Legal Encyclopedia. Letter B

ATM

- Electronic software and hardware solution, designed for dispensing and receiving cash, preparation of documents for transactions with bank cards (a means for drawing up settlement and other documents, to be paid by the client), providing information on the account of non-cash payments, etc. .d.

ATMs enable output to hard copy information about the transactions. ATM receipts mandatory details are as follows:

1) an identifier of the ATM;

2) the date of the transactions;

3) the amount of the transaction;

4) currency operations;

5) code confirming authorization of the operation by the issuer;

6) details of the credit card and account, valid safety regulations.

loading and withdrawal of cash transactions

cash from an ATM made employees of collection of the credit institution or collection units in an amount of at least two people, one of them on the assigned control functions. Issuance required to load an ATM cash and receive cash withdrawn from an ATM, made at the box office of the credit institution which established the ATM. Reinforcements cash made as appropriate on the basis of a written application to the cash employee responsible for the ATM service, or the head of the credit division of the organization, supervising the provision of ATM cash.

To download the ATM head office or a special cash employee may be granted a pre-prepared cassettes with cash. By the cassette is attached to the label affixed to it:

1) ATM numbers;

2) the amount of money invested;

3) the date;

4) signature;

5) nominal die head cashier or

a dedicated cash employee.

Collectors, taking the tape to load the ATM, check the integrity and availability of tape on the label details. When loading cassette is a printout of the amount of cash issued on the basis of cards and an ATM located at the time of the autopsy, and when removing the cassette from the ATM - a printout confirming the investment.