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Credit rozrahunkovі operatsії - Mіlay SA

5.3.2. Vіdkrittya banks have rahunkіv natsіonalnіy valyutі sub'єktam gospodarskoї dіyalnostі

A) Feature rahunkіv

Potochnі rahunki vіdkrivayutsya pіdpriєmstvam usіh vidіv i forms vlasnostі, їh vіdokremlenim pіdrozdіlam and takozh fіzichnim ladies - sub'єktam pіdpriєmnitskoї dіyalnostі for zberіgannya koshtіv i zdіysnennya usіh vidіv operatsіy for tsimi rahunkami.

Potochnі rahunki vіdkrivayutsya fіzichnim specifically for zberіgannya koshtіv, otrimannya gotіvki is the Venue of bezgotіvkovih rozrahunkіv in natsіonalnіy valyutі s Yurydychna that іnshimi fіzichnimi individuals.

Potochnі byudzhetnі rahunki vіdkrivayutsya pіdpriєmstvam, establish organіzatsіyam, SSMSC utrimuyutsya for rakhunok byudzhetіv.

Depozitnі rahunki vіdkrivayutsya pіdpriєmstvam that fіzichnim ladies on pіdstavі ukladenogo deposit agreement mіzh vlasnikom rahunka she set the jar on viznacheny in dogovorі termіn.

Install bankіv vіdkrivayut depozitnі rahunki pіdpriєmstvam minds of them filed such dokumentіv:

• kopії document scho pіdtverdzhuє vzyattya pіdpriєmstva abo yogo vіdokremlenogo pіdrozdіlu on Obl_k vіdpovіdnim body derzhavnoї podatkovoї service, zasvіdchenoї Tim body yaky document type, notarіalno chi upovnovazhenim pratsіvnikom bank;

• Notification about kopії document organіv Fund sotsіalnogo strahuvannya od neschasnih vipadkіv on virobnitstvі that profesіynih zahvoryuvan Ukraine schodo namіrіv paysite INSURANCE vneskіv vіdkriti vіdpovіdnі rahunki (podaєtsya, Yakscho yogo abo pіdpriєmstvo vіdokremleny pіdrozdіl vikoristovuyut Naiman Pratzen);

• kopії dovіdki about bringing pіdpriєmstva abo yogo vіdokremlenogo pіdrozdіlu to Єdinogo sovereign reєstru of companies that organіzatsіy Ukraine, zasvіdchenoї notarіalno abo body having seen yaky dovіdku, abo upovnovazhenim pratsіvnikom bank;

• kartka Zi zrazkami pіdpisіv i vіdbitkom seals, zasvіdchenoї notarіalno abo organіzatsієyu, yakіy pіdporyadkovuєtsya pіdpriєmstvo (vimagaєtsya, Yakscho klієnt not Got in tsіy ustanovі stream bank to deposit rahunka i dogovorі peredbacheno pererahuvannya koshtіv pіslya zakіnchennya termіnu zberіgannya s vikoristannyam platіzhnogo doruchennya).

Costa on depozitnі rahunki of companies pererahovuyutsya s stream rahunka i pіslya zakіnchennya termіnu zberіgannya povertayutsya rakhunok on the production; Venue of zaboronyaєtsya rozrahunkovih operatsіy that vidacha koshtіv gotіvkoyu s deposit rahunka pіdpriєmstva abo yogo vіdokremlenogo pіdrozdіlu.

Narahovanі vіdsotki for deposits of companies vіdpovіdno to drain the deposit agreement mozhut pererahovuvatisya on the production rakhunok abo zarahovuvatisya on popovnennya deposit.

Costa on depozitnі rahunki fіzichnih osіb shaping can Buti vnesenі gotіvkoyu, pererahovanі s іnshogo Vlasnyi gimp abo rahunka stream.

Fіzichnі individuals vіdpovіdno to drain the contract mozhut pererahovuvati narahovanі vіdsotki for deposits on the production rakhunok on popovnennya deposit abo otrimuvati їh gotіvkoyu.

B) documents for SSMSC podayutsya vіdkrittya precisely rahunkіv pіdpriєmstvam

For vіdkrittya rahunkіv i Flow Flow budgetary rahunkіv pіdpriєmstva podayut install bankіv takі documents:

a) said at vіdkrittya rahunka vstanovlenogo zrazka. Claim pіdpisuyut kerіvnik i bunt pіdpriєmstva accountant. Yakscho have shtatі Absent plant a head accountant іnshoї sluzhbovoї chi individuals yak on very hard funktsіyu Keeping buhgalterskogo oblіku that zvіtnostі, said pіdpisuє kerіvnik deprivation;

b) kopіyu svіdotstva pro Reigning reєstratsіyu in organі vikonavchoї Vladi, іnshomu organі, upovnovazhenomu zdіysnyuvati Reigning reєstratsіyu, zasvіdchenu notarіalno chi body, having seen yaky svіdotstvo pro Reigning reєstratsіyu (krіm budgetary SET that organіzatsіy);

c) kopіyu nalezhnim rank zareєstrovanogo Statute (Statute), zasvіdchenu notarіalno abo body yaky reєstruє. Provisions scho zatverdzhuyutsya Holds Kabіnetu Mіnіstrіv Ukraine chi decrees of the President of Ukraine, notarіalnogo zasvіdchennya not potrebuyut.

Install that organіzatsії, SSMSC dіyut on pіdstavі zakonіv, statutes (regulations) are not podayut;

g) kopіyu document scho pіdtverdzhuє vzyattya pіdpriєmstva on podatkovih Obl_k, zasvіdchenu podatkovih body notarіalno abo upovnovazhenim pratsіvnikom bank;

e) kartka Zi zrazkami pіdpisіv osіb Yakimov vіdpovіdno to sedate zakonodavstva chi ustanovchih dokumentіv pіdpriєmstva Nada right rozporyadzhatisya rahunkom i pіdpisuvati rozrahunkovі document zasvіdchenu notarіalno abo vischoyu organіzatsієyu in the prescribed manner. Before kartka vklyuchaєtsya takozh zrazok vіdbitka pіdpriєmstva seals;

d) dovіdku about reєstratsіyu in the bodies of the Pension Fund of Ukraine;

e) kopіyu dovіdki about bringing up pіdpriєmstva Єdinogo sovereign reєstru of companies that organіzatsіy Ukraine, zasvіdchenu notarіalno abo body scho having seen dovіdku, abo upovnovazhenim pratsіvnikom bank;

h) insurance kopіyu svіdotstva, yak pіdtverdzhuє reєstratsіyu pіdpriєmstva in Fondі sotsіalnogo strahuvannya od neschasnih vipadkіv on virobnitstvі that profesіynih zahvoryuvan Ukraine yak paysite sotsіalnih INSURANCE vneskіv, zasvіdchenu notarіalno abo body scho yogo species, abo upovnovazhenim pratsіvnikom bank.

Yakscho in tsіy ustanovі bank rakhunok klієnta vіdkrito precisely, the budget rakhunok vіdkrivaєtsya on pіdstavі said at vіdkrittya rahunka budget.

B) Flow Vіdkrittya rahunkіv vіdokremlenim pіdrozdіlam of companies

For vіdkrittya precisely rahunkіv vіdokremlenim pіdrozdіlam of companies to set the jar in yakіy vіdkrivaєt precisely rakhunok vіdokremlenomu pіdrozdіlu, podayutsya takі documents:

a) said at vіdkrittya stream rahunka vstanovlenogo zrazka. Claim pіdpisuyut kerіvnik i bunt accountant vіdokremlenogo pіdrozdіlu. Yakscho in shtatі Absent plant a head accountant іnshoї sluzhbovoї chi individuals yak on very hard obov'yazok Keeping buhgalterskogo oblіku that zvіtnostі then declared pіdpisuє kerіvnik deprivation;

b) kopіyu dovіdki about bringing vіdokremlenogo pіdrozdіlu to Єdinogo sovereign reєstru of companies that organіzatsіy Ukraine, zasvіdchenu notarіalno abo body scho having seen vіdpovіdnu dovіdku, abo upovnovazhenim pratsіvnikom bank;

c) kopіyu svіdotstva pro Reigning reєstratsіyu yuridichnoї individuals in organі derzhavnoї vikonavchoї Vladi, іnshomu organі, upovnovazhenomu zdіysnyuvati Reigning reєstratsіyu, zasvіdchenu notarіalno chi body, having seen yaky svіdotstvo pro Reigning reєstratsіyu;

g) Making kopіyu nalezhnim rank position of about vіdokremleny pіdrozdіl, zasvіdchenu notarіalno chi body scho target vіdokremleny pіdrozdіl;

e) kartka s vіdbitkom seals that zrazkami pіdpisіv sluzhbovih osіb pіdrozdіlu Yakimov zgіdno s chinnim zakonodavstvom i vіdpovіdnimi documents pіdpriєmstva Nada right rozporyadzhatisya rahunkom i pіdpisuvati rozrahunkovі documents. Zrazki pіdpisіv i povnovazhennya sluzhbovih osіb zasvіdchuyutsya notarіalno abo kerіvnikom pіdpriєmstva - Yurydychna special, go to the warehouse yakogo vіdokremleny pіdrozdіl;

d) klopotannya pіdpriєmstva abo vіdpovіdnogo body privatizatsії (schodo structural pіdrozdіlіv, SSMSC vіdokremlyuyutsya in protsesі privatizatsії) to the bank, Where Money Does vіdkrivaєtsya precisely rakhunok vіdokremlenomu pіdrozdіlu, about vіdkrittya rahunka іz zaznachennyam mіstseznahodzhennya pіdpriєmstva, yogo іdentifіkatsіynogo code, non-line rahunka is the bank Where Money Does vіn vіdkrity and takozh podatkovih authority Where Money Does pіdpriєmstvo stoїt on oblіku;

e) dovіdku about reєstratsіyu in the bodies of the Pension Fund of Ukraine; h) kopії dokumentіv about vzyattya on podatkovih Obl_k yuridichnoї

individuals yak target vіdokremleny pіdrozdіl, i vіdokremlenogo pіdrozdіlu (od podatkovih authority for mіstseznahodzhennyam tsogo pіdrozdіlu) zasvіdchenі podatkovih body notarіalno abo upovnovazhenim pratsіvnikom bank;

g) kopіyu insurance svіdotstva scho pіdtverdzhuє reєstratsіyu yuridichnoї individuals have Fondі sotsіalnogo strahuvannya od neschasnih vipadkіv on virobnitstvі that profesіynih zahvoryuvan Ukraine yak paysite sotsіalnih INSURANCE vneskіv (Yakscho vіdokremleny pіdrozdіl roztashovany on іnshіy teritorії, nіzh Yurydychna person, that zdіysnyuє rozrahunki s Pay pratsі samostіyno, - kopіyu insurance svіdotstva scho pіdtverdzhuє reєstratsіyu viokremlenogo pіdrozdіlu in tsomu Fondі yak paysite sotsіalnih iNSURANCE vneskіv) zasvіdchenu notarіalno abo body scho yogo species, abo upovnovazhenim pratsіvnikom bank.

Pіdpriєmstva scho dіyut on pіdstavі deprivation ustanovchogo contract zamіst Statute nadayut notarіalno zasvіdchenu kopіyu ustanovchogo contract.

D) Osoblivostі vіdkrittya rahunkіv for іnshih Yurydychna osіb

Kolektivnі sіlskogospodarskі pіdpriєmstva, tovaristva spozhivchoї kooperatsії, polіtichnі partії, gromadskі that relіgіynі organіzatsії (relіgіynі Gromada, upravlіnnya i center, monastirі, relіgіynі fraternity mіsіonerskі tovaristva (mіsії) duhovnі navchalnі mortgage) for vіdkrittya rahunka podayut document zaznachenі in paragrafі "B" tsogo rozdіlu, kopіyu document viznachenogo pіdpunktom "E", podayut organіzatsії scho vikoristovuyut Naiman Pratzen.

Profesіynі spіlki that їhnі ob'єdnannya for vіdkrittya stream rahunka podayut to place the documents of the bank, in zaznachenі paragrafі "B" in paragraphs "a", "c", "ґ", "e".

Pervinnі organіzatsії profspіlok, okrіm dokumentіv, zaznachenih in paragraphs "a", "ґ" podayut kopіyu Statute profspіlki (vseukraїnskoї profspіlki abo profspіlki іnshim s status), zasvіdchenu notarіalno abo vischim profspіlkovim body.

Orendnі pіdpriєmstva, krіm dokumentіv, zaznachenih paragrafі at "B", podayut kopіyu contract Orenda, zasvіdchenu notarіalno.

∞) Vіdkrittya rahunkіv fіzichnim ladies - sub'єktam pіdpriєmnitskoї dіyalnostі

Fіzichnim ladies - sub'єktam pіdpriєmnitskoї dіyalnostі, SSMSC zdіysnyuyut his dіyalnіst without utvorennya yuridichnoї individuals precisely that INSHI rahunki vіdkrivayutsya on їhnє іm'ya of minds nadannya passport chi іnshogo document scho zasvіdchuє lady.

For vіdkrittya rahunka to install bank podayut:

a) declare about vіdkrittya stream rahunka vstanovlenogo zrazka, pіdpisanu sub'єktom pіdpriєmnitskoї dіyalnostі;

b) kopіyu svіdotstva pro Reigning reєstratsіyu sub'єkta pіdpriєmnitskoї dіyalnostі, zasvіdchenu notarіalno abo body scho yogo species;

c) kopіyu document scho pіdtverdzhuє vzyattya pіdpriєmstva on podatkovih Obl_k, zasvіdchenu podatkovih body notarіalno abo upovnovazhenim pratsіvnikom bank;

g) dovіdku about reєstratsіyu in the bodies of the Pension Fund of Ukraine;

e) kartka Zi zrazkami pіdpisіv scho nadayutsya in prisutnostі pratsіvnika bank yaky vіdkrivaє rakhunok, i zasvіdchuyutsya CIM pratsіvnikom abo notarіalno;

d) insurance kopіyu svіdotstva scho pіdtverdzhuє reєstratsіyu sub'єkta pіdpriєmnitskoї dіyalnostі in Fondі sotsіalnogo strahuvannya od neschasnih vipadkіv on virobnitstvі that profesіynih zahvoryuvan Ukraine yak paysite sotsіalnih INSURANCE vneskіv, zasvіdchenu notarіalno abo body scho yogo species, abo upovnovazhenim pratsіvnikom Bank (podaєtsya, Yakscho fіzichna person - sub'єkt pіdpriєmnitskoї dіyalnostі - vikoristovuє Naiman Pratzen).

For dovіrenіstyu sub'єkta pіdpriєmnitskoї dіyalnostі - fіzichnoї individuals zasvіdchenoyu notarіalno, yogo rahunkom mozhut rozporyadzhatisya INSHI individuals.

In razі smertі sub'єkta pіdpriєmnitskoї dіyalnostі - fіzichnoї yogo individuals rights that obov'yazki schodo rozporyadzhannya Costa on rahunkah rolling up yogo spadkoєmtsіv vіdpovіdno to sedate zakonodavstva Ukraine.

D) Vіdkrittya rahunkіv for spіlnoї dіyalnostі without utvorennya yuridichnoї individuals

For zabezpechennya such vidіv dіyalnostі, yak virobnicha cooperation, spіlne virobnitstvo that INSHI Vidi sumіsnoї dіyalnostі scho zdіysnyuyutsya on pіdstavі dogovorіv (kontraktіv) without utvorennya yuridichnoї individuals to install bankіv vіdkrivaєtsya deprivation precisely one rakhunok. When tsomu podayut:

a) declare about vіdkrittya rahunka, pіdpisanu special, yakіy on pіdstavі dovіrenostі Nada right rozporyadchogo pіdpisu pid hour Venue of penny operatsіy for CIM rahunkom;

b) kopіyu agreement about Keeping sumіsnoї dіyalnostі, zasvіdchenu notarіalno;

c) kopіyu reєstratsіyu document about such agreement (contract), zasvіdchenu notarіalno abo body scho Tsei document having seen (podaєtsya tіlki s participation agreements for іnozemnih іnvestorіv);

g) rіshennya uchasnikіv agreement about viznachennya osіb Yakimov nadaєtsya right rozporyadchogo pіdpisu pid hour Venue of penny operatsіy for CIM rahunkom scho oformlyuєtsya in viglyadі dovіrenostі;

e) kartka Zi zrazkami pіdpisіv osіb, SSMSC toil right rozporyadzhatisya rahunkom, zasvіdchenu notarіalno. In karttsі Zi zrazkami pіdpisіv put zrazok vіdbitka seals participant contract for Money Does dovіrenіstyu vsіh uchasnikіv agreement about sumіsnu dіyalnіst Nada right rozporyadchogo pіdpisu pid hour Venue of penny operatsіy for CIM rahunkom;

d) kopіyu document scho pіdtverdzhuє vzyattya pіdpriєmstva (resident) on podatkovih Obl_k, zasvіdchenu podatkovih body notarіalno abo upovnovazhenim pratsіvnikom bank.

Vіdmіtka place the jar about vіdkrittya rahunka placed on titulnіy storіntsі Perche primіrnika agreement (contract).

E) Vіdkrittya rahunkіv for formuvannya statutory fund

In razі vіdkrittya rahunka for formuvannya statutory fund gospodarskogo tovaristva podayutsya: rіshennya zasnovnikіv about viznachennya individuals yakіy nadaєtsya right rozporyadchogo pіdpisu pid hour Venue of penny operatsіy for CIM rahunkom scho oformlyuєtsya in viglyadі dovіrenostі, zasvіdchenoї notarіalno (Yakscho Hoch b one іz zasnovnikіv Je fіzichna person ); kopіya ustanovchogo contract zasvіdchena notarіalno (Yakscho zasnovnikom Je fіzichna person); Claim about vіdkrittya rahunka, pіdpisana upovnovazhenoyu zasnovnikami apart; kartka Zi zrazkom pіdpisu individuals yakіy zasnovnikami Nada right rozporyadchogo pіdpisu, zasvіdchena upovnovazhenim pratsіvnikom bank.

Costa on Tsei rakhunok pererahovuyutsya zasnovnikami (uchasnikami) for formuvannya statutory fund gospodarskogo tovaristva to yogo yak reєstratsії yuridichnoї individuals. Tsei rakhunok yak pochinaє funktsіonuvati precisely tіlki pіslya obsession dokumentіv Bank schodo reєstratsії gospodarskogo tovaristva in the prescribed manner. In razі vіdmovi in ​​reєstratsії gospodarskogo tovaristva abo in іnshih vipadkah, peredbachenih chinnim zakonodavstvom Ukraine, Costa povertayutsya zasnovnikam (participant) and rakhunok zakrivaєtsya.

In razі vіdkrittya rahunka for formuvannya statutory kapіtalu novostvoryuvanogo bank podayut takі documents:

a) declare about vіdkrittya rahunka for pіdpisom individuals upovnovazhenoї ukladati Treaty that dіyati od іmenі zasnovnikіv (uchasnikіv) bank;

b) kopіyu ustanovchogo contract zasvіdchenu notarіalno. In razі vіdkrittya rahunka for formuvannya statutory kapіtalu novostvoryuvanogo cooperative bank zamіst kopії ustanovchogo contract podaєtsya vityag s protocol zborіv zasnovnikіv (uchasnikіv) s rіshennyam about viznachennya individuals upovnovazhenoї ukladati Treaty that dіyati od іmenі zasnovnikіv (uchasnikіv) bank zasvіdcheny notarіalno;

c) kartka Zi zrazkom pіdpisu individuals upovnovazhenoї ukladati Treaty that dіyati od іmenі zasnovnikіv (uchasnikіv) bank zasvіdchenu upovnovazhenim pratsіvnikom bank.

Tsei rakhunok vikoristovuєtsya for akumulyuvannya (at vipadkah, peredbachenih chinnim zakonodavstvom) koshtіv uchasnikіv novostvoryuvanogo bank s metoyu formuvannya yogo statutory kapіtalu until one їh amended by nakopichuvalny rakhunok, vіdkrity in Natsіonalnomu Bank of Ukraine abo teritorіalnomu upravlіnnі Natsіonalnogo Bank of Ukraine for mіstsem stvorennya bank. Pіslya pererahuvannya koshtіv nakopichuvalny rakhunok on Tsei rakhunok zakrivaєtsya on pіdstavі stated about zakrittya rahunka for pіdpisom individuals upovnovazhenoї ukladati Treaty that dіyati od іmenі zasnovnikіv (uchasnikіv) bank.