak rule, great creditors, yakі perekanali in sanacynіynіy prodostnosti Borzhik y ochikuyut otrimannya pributkiv u maybutnomu. Qiu operatsiu mozzna rozglyadat yak extrusion of the lender in statutory fund of the souvenier.

Odnією із forms of the part of creditors at the sanatorium of the Borzhik є пролонгація чи списання заборгованості. The write - off of the debtor 's account of the creditor in its own accounts. Vona pririvnyuetsya to bezpovorotnoy fіnansovoї dopomogi souvenirs.

Prote in Ukraine legislation does not allow creditors to write down burgs of their own borzhnyiv. Nestyagnnenya cyme sum to bring, as a rule, to zbilshennya riznogo genus ob'ektiv obodotkatvannya. So, згідно зі статтею 12 Law of Ukraine "About the payment for the surplus of pidpriemstv" platniki podatkіv mait the right to change the sum of the goods to the income of the goods in advance, if the buyer of such goods will take off without weather with the platemaker, the payment for the payment of the goods. Prote tse zmenshennya zdіysnyuєtsya tіlki todі, if the creditor zvernuvsya іz stated to the court about arbіtrazhnogo styagnennya zaborgovanostі s borzhnika abo yogo about viznannya bankrutom and takozh on if the lender filed notarіus perpetrate vikonavchy records about styagnennya Borg s debіtora chi styagnennya cluttered lane.

Іnakshche kazuchi, lending, at razi viknennennya prostrochenoї zaborgovanosti mysyat negayno zvertatisya z pozovom to arbitrazhnyj court, і tіlki тоді вони mаууть змшити об'єкт оподактвання на суму заборгованості. In іnshomu razi the creditor покриває збитки (якщо виникає безнадійна заборгованість) for рахунок прибутку, який зашашаться в його розпорядженні після оподаткування. And against stvoryuyuchi privablivі minds for kreditorіv (napriklad, dozvolyayuchi vіdnositi on zmenshennya opodatkovuvanogo pributku sumi prostrochenoї debіtorskoї zaborgovanostі of companies, SSMSC pіdlyagayut sanatsії) zakonodavchі officials could b aktivіzuvati їhnyu fate in fіnansovomu ozdorovlennі borzhnika. An otze, a gift of the power of the state, the coordination of the policy in the sphere of bankruptcy and sanatorium.

Надаючи фінансову підтримку in a way відмови від своїх вимог, lending to повинні враховувати то обставну, що відмова vід claim for economical reasons, prirіvnyuєtsya vіdmovі vіd loan agreement. Tse means, for the bankruptcy of the borzo, the creditor, which has been posted against the claims, will not be a member of the legal form of the creditor's legislature. Redeeming borgyv ts'omu creditorsi bude zdіysnyuvatyasya for rahunok active, yaki zalshatsya pislya zadovolennya vimog usіh інших кредиторів that members of the labor collegium. Krіm of zaborgovanostі scrip, yak zalishilasya unliquidated pіslya zakіnchennya line pozovnoї davnostі, rozglyadatimetsya yak bezpovorotno fіnansova dopomoga, yak zdіysnyuєtsya for rakhunok pributku scho zalishaєtsya in rozporyadzhennі pіdpriєmstva.

One із methodів санації з допомогою кредиторів є repayment of the borgo mobіlіzіcіya neobhіdnyh for the financial well-being of resources for rahunok tsіlовового of bankівського to credit. This form of sanatorium zdіysnyuetsya, yak rule, komercynyim bank, a kind of obeshgovuє pіdpriєmstvo. Oskilki nadannya such a loan povyazane z hikkom rivnem risiku, rate vidsotka nyogo reach the maximum river. In the event of a bankruptcy, the bank lends itself to a loan, which is counteracted to the right for bankruptcy until the moment of settlement of the loan, and information about the suspension of such debt is discretionary (for vinnyakom vipadkiv nadannya fіnansovikh kollekіv at the interiors of the procedure of the sanatorium deptor pіd outposting yogo corporate rights), beznadіyna заборгованість for The loan is repaid for the razoon of the creditor's debts.

In active vipadkah, with the method of acumulation of credit resources, in national and in foreign currencies, for loans of sanate programs with important ows, for replacing credit risks, for the implementation of the normative display of the maximum amount of money for one seller of commercial banks, you can join the consortium ( Санаційні консорціуми).

Bankovskiy consortiums - techemchasov ob'ednannya bankov, yakі stolyamyayutsya for korporatsiії dіy for the conduct of a rіznuyu roda bankіvskiy operatіy (abo for lending to one, alе great іt rizikovanoї ugodі) і to be registered by banks on parity ambushes. Bankovski consortium for the purpose of sanate loans can be stewed with the method of credit resources, diversification of credit risk, repayment of balances in banks.

Consortium loans are based on the very principles themselves, but the bankruptcy of loans is limited, the loan is reduced to the amount of credit resources used, and the procedure is based on loans.

Consortiums on the basis of the basics can be arranged for conducting transactions on foreign currency markets, for large-scale ta ry-zikovyh leasing operations, on the factoring operations in the markets of poschkovichi capitals.

The number of participants in the consortium does not overlap. Coordinate in the consortium of the head bank, which is representative of the consortium, ali in the interlocutors, as well as in the meetings of the consortium. For organisatsiyu konsortsіumu head bank otrimu special spetsialnu vinagorodu, krіm vіdsotkіv ta komіsіnih, shcho yogo besposerednі vitrati. Yak rule, the bank-coordinator is the bank, the service of the client, which is not necessary for the real estate project sanatorium. Кожен member консорціуму самостійно оцінює ефективність проект і визначає умови своєї участі в ьому під пропонує власний варіант заниманя тієї чи іншої операції, для якої створиється консорціум.

The rules of the membership of the consortium are to be grounded on zobovtsyanni, but to accumulate a contractual agreement. The contract has to state the fact of the consortium, the yogo participants, the consortium part of the skin bank (the quota, the spivvodnoshennya vlasnosti), the meta, the representative of the kerivnitskovo consortium, the obovyvnytsia, the rights, the rights of the participants, the formation of the may and the consulate, the financing of the consortium, 'Yazannya member of the consortium of the head bank (the sum of which is paid by the banks for the consortium). In konsortsіumnіy ugodі mozhut brother not a part of the bank of kolikas, but the kіlka poschalnikіv, prichetnih before calling, scho lentuyutsya.

Bank (chi grupa bankov) zdіysnyuet control of vikonannyam poschalnikom minds loan agreement, tsіlоim vіkoristannyam credit, vikonannyam plan for financial health. In the course of a bank, the bank extends the period of the transfer of the sanation and the term of the loan agreement to the contractual agreement with the contactor: the transferee is the owner of the may, the factor is manifested, the positive may be negatively influenced by the financial crisis. In the case of the fact of the fact that credit to the credit is not for the recognition of gratuitous: nedotrimannya plan sanacii, vikinnennya novih ostavin, sho pereskojayut uspіshnyy realizatії zapadnovanyh zahodiv, bank maє right достроково розірвати крединий договір. Tse - pidstavoyu for stjagnnnia vsіh zasobіv at the intercourse zobov'azan posheval'ka for credit in the established in a strict legislative order.

Yak has already been designated, lending to sanatorium projects in the country with significant rizikami. Naybіlsh nadіynim zasobom zmenshennya rizikіv kreditorіv, of order іz konsortsіumnim kredituvannyam, Je priznachennya creditors perіod sanatsії on kerіvnі Plant pіdpriєmstva-borzhnika svoїh dovіrenih osіb abo vstanovlennya tsіlkovitogo control pіdpriєmstvom.

Rozglyanuti come in with the help of the creditors at the sanatorium pidpriemstva-morbid mozhut zdіysnyuvatyasya in the taxation order, tobto to the ear of the provagzhennya spravi pro bankrutstvo nesprozmozhnogo pidpriemstva. In the course of a provocation, on a beacon її etapі mіzh borzhnikom і creditors mozhe bouti izladena mirov grands, within the bounds of the lending of such a mozhut brothers in the sanatorium of the wrestler.