Strahuvannya - Osadets SS

4.2. See insurance companies and order

  1. At багатох країнах світу insurance on the right розглядається як окрема галузь економічної діяльності. Do not enter riznomanitny for forms of ownership, types of insurance agency, insurances, and other information and information-consultative structures. The head of the insurance of insurance must be insured by insurers.
  2. The insurant is the organizer of the contract, who, in return for the loss of the lease, takes on himself the wages of the zobovan at the time of the insurrection of the insurance policy for the people who insult the person who calls them, the wanderings of the wretches.
  3. Sukupnist insurances, scho funktsionyuyut at pivnom ekonomichnom seredovischі, utvoryo insurance system. Її the head of the zavdanya - nadannya insured servant.
  4. For the form of ownership, insurers can be powerful and private .
  5. Z and the nature of robot insurers podilyayutsya for three groups: 1) soi, scho insure zhittya; 2) build up the inshore visibility; 3) impose a viciously reinsurance service.
  6. Derzhavnі (publichnі) insurers stlyamyayutsya, yak rule, vіd іmenі yyadu, yakiy dі kerує.
  7. The average of private insurers at the local level is the practice of the individual, the accrual of insurance and comradeship. Spivvidnoshennya mіzh power and private forms of insurances to be located in the Suspilnyi I will arrange the territory of the economy.
  8. In kolyshnomu SRSR those ішших on that hour соціалістичних країнах Європи існунула монополія на страхову діяльність. Усі страхові операції здійснювались через державні оргаізації. At Radyansky Soyuz tsebuv Derzhstrakh SRSR, a kind of Mav rozgaluzhenu system of the republics and municipalities is governed by the past.
  9. Monopoly on insurance is not attached to the edges of social and economic development. Monopolizovanuyu bula pivny hour of insurance on the right in the Tsarsky Rossii, Frantsii, vystavkikh інших країнах. І ninі mozhna nazvati kraїni zrinkovuyu ekonomikoyu, de zberigayetsya monopoly on insurance to the right. Prior to them lay down, skazhimo, Ірландська Республіка (health insurance), Індонезія (усі види страхування). Sistemi insuhta takozh mozhut buti riznimi.
  10. Specific і й індивідуальні страховики. Prior to the insurance, zokrema, vidnosyat fizichnih osib, obnednih syndicati, scho diyut on insurance zhinkov type Lloyd (Lloyds (before 1994, rock - Lloyds of London)).
  11. London Lloyd vinik in the ХVІІ стоітті. Teper Corporation Lloyd nalichuyu ponad 30 tis. Members, members of the group of syndicates. Vaughan is not responsible for the insured zobovans of his own members. Діяльність корпорації Lloyd is regulated by special legislation.
  12. Lloyd - the chain of insurance agents of the svitovoy znachennya. Here perevazhaet insurance of sea, aviatsinyh, avtomobilnyh, naftogazodobuvnih rizikiv. Корпорація створює неодмінні умови для успішної страхової діяльності its members. Lloyd priblyumelya strakhuvalnikov z sysyogo svitu goodness vidpratsyovaniem i stabylnyh umovami insuhvanya, vysokoyu kvalіfіkatsіyu underwriters.
  13. Syndicati form, as a rule, for types of insurance. Ocholyuy syndicate underwriter, a kind of birch to insure the risks of their own members. Серед членів кожного із синдикатів багато відомих бізнесменів, діячів науки та культури. The fate of the cih osib is not less than the corruption of the Lloyd fіnansovo, but thіѕ піднімає authority її in suspіlstvі.
  14. Insurance business for the sight of corporations Lloyd Lisha can be mentally invested in private. On a day, the world of groups of fictitious autumns, up to the singers' syndicates, yakis, from their own chergers, dityu to the insurance market is important because of the principle of spavstrahuvannya. Stvorennya insurvivіv this type of sign pobirennya not nabulo. Lloyd is experiencing the time of the great serpents. Ninі Lloyd іde zbylzhennya z asotsіyovaniem kompanііi. Already, here is the order of the members, who must bear the law of defense, for fear of insanity, бага bagato osib, the number of juridical ones, which enter Lloyd's syndicates on the ambush of ambulance services.
  15. Teper Lloyd reverently vibudovuy novij іmіdz - rіdshe zagadє trіоhsotrіchnі tradition iі bіs more наголошує на зусиллях, яких корпорація докладє, щоб відповідати сучаснимшим вимогам.
  16. In Ukraine, insurers are legal entities that are registered with the forms of joint stock companies, companies, comradeships, and associations with subsidies. The specialization of the dermatologist is the law "On Gentleman's Partnerships" (1992). The law "About insure" pogobacha takozh mozhnivіt utovorennya sverhvnyh insurance organizatsiy.

In the form of permits in Ukraine, the forms of insurance organizations do not have any partnerships with foreign companies. Відомо, що такі підприємницькі structuri дуже поширені в малоі і середньому бізнесі. Vlasniki in various ways, for example, should carry a visa for the burgs of the firìmi lisha in the interlocutors of extras to the statutory fund. Умови secureness zaschachenyh comrades zahischayut vіd pereoblennya in їhnju spravu nezazhanyh uchasnikіv. The order of positive and negative numbers of negative personalities, Zokrema Mali can not be violated by statutory capital, it is difficult to control the disposition of comrades, especially in the field of insurance services. Інколи прихильники впровадження ТОВ from the insurance to the right just ask for zarubizhny tsilkovito, movlyav, positive dosvіd. Ale tse hibna dumka. Napriklad, the Great Britain understands the comradeship rіzko відрізняється від нашого. English partnerships can not be a mother's status as a legal entity. Before insurances here vidnosyat lishe ti pіdpriemnitskі structu, scho otvereni na pіdstavі Aktu pro pahovі kompanії. This one is deprived of the impulse. Prior to the company's interchange of services, joint activities and partnerships.

In Ukraine, understanding "comradeship" and "companions" is very uncomfortable, not rozrizneichichi on practical insurance cooperative societies and insurance companies. Prote nasravdi not dermal insurant can vvazhat comradeship. Not all insurance companies are gaining a vigil of insurance companies. Partnerships, as a rule, do not stolenyutsya todi, if by a bureaucrat є viklyukno power. The water hour at the edges of the territories before the company does not include the expansion of the mutual insurance partnership (TVS). Thus, the US TVS is to become 6% of the total number of insurers, whichever is the most insured, and there is a 40% sale of special insecurity on them. In Japan, half of the insured operations in private insurance hit the fuel assembly. Понад дві третини сільськогосподарських ризиків у Великії Бриїнії, Нітерландах, Франції insured in fuel assembly.

Головна відмінність між ТВС і компанією полягає в то, що компанія завжди має на меті отримання комерційного результат - прибутку. Tse zabezpechuyutsya through zastosuvannya tariffs, to the warehouse of some zdeeklshogo enter and partial pribudku. For the comrades of all kinds of insurance, the offspring are not пер. Pony stoyamyayutsya, shcheob umozhiliviti vseмоmodopomogu svoїh members. Here, a member of the association is one-hourly œ an insured and an insurer. To insure the insuremen with the help of the partnership. Якщо сума страхових премій перевищує виплати і витрати на ведення справи та відрахування до фірів, then різниця може бути is turned to members of the association.

In Ukraine TVS takozh mozhut iz an hour nabuti pomitnogo rozvitku. Nayspridlivishi umovi for їх поширення слід очікувати in the syllable state (zahist farmers' russia), in the small promyslovyu і Torgovelnomu biznesi, insured Zhitan. For a legal basis, the database is part-time. Proteh for the hour of completing the preparation of the whole of the vidanna of Zhodny TVS was not a boule.

To the widows of the international rinkovoi terminology in our territory, those who are often insured by the insurance company, and not by the insurance body, are explained.

Insurance company - tse is legally registered oditnitsya pіdpriєmnіkіkі діяльності, yaka beri na zobov'yаnnya insurer і має на цеііпповідну ліцензію.

In Ukraine, both in the Baghdad and the smaller powers, the basis of insurance systems is to become a company with vigilant partnership companies.

Aktsionerne insurance comradeship (corporations) - the type of companies, yak stovorjovatsya i dіє zі statutnym kapital, podilenim on the singing kilkist chastok - акцій. Paid an accreditation to the right of the governors to take part in the management of the partnership and return part of the income to the forms of divorces.

At the very basis of the joint-stock company, the transfer of this type of company is pledged. Акціонерна форма нагромадження статутного капіталу дає змогу залучати до страхової ідудустії багаоох legal and technical aspects, зацікавленижений вигідно розмістити свої інвестиції. The insurance industry for the status of the obtruded sovereign state regulation is possible for otrymnnya pributku on oditynitsy акціонерного капіталу на рівні, не нижчому від середнього за всіма галузями бізнесу. In the case of unpleasant differences in the specificity of a particular insurant, vestno vinodno insignificant vneskiv to the company does not pull the bankruptcy of the shareholders themselves.

Aktsionernye comrades buivayut zakritogo i vidkritgogo type. In Ukraine, in insurance companies, transfer private partnerships to a closed type. The goal is to explain the motives.

In a nutshell, the strictness of the accreditation of the joint-stock companies of the trivalent hour was shaken by low wimogs until the statutory fund of the insurant and the territory of the roving of the paperns.

In a different way, the yak has already been designated, the Ukrainian legislation does not preclude the possibility of securing the insurance companies in the company.

By-trete, the status of a closed partnership allows you to control the information in a wider range of mediums in the same category of insurance companies that may be responsible for collecting information.

Fourthly, the procedure of securing a closed joint-stock company is simply asked, but it is possible to save time and money.

Promising for insurance and industry і відкриті акціонерні товариства. The company aims to organize itself on the basis of the insurance obligations. Вони вимагають пошуків коштів у багатьох власників, які здейільшого не сільні до активної участі в керівництві компанією. Encourage the costumes of such osibs succeed in selling the companies to the stock market. Ninі vzhivayutsya come zakodo zbіlshenny statutory fund, stimuljuvannya and prisokorennya organizatsicnogo zakonodelnja sale і kupіvі acііy tіnіshih tsіnnih papperіv. Tomu є vsі pіdstavi ochіkuvati, schо акціонерні partnerships vіdkritogo type neobarom посядуть і утримуватимуть провідне місце на страховую ринку.

Insurance companies can be grupuvati for geographic knowledge. Submitted by tab. 4.2 Characteristics of the insurance policy for the Regions of Ukraine as of 1.01.2002 p.

Table 4.2

Розподіл страховиків за регіонами України

Region

Kilkist insured on the cob of rock

У% до загальноїкількості по Україні

1998

2002

1998

2002

Західний

29

22

12.9

6.7

Circular

58

83

25.9

25.4

Південний

47

41

21.0

12.5

Central

90

181

40.2

55.4

At the number of Kiev

78

160

34.8

48.9

Occasionally

224

327

100

100

For teritoriєyu obeslugovuvannya companії mozhna podіliti na mіscevі, регіональні, національні та транснаціональні . It's a pity, nini is practical in the statistics statistics of the agreements in the skin of the company in the regions. Ліцензії майже всім компаніям видані з right здійснення діяльності на території всієї країни. It is important for the insurrectionist insurrectionists, who are deprived of their property in the interiors of the pioneer regency.

Досвід країн Європейського союззу показує, що на вищому етапі its own rozvitku insurance is subjectively required for the inter-edge visibility. Tse vigidno insurvivi - riziki teritorially rozorededzhuyutsya, zrostaє otsyag sale polisіv, and ozhe, mozhnivist klub pributok. Певні переваги очікують і на страхувальників: вони отримуть страхові іжгиії інічної вищої ящії і за забиівняно below fee та в необхідному регіоні.

Відповідно до Уго про про співробітництво і Україні з країнами ЄС з червня 1999 року іноземні інвестори дістали право правоізовувати страхові компанії або їх філії на території нашої держави. Insurance is permissible for residents of Ukraine. Nimi can be both companies and companies, in Ukraine and in the Ukraine, by non-terrestrial investors.

Odnієyu s bunt minds pіdvischennya konkurentospromozhnostі vіtchiznyanih strahovikіv Yea i naroschuvannya fіnansovogo personnel potentsіalu kompanіy, stvorennya mehanіzmu stimulyuvannya popitu on strahovі Hotel, posilennya Borotba s fіnansovimi mahіnatsіyami and takozh stvorennya klіmatu dovіr'ya to strahovikіv, nadannya insurers mozhlivostey zdіysnyuvati efektivnosti іnvestitsіynu dіyalnіst. At the beginning of the growth was already marked, but insurance was an objectively necessary attribute of the Rink economy. Від його розвитку виграють фізичні та юридичні individuals, more income from the budget. Otzhe, trivale vidstavannya in rozvitku insurance and industry can viduchutno galmuvati rozvitok rinkovoi ekonomiki in tsilomu.

The order of the newcomers to abolish the reorganization of insurance companies is to be regulated by zagal laws (about the payment of damages, the revaluation of the litigation of legal entities, the vikonannya of the penny-and-currency transactions, the settlement of the paperns and others), and so by legislation that the specialties of the insurance business.

The process of securing insurance companies can be sub-divided into two stages: the form of a legal entity and the status of an insured. Bezperechno, tsі etapi tisno vzajmozv'yany, scho vіdbiivatsya in the installation documents, rozmіrі statutory fund, viznachennі spheres діяльності тощо.

Legal entities (krіm bankіv) мають бути зареєстровані в адміністраціях за місцем розташування. Kompaniya, kotra otrimala reestratsіyne posvіdchennya yak pidpriemnitskaya structure, mozhe vikonuvati pivnі fіnansovі operatії, pozhjazanny y zakazvanannyam statutovnogo fund, preparation of the office, rozmіschennyam timchasovo vіlnyh groshovih kostyv. Ale on the basis of the company is not an insurance company. Vona nabuvaє such a status tilki pislja nalenennja її to the Derzhavnoe reekstu insurvivіv that vidichі ій ліцензії on the right здійснення пвних видів страхування.