Фінансова статистика - Shustikov A.A.

14.4. Pogashenny pozochok method rivnikh terminovikh wipers

Зі змісту another method of extinguishing the borgo by parts of the water,

,

Q - the ratio of the reduced post-tax rents to the rate q .

Terminovy ​​vyplat is stored in two parts. When the burglary is repaid by parts, the sum of money is zaborgovannosti z prisokorennjam znizhuyutsya, ozhe, zmenshyetsya i suma nahoshovanyh na posichku vidosktyv, and suma zapushennya borgu zbilshuyutsya. Tom in the plan, repaying zaborgovosti neobhіdno viznachiti to the skinny rik at the same time the size of the terminovyi vyplati її warehouses elementi.

Vidsochki for a loan in the early rock rock is becoming Dq , and rozmir redemption borgo - R 1 = g - Dq .

Приклад 2.Розмір термінової виплати UAH

The sum of payments in the past in the first fate: D 1 q = 1000 • 0,04 = 40 UAH.

Розмір the first to pay for the rakhunok of the extinguished borg:

R 1 = g - Dq = 275.49 - 40 = 235.49 UAH.

The sum of the wage payments in the kits of another rock of the stanovitime (1000 - - 235.49) • 0,04 = 30,58 UAH.

Розмір another payment for rakhunok redeemed borgue 275.49 - 30.58 = = 244.91 UAH.

For інших років розрахунок необхідних параметрыів submitted to the table, Ñho represent the scheme of repayment of the loan in the amount of 1000 UAH., A roll was seen on 4 rocks at a rate of 4% of the riches by the method of the river term payments:

Rik

Borg on the cob of rock

Sum of the extinguished Borg

Виплата відсотків

Termination fee

1

1000

235.49

40

275.49

2

764.51

244.91

30.58

275.49

3

519.6

254.71

20.78

275.49

4

264.89

264.89

10.6

275.49

1000