home Insurance Strahuvannya - Osadets SS

Strahuvannya - Osadets SS

7.4. Nastnamki vdoskonalennya sobstvennoy polity in the insurance galuzi

The main ambush is the widening of the state power in the insurance galusies on the basis of the European receipts to the control authorities, which is formed by the international organization of insurance visas, and by the Committee on Insurances under the Evroparliament. You can have the following meaning:

• Podal'sha інтеграція України в міжнародні страхові стротури,
• Rozvitok legislative and regulatory basis;
• Розробка стандарів електронного обігу та обліку;
• stvorennya minds for vzaєmovigіdnoї іntegratsії strahovoї that bankіvskoї systems;
• Formuvaniya ob'ednan insured in nayvazhlivshih problems of insurance;
• Alignment of the optimal structure of the sixtivnoshenny mizh obovvyazkim і sobrovnilnym strahuvannyam;
• Zaluchchennia insurance market before virishennya nayvazhlivshih nourishment of social insurance;
• Alignment of complex systems of preparation, re-training of the personnel, kvalіfіkatsії kadrіv.

Submitted development of the legislative normative bases are not the same as the collection and the boast of low legislative acts, which develop the insurance legislation of Ukraine. Nasampered tsesozuesya reinsurance, and takozh diyalnosty insured mediators.

You will need to maintain a regulatory base in the sphere of statistics, statistical and accounting, auditing. Не вирішено повністю, як саме в системі обліку слід ураховувати Transferring the reserve of reinsurers to the reservation in the Maybutnih viplatakh після вирішення спірних feed тощо. The complex system of financial indicators for the insurance companies is also necessary (for example, for the reporting and statistical bodies, for insurance bodies, and for insurance and insurances).

It is important that the legislative system regulates the insurance of life, the medical insurance, the insurance of the political risks, the disability of the mutual insurance, and so on.

The rozvitok insurance rynku nuzhno virishennya bugatokh actual feed through ob'ednannya insurer, scho spetsializuyutsya na nyvazhlivyshih strains of insurance diyalnosti.

In Ukraine, Nabula pashirennya such form, yak fears bureau. Membership in such bureaux, as well as in accordance with the Rules of Ukraine, is obovyazkivim for all insurers, who repaid the license for the first time. The first such bureau was the Motor (transport) insurance bureau. Воно об'єднало страховиків, які здійснють страхування цивільної відповідальності власників транспортних засобів. Далі згідно із legislation of Ukraine stipulates Morske and Aviatsyne of insurance bureaux - insurance of insurers, insurance of maritime and avian risks. The projects of the legislative acts of the legislature are also aligned with the order of the Nuclear and Space Insurance Bureaux. And behind the plans for an hour, you can go through the offices of the insurance of financial and export risks.

The specialization of the bureau is those that, in legislation, regulate this vision in the face of power, here, organically, eat and regulate self-regulation in the side of the insurance market. In fact, the body is being made clear, the insurances are self-conscious on democratic ambushes, setting up zagalnye "rules of gris," hardening normative documents, providing information on insurance, weathering, insuring insurance, fears, tariffs, payments, and so on, to conduct Ідину міжнародну політику .

When tsymu nihto is not guilty of getting bogged down in a normally competitive struggle for the market and the klієntіv. The power of the visibility through the visions. For the sake of, in the leather office. In addition, zagalnyi umovi functiovonuvannya tsikh bureau takozh zastverdzhuyutsya sverhvnimi bodies.

In the face of the future, the state of regulation through obovvyazykovi bullets - fears of bureaucrats - can be one of the main strains of power in the galaxy of insurance.

Vazhlivet znachennia moe takozh podal'sha інтеграція України у світові стротури, що vyznachayut mіzhnarodnu polіticu v galuzі strakhovannya.

Since 1992, the Ukrainian government has actively started to get into the international integration. Obviously, in one hour, without giving in, our territory has not entered into the necessary structures on the European, or on the river level. Prote vzhe ё певні успіхи в цьому плані. So, in 1997, the Ukrainian National Press Agency became the member of the "Green Card" system.

Podal'sha інтеграція України в міжнародні стротури vіvірити державну політику schodo reguljuvannya insurance dіyalnіі згідно із застосовуваними у світі формами, and those vazhelyami. Rozvineni kraїni - the members of the European Union - the maximum possible method of state regulation, established in accordance with the directives of the Union. Our region, stauchi postupovo by an unqualified member of the most authoritative international organizations, is driven by methods of vplyvu power on the insurance market, which will meet the standards.

Держана політика має також удосконалюлютися через сприяння оптимізації співвідношення між обов'язковим та добровільним страхуванням.

The Law of Ukraine "About insure" vneshbaće requesting new visions obovjazykovogo insurance of goods to contributions to the law, toto mozhnovosti prokazvadzhennya such insurance to the interior of the procedure and procedure to finish folding.

Tak pozhennya tsilkom vіravdane, oskіlki entered the chi іnshogo type obovvjazkovogo uchuhuvannya підвищує ступінь відповідальності держави. Tobto with the expanded fields obovjazykovogo inshariness the power actually zmushuє gromadyan abo juridicheskih osib to vikoristanna tsієї sgigi. A oskilki in the minds of the democratic sospilstva ta rinkovoi ekonomiki primushennya z boku derzhi moe buti mіnіmalnim, vidpіdіdnіst at prokazvadzhennі obovyazykovogo ukhavannya nabuvaє velikogo vagi.

At the plaza syogodnі postyayut three head zeldannya. First of all - a glance of the schodo mozhnivogo zmenshennia dyyuchih vidіv obovyazykovogo insure. To the friend - ordering of minds that order zdіysnennja zaznachenih vidiv. І Trete - introduced new types of goods in different realities of consumers in the world.

Deyaky vid obovvjazkovogo strahuvannya slid osoboryakovkovuati, udoskonalyayuchi umovi ї x conduct, the anchor chitkishe vstavlyayutuchi obovvozyki insurer and viznachayuchi formivyh contracts. Zavgodnya z okolaryadkuvannya dyyuchih vidiv obovyazykovogo strahuvannya stosuetsya nasampered such yogo vidiv, yak aviatsyny riziki, vtrata vrozhayu, neschasnі vypadki v transporty.

In the new sphere, the broadening of the field of obovyazkovogo strakhuvannya is already an important world of the Vicherpan, and the head of the zavodnya Polagaye Nyni is not at the foreseeable new views, but at the widened sleep.

Zaczachene zavdannya sporadinene like this: zaluchennia insurance market before virishennya nayvazhlivshih nourishment of social insurance.

Сьогодні держава не в змозі вирішувати такі важливі соціальні питання, як медичне обслуговування, виплата пенсій, наданя допомоги з безробіття, Відшкодування vitrate with traumatism on the vibrobitvevі and і т. Ін. Lisha for rahunok state budget. Otzhe, potrybno zaluchati kosti pіdpriemstv, robotodavtsіv, pracіvnikіv. Yakzcoo takė zaluchennia zdіysnjuvati naprimu, tse tse actually the meaning of introduced noviks vidiv podatkiv. In addition, koshti, yaki zaluchayutsya, mait the active hour rozmishchuvatisya so schob priobotiti dodatkovy dohid.

Sochi zavdannya mozhe vikonati insurance premium. Відносини, які виникають при залученні страхового ринку до вирішення соціальних програм, якісно відізняються від відносн, пов'язаних із прямим відчуженням коштів. Роботодавці, підприємства та працівники to enter into the guaranty of the civi-legal right of the bearer, de insurance of the company, take care of the zobov'yannya otrimati dodatkovy dohid zavdyaky rozmіshchenyu vozdatykh koshtіv i zdіysniti ti vyplati, pіd yakі taken zobov'yazannya (pensії, допомога, компенсації тощо).

For that hour, it is necessary to legislate the field, which is the yogo moe pokidati insurance rink in social programs, and to take care of the unnecessary entry into the programs. Zauvazhimo, scho insurance market can not take on yourself vikonannya funktsiy for sotsialnimi programs. Power for the rakhunok its own virgin koshtiv MAY garantuvati mіnimum sotsialnyh blag for all voles.

Vazhlivet znachennya for the power of maen ninі prybrennya kompleksnoї sistemi pіdgotovki, perepіdgotovki ta pіvіschennya kvalіfіkatsі kadrіv s sistemy strakhuvannya.

Now the head of the state is holding the polity - nalagoditi dvivivnevu pidgotoku. The first - the basic bakalavsky riven - moe zabezpechuvati ovolodinnya fundamental knowledge yak in galusi insurance, so in the economy, finance, the fundamentals of mathematics and so on. Tsei riven is guilty of huntsmen of the zhdebolshogo juvenile pislya zdobutta serednyoy osviti, and takozh juvenile, scho vzhe mae dexed robot on the insurance market.

The other - riven spetsialista ta magistra - is guilty of hun- dlewishly overtaking quietly, hto moe osvіtu bakalavra zekonomiki, and takozh tih, hto moe dosvіd roboti on insurance rinku i іnіshe zdobuv vyshu osvіtu іншим профілем, осіб з досвідом керівної роботи на страховую ринку. At tsiomu slіd rozvivati ​​base spetsializovanoї pіdgotovki on rіvnі magіstrіv tіѕ specialties.

Zavdanya power - regulyuvaty takozh system korotkoterminovy ​​re-training of personnel from the arsenal of high-school meals, such as actuarial problems, reinsurance is not enough.

І, нарешті, серйозного значення набуває сьогодні посилення впливу держави на проведениеня інвестиційної політики з боку страховиків.