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Fіnansova statistics - Shustіkov AA

11.4. Operatsії Zi folding oblіkovoyu rates

Coley in praktitsі oblіkovih operatsіy vikoristovuyut folding oblіkovu bet, processes diskontuvannya zdіysnyuєtsya s upovіlnennyam, Aje on skin krotsі in chasі oblіkova rate zastosovuєtsya not to pochatkovoї sumi and to Sumi, zmenshenoї the value of the discount on viznachenogo poperednomu krotsі. Diskontuvannya for folding oblіkovoyu rates zdіysnyuєtsya of the formula:

P = S (1 - dc) n,

de dc - foldable oblіkova rate; S - maybutnіh platezhіv scrip, yak on narahovuєtsya vіdsotkova rate; (1 - dc) n - mnozhnik diskontuvannya.

Discount at this razі:

Dd = S - S (1 - dc) n = S (1 - (1 - dc) n).

7. Butt Yakoyu bude scrip discount on sale fіnansovogo іnstrumentu for the amount of 5000 UAH., Yakscho yogo rows repayment becoming 5 rokіv and pokupets vikoristav folding rіchnu rate oblіkovu, yak dorіvnyuє 8%?

Rozv'yazannya: P = S (1 - d) n = 5000 (1 - 0.08) = 4059 5 grn.

Diskontuvannya for folding oblіkovoyu rates zumovlyuє vigіdnіshy for borzhnika result nіzh at diskontuvannі for downtime oblіkovoyu rates, oskіlki borzhnik otrimaє bіlshu Velika scrip P.

Diskontuvannya m razіv on Year

In this razі vikoristovuyut nomіnalnu oblіkovu rate f. In cutaneous perіodі diskontuvannya zdіysnyuєtsya rates for f / m:

P = S (1 - f / m) mn,

de mn - zagalna Quantity perіodіv diskontuvannya.

Diskontuvannya than one, and m razіv on Year upovіlnyuє Tsey processes i zmenshuє the bag discount for vsіh іnshih rіvnih minds. Diskontuvannya for folding oblіkovoyu rates generally produces to result yaky vigіdnіshy for borzhnika, nіzh at diskontuvannі for downtime oblіkovoyu rates.

Pid efektivnosti oblіkovoyu rates rozumіyut folding rіchnu oblіkovu rate ekvіvalentnu nomіnalnіy when specifying the number of znachennі diskontuvannya on Year:

Efektivnosti oblіkova rate for nomіnalnu Mensch.

Of extension of the folding oblіkovoyu Rate:

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