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Analіz bankіvskoї dіyalnostі - Gerasimov AM

9.3.4. Analіz operatsіy s bankіvskimi metals

Nadannya komertsіynimi banks klієntam mozhli vostі pridbannya bankіvskih metalіv daє zmogu klієntam nadіyno zahistiti vlasnі Costa od іnflyatsіynih protsesіv.

Before bankіvskih metalіv vіdnosyat gold, srіblo, platinum, paladіy.

Komertsіynі banks mozhut zaproponuvati takі operatsії s bankіvskimi metals:

• Kupіvlya that sales bankіvskih metalіv, SSMSC proponuyutsya to sell that kupuyutsya banks mіrnimi zlitkami vagoyu 1-100 gramіv i bіlshe.
• Vіdkrittya that obslugovuvannya precisely rahunkіv in bankіvskih metals. Banks mozhut vіdkrivati ​​potochnі rahunki in bankіvskih metals that conduct Obl_k (zarahovuvati, zberіgati spisuvati i) bankіvskih metalіv scho daє zmogu vlasnikovі rahunku zberіgati nalezhnі Yomou bankіvskі threw mozhlivіstyu s obsession in potrіbny moment.
• Vіdkrittya deposit metalevih rahunkіv. Banks mozhut priymati bankіvskі hurled at depozitnі metalevі rahunki. Rozmіschennya deposit bankіvskogo metal music daє zmogu otrimuvati Prybutok for rakhunok narahuvannya vіdsotkіv have that same bankіvskomu metalі.
• Rozmіn bankіvskih zlitkіv.
• Konvertatsіyu one bankіvskogo metal music in Inshyj.
• Kredituvannya bankіvskimi metals virobnikіv scho vikoristovuyut їh in virobnichomu protsesі.

Bankіvskі hurled at vіdmіnu od yuvelіrnih virobіv not mіstyat іnshoї vartostі, krіm tsіni metal music i Neznachny vitrat on virobnitstvo th payment bankіvskih poslug. Gold th INSHI bankіvskі threw not stale od ekonomіchnoї i polіtichnoї situatsії Yea i do not zobov'yazannyam yakoїs powers, to naybіlsh efektivnosti zahischayut vkladenі Costa od znetsіnyuvannya. Bankіvskі zlitki kompaktnі, zaymayut little Georeferencing i zruchnі for transportuvannya. Usі tsі chinniki privablyuyut Private osіb yak, so i pіdpriєmstva.

Analіz obsyagіv i dinamіki sale bankіvskih metalіv held on pіdstavі danih buhgalterskogo oblіku.

Schodnya Natsіonalny Bank of Ukraine vstanovlyuє ofіtsіynі oblіkovі Kursi bankіvskih metalіv. Courcy bankіvskih metalіv ustanovlyuyutsya fallow od kon'yunkturi mіzhnarodnogo i vnutrіshnogo rinkіv.

Bank mozhut ustanovlyuvatisya Fees on such operatsіy іz bankіvskimi metals:

• vіdkrittya / zakrittya rahunka;
• zarahuvannya on rakhunok (Priya) / withdrawal s rahunka (vidacha) bankіvskih metalіv;
• perekaz on INSHI rahunki;
• vidacha vipisok, dovіdok about ruh bankіvskih metalіv for rahunkom.

Analіz efektivnostі Venue of operatsіy іz bankіvskimi metals deposits od rіvnya tarifіv scho vstanovlyuyutsya for such operatsіy, s one side, i od obsyagіv realіzovanih poslug s kupіvlі-sale bankіvskih metalіv, obsession interest pributkіv od nadannya bankіvskih metalіv have credit that іnshih operatsіy іz bankіvskimi metals , s іnshogo side. Otzhe, tariffs, SSMSC ustanovlyuyut for operatsіyami s bankіvskimi metals, toil Buti konkurentospromozhnimi on market analysis bankіvskih metalіv scho daє zmogu bank provoditi dostatnіy obsyag operatsіy іz bankіvskimi metals i, vіdpovіdno, zabezpechuvati optimally rіven efektivnostі.

Іnformatsіyu about obsyagi Venue of operatsіy s bankіvskimi metals mozhna іz gain the balance of the bank. Bankіvskі methane scho perebuvayut in skhovischі bank oblіkovuyutsya for rahunkom 4th order 1101 "Bankіvskі threw in a jar." Depozitnі operatsії s bankіvskimi metals oblіkovuyutsya for rahunkami depozitіv in order to vstanovlenomu oblіku іnozemnoї currency.

About efektivnіst zdіysnenih poslug іz sale bankіvskih metalіv svіdchat danі, navedenі Table. 9.31.

table 9.31

Carrying EFEKTIVNІST Hotel ІZ SALE BANKІVSKIH METALІV

Danі tablitsі 9.31 svіdchat about naybіlshu efektivnіst Venue of operatsіy s gold, scho harakterizuєtsya naybіlshimi obsyagami otrimanih dohodіv - 63% od zagalnogo obsyagu.