Фінансова статистика - Shustikov A.A.

14.3. Extinguished positok method rivnih sum zagushennia main burg

When the main burgu is repaid in plentiful sums, the rosraunok terminovyy viplaty is assigned to the formula:

,

De t t - the term payment for the first hour t ; Dt - the embankment of the borgo on the cob per iodine t ;

T = 1, 2, ..., n ;

D 1 - prichatkov suma borgu;

R - suma, yaka chorichno іde on the repayment of the loan.

Application 1. It is necessary to increase the repayment plan of the loan. The loan was repaid at UAH 1,000. On 4 rocks, 4% of riches. Payments for repayment of loans are due in kitsi rock. Shchorichno on the loan for the loan for the methods of the method, it is necessary to see the same amount in the money 1000/4 = 250 UAH., The payment of payments in front of the first rock becomes 1000 • 0,04 = 40 UAH., Term payment - g1 = 250 + 40 = 290 UAH . On another rots pour borgo dorivnuvatime D 2 = D 1 - R = 1000 - 250 = = 750 UAH. Payments on the loan I 2 = D 2 • q = 750 • 0,04 = 30 UAH. І terminovaya payment g2 = 250 + 30 = 280 UAH. For інших років розрахунок інших параметрыів filed in the table.

THE SCHEME OF RETURNED TO THE CREDIT (VIPLATY RIVNYI SUMA FOR THE RAKHUNOK BASIC BORDER)

Rik

Borg on the cob of rock, Dt = Dt - 1 - R

The sum of the main burgu,

Платежі за відсотками, It = Dtq

Terminovi vyplati, g = I + R

1

1000

250

40

290

2

750

250

thirty

280

3

500

250

20

270

4

250

250

10

260

1000