home Other disciplines books Mіzhnarodnі rozrahunki that valyutnі operatsії - Savluk M.І.

Mіzhnarodnі rozrahunki that valyutnі operatsії - Savluk M.І.

7.5. Tipi that osnovnі Vidi bankіvskih garantіy

7.5.1. Tipi bankіvskih garantіy

Bankіvskі garantії podіlyayutsya two tipi - vіdklichnі i bezvіdklichnі.

Vіdklichna bankіvska garantіya yavlyaє Taku garantіyu themselves, yak Mauger Buti vіdklikana abo її minds shaping can Buti zmіnenі without cross alternately Notification benefіtsіara. Such garantіya not mіstit solid zobov'yazannya bank before benefіtsіarom i, otzhe not Je dostatnіm zabezpechennyam for benefіtsіara. In praktitsі mіzhnarodnih rozrahunkіv vіdklichna bankіvska garantіya vikoristovuєtsya not practical.

Benefіtsіaru, yaky Hoca otrimati solid zobov'yazannya bank dotsіlnіshe vikoristovuvati bezvіdklichnu bankіvsku garantіyu, not yak Mauger Buti vіdklikana and її minds not mozhut zmіnyuvatis without Zgoda benefіtsіara.

Vіdklichnі i bezvіdklichnі bankіvskі garantії podіlyayutsya on umovnі th bezumovnі.

When vistavlennі bezumovnoї garantії maєtsya on uvazі, scho bank guarantor vikonuє svoї zobov'yazannya before benefіtsіarom (zdіysnyuє Yomou platіzh) vs Yogo prostoї pershoї vimogi, navіt Yakscho Won nіchim not obumovlena i do not pіdtverdzhena yakih filed nebudu іnshih dodatkovih dokumentіv. Taqiy type garantії vigіdny benefіtsіaru, oskіlki maximum zahischaє yogo Interests, i zovsіm not vigіdny principal. Realіzatsіya bezumovnoї garantії vіdbuvaєtsya in rezultatі odnobіchnogo of acceptance rіshennya benefіtsіarom, tobto viklyuchaєtsya mozhlivіst viniknennya whether yakih sporіv. Vimoga benefіtsіara Got Booty tіlki stated in the furrows of sumi i garantії line. When vistavlennі bezumovnih garantіy bank guarantor, yak usually vikoristovuєtsya formulyuvannya "Bezumovno garantuєmo", "Garantuєmo bezumovny platіzh on Persha vimogu benefіtsіara", "Garantuєmo bezumovny platіzh on Persha Prostu vimogu benefіtsіara Square od mozhlivih zaperechen s side principal" toscho. Zazvichay, bezumovnі garantії vistavlyayutsya for doruchennyam great klієntіv bank i stink potrebuyut pokrittya trumpery.

Umovnі garantії yavlyayutsya him takі garantії at realіzatsії yakih neobhіdno vikonuvati pevnі minds. Pong Mensch vigіdnі benefіtsіaru. Yak rule, to such minds nalezhat:

• benefіtsіar guilty vkazati cause statement svoєї vimogi for garantієyu, napriklad, Doda sertifіkat about those scho vіn vikonav svoї zobov'yazannya for the contract and the contractor is not yogo zdіysniv platіzh vstanovlenі in line;
• to vimogi benefіtsіara on platіzh have rakhunok garantії toil Buti dodanі document SSMSC pіdtverdzhuyut vikonannya him svoїh zobov'yazan of contract (komertsіynі i / abo INSHI documents); takі garantії scho peredbachayut filed kit dokumentіv on vіdvantazhennya, nazivayutsya documentary;
• vimoga benefіtsіara in rakhunok garantії guilty Buti pіdtverdzhena spetsіalnim document - svіdotstvom povnovazhnogo predstavnika tretoї individuals (napriklad, torgovelnoї abo torgovelno-promislovoї Chamber, the authority sertifіkatsії product, arbіtrazhu) about those scho counterparty (principal) not vikonav svoїh zobov'yazan;
• Zgoda principal payment on zdіysnennya in rakhunok garantії - such umovna garantіya naymensh vigіdna for benefіtsіara.