Інвестиційне кредитування - Пересада А.А.

8.5. Інвестиційне кредитування в Україні іншими фінансово-кредитними органзаціями

Krіm zgadanih vische mіzhnarodnih fіnansovo CREDIT organіzatsіy, SSMSC zaymayutsya kredituvannyam іnvestitsіynih proektіv on Ukraїnі, vartі takozh uwagi INSHI mіzhnarodnі іnvestitsіynі іnstitutsії, SSMSC zdіysnyuyut іnvestitsіynu that Credit pіdtrimku vіtchiznyanogo pіdpriєmnitstva.

  • The Nimetsko-Ukrainian fund "The international consultative project" is grounded at the interventions of TRANSFORM programs for financing development of small medium-sized business in Ukraine through commercial banks. Допомога здійснюється через відкриті three credit lines:
  • mіkrokrediti to 15 million DM termіnom to 1st rock for Malih of companies (not bіlsh nіzh spіvrobіtnikіv 25) s perevazhnoyu chastkoyu privatnoї vlasnostі, zaynyatih in virobnitstvі, obslugovuvannі abo torgіvlі;
  • Credit up to 50 thousand. DM termіnom to 2 rokіv for Malih of companies (not bіlsh nіzh 250 spіvrobіtnikіv) s perevazhnoyu chastkoyu privatnoї vlasnostі, zaynyatim in virobnitstvі abo obslugovuvannі;
  • Credit up to 500 thousand yen. DM i termіnom takozh to 2 rokіv for serednіh of companies (not bіlsh nіzh 500 spіvrobіtnikіv) s perevazhnoyu chastkoyu privatnoї vlasnostі, SSMSC toil partnership that spіlny BIZNES іz serednіmi pіdpriєmstvami in Nіmechchinі.

Usi poziks mozhut bouti vikoristan for the finance of the working capital.

  • Fund of Eurasia. The program is a pose to the small business of Ukraine. Meta Foundation:
  • nadannya kreditіv in іnozemnіy valyutі s nizkoyu vіdsotkovoyu rates pіdpriєmstvam scho pratsyuyut in sferі virobnitstva abo nadannya poslug, toil zhittєzdatnі, perspektivnі s ekonomіchnoї point Zora projection that potrebuyut pozichkovogo kapіtalu;
  • Сприяння to the financial and economic development of property, the construction of a new business;
  • Навчання спеціалістів банків-партів прийнятим у розвинутих країнах At the beginning of the principles of credit analysis and management of the loan portfolio.

See the duty of the podtrimki, the oath of the oath:

  • The maximum rozmіr індивідуальної pozitsi not перевищує 100 000 дол. USA;
  • Maximum period of nadannya - 2 rock;
  • Periodiznst repayment of the main sumi burgu to be stored in a particular project;
  • Outpost dorivnyuyu shonaimenshe 100% sumi pozki (otsinka to be held on the basis of the basis);
  • Guaranty of bail є mozhlivymi variants zabezpechennya bail.

Fіnansuvannya in the interiors of the given programs to buy on the purchase of obladnaniya, sirovini ta materіalіv.

  • Program Інвестування ОПІК. OPІK zdіysnyuє its programa fіnansuvannya Shlyakhov nadannya bezposerednіh pozik, pozikovih garantіy and takozh obslugovuvannya operatsіy s kapіtalami scho zabezpechuє serednota dovgostrokove fіnansuvannya i postіyny kapіtal of companies for participation in the Zi digit їhnіy vlasnostі that upravlіnnі amerikanskogo bіznesu. Nadauchi pose, OPIC can pokrivati ​​up to 50% zagalnoy vartosty new vibrobitvva, and yakschoo MOVA yde about rozshirennya uspishno dyuchogo virobnitsvva - up to 75% zagalnoy vartosty project.

Фінансування невеликих проеків здійснюється shalom realіzіїії програми nadannya pozhії zhіkі z vlasnih koshtіv OPIC. Rozmіri such posks become in the 500 yew. Up to 6 million dollars. USA. Tsegrelo fіnansuvannya mozhe bouti vikoristana, yakshchoo project fіnnsuєtsya abо здійснюється зі znachnoyu uchi американu ameriyskogo small biznesu chi co-operative.

Velikі korporacii, yakі not mozut rozrahovuvati on otrymannya bezposerednih posk, mozut koristatisya programmu poskikhi garantiіy OPIK. Хоча малі фірми та кооперативно, що здійснють інвестиції у великі проекти, mozhut takozh korostustatisya tsim kind of fіnansuvannya. Typical rozmіr poskokih guarantee of OPIC to become from 2 million to 25 million dollars. USA, it is possible to reach $ 50 million. USA. Within the framework of the program, the guarantor is a poshchaknik, yak i і Vipadku progry nadannya poziks, zvertaєtsya to OPIC for the subject of the project that structured yoga fіnansuvannya. Відсоткові rates on the guaranteed positions are to be paid at the rates for the guaranteeing of the US detainee by the number of peppers in the analogous line of the order.

  • Fund of small loans in part of the Western NIS Enterprise Fund has been built up, the financing of privatnye kompanії ta pіdpriєmcіv in Ukraine is in the spotlight posk і credit. Умови надання кредиів:
  • Fіnansuvannya (credit) надається у розмірі від 500 up to 100 000 dollars. USA;
  • The lines of credit can be borrowed from a number of months to three times a year;
  • Lend money to the course of the course;
  • Fund is not vimagayet niyakih financial guarantees for insurance companies, bank loans, hocha zabezpechennya zastavoyu obovyazykov, in the case of this form, the form is forced to settle on an inordinate basis.

Fund zatsykavleniya fіnansuvannі sіlskogo gospodarstva, repair maisteren, small cramnits, vibrobnitsva vzuttya, fabrics tochno.

  • Fund pidtrymki pidpriemstv in the new zahidnih nezalezhnyh powers. Yogo meta - pidtrimka rozvitku mali і srednnіh privatnih pіdpriєmstv in Ukraine, Moldovі і Білорусі shamom podbodennya priimih інвестицій. Fund zdіysnyuє fіnansuvannya u formi partkonkoy part of the statutory fund at the form pozk y rozmіrі vіd 500 тис. Up to $ 5 million. The US is covered by the specific needs of the project. Poses are put on perіод від кількох місяців to п'яти років underlying the project. Відсоткові rates on the positions are set on the basis of the domestic commercial rates, to the respect of the oblovkov the rate of the NBU is the same as the rivier. The fund does not vimage of office guarantees in any bank insurance companies, although it may be filed on personal guarantees in the kerivnitskva chi vlasnііv pіdpriєmstva. Fund lenduyet design in usl zhaluzah promislovosti, hocha moe sobistysty Іnteres up to projects in agrobusiness, vibrobnitsів меблів та будівельних матеріалів.

In the same way, the organizational form of receiving loans from other countries is possible in the form of an international credit export agency. In Ukraine, there are a number of such agencies. Yak butt can be visited by the US Agency for International Development, for example, for creating a small business for a small business in Ukraine for a raunch of strict adherence to "business-incubators", tobto osvitno trenningovyh mortgage, and so on, credit projects, investment projects on competitive basis for high-tech vibrots Up to 60 yew. Dol. The United States that microcredit to 5 thousand. Dol. USA.