Legal encyclopedia. Letter F

HOUSING CERTIFICATE ng>

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Bonds with an indexed face value that certify the right of their owner to purchase housing.

J. S. certifies that the owner of the funds invested in the construction of a certain area of ​​housing, the amount of which does not change during the fixed term of the employment of J. S.

The nominal value of the housing estate is set in terms of the total area of ​​housing, as well as in its monetary equivalent. The minimum nominal value, expressed in terms of the total area of ​​housing, can not be less than 0.1 square meters. Meter.

As issuers can act legal entities that have the rights of the customer for the construction of housing. Banks, credit institutions, commodity and stock exchanges can not act as issuers.

Zh.S. has a certain period of validity and contains: name; Date and state registration number; validity; Date of acquisition; Amount paid by the general

The area of ​​housing; Name of the owner.

JS can be exchanged for housing certificates of a new series.

The issuer is obliged to have an agreement under which the guarantor undertakes to pay the owner of the certificate monetary funds in case the issuer fails to fulfill its obligations. The guarantors may be a bank or an insurance company.

To release and circulation on the territory of the Russian Federation are allowed JS, who have passed state registration.

Transactions with JS are made in simple written form.

The issuer J. S. is obliged to maintain a register of owners of J.S.

Payment for housing purchased under the certificate is made within 10 working days on the basis of the contract of sale of housing.

The repurchase by Mrs. S. issuer in the period of their circulation is carried out at a price equal to the current indexed face value.

The certificate is subject to return to the executive authority, which issued it, if:

1) payment for the purchased accommodation has been made;

2) during the term of its validity, the contract for the acquisition of a dwelling premise is not presented to the bank;

3) during the term of its validity, the contract of purchase of a dwelling premise presented to the bank was not accepted by the bank for payment.

The certificate is valid for 3 months from the date of its issue.

The owner of the certificate within the specified period selects accommodation in the territory of the subject of the Russian Federation, elected for permanent residence, and concludes a contract of sale and purchase with the seller of housing.

Certificates are issued and paid off by the Ministry of Finance of the Russian Federation.

Certificates are paid off:

1) as a result of the acquisition of housing;

2) when returning unused certificates;

3) after the expiration of the certificate. The Ministry of Finance of the Russian Federation sends a monthly list of canceled certificates to the Ministry of Fuel and Energy of the Russian Federation for the registration and drawing up of a single register of certificates.