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Fіnansi of companies - Fіlіmonenkov OS

6.5. Repayment of the loan i vіdsotkіv for him koristuvannya

The order form of i-line repayment of credits pozichalnikom peredbachayutsya, yak Typically, credit dogovorі. Prote Yakscho scrip peredbachena in dogovorі poziki vidaєtsya pozichalniku chastkovo as payment okremih vidіv vitrat, kontraktіv i tsі chastki poziki oformlyayutsya termіnovimi zobov'yazannyami, the stench pogashayutsya at i-line in sum, peredbachenih in Tsikh zobov'yazannyah.

Pozika Mauger pogashatis odnorazovo abo in rozstrochku (chastkovo). Disposable repayment poziki peredbachaє Povernennya Borg in povnіy sumі in rows vstanovleny in credit dogovorі. When pogashennі poziki in rozstrochku peredbachaєtsya perіodichnіst Povernennya Borg uzgodzhena h hour nadhodzhennya viruchki od sale produktsії (tovarіv, nadannya poslug) that іnshih nadhodzhen penny koshtіv i vіdpovіdno to strokіv, vkazanih in termіnovih zobov'yazannyah. Mozhlivі th INSHI way of repayment poziki, SSMSC neobhіdno peredbachiti in credit dogovorі, napriklad method "amortizatsіynogo" repayment of the loan. Tsei method peredbachaє repayment osnovnoї sumi Borg i vіdsotkіv him systematically in viznachenih rozmіrah i ustanovlenі in line. Together s ostannіm on delivery pogashayutsya zalishok loan i vіdsotki him.

Vіdsotki narahovuyutsya schomіsyatsya vihodyachi Zi vstanovlenoї in credit rate dogovorі i sumi nepogashenoї poziki.

Ninі vstanovlennya protsentnoї rates for the loans are not regulyuєtsya regulations. Fee koristuvannya dovgostrokovim credit banks viznachaєtsya s urahuvannyam line kredituvannya, nadanih pozikootrimuvachami garantіy svoєchasnogo Povernennya loan popitu that propozitsіy Credit resursіv and takozh nayavnostі credit riziku. Protsentnі rates scho vstanovlyuyutsya bank toil zabezpechuvati Povny pokrittya їh vitrat that otrimannya pributku od gosprozrahunkovoї dіyalnostі.

Suma Borg i vіdsotki him pogashayutsya in takіy poslіdovnostі: spochatku splachuyutsya narahovanі vіdsotki for koristuvannya pozikoyu, potіm pogashaєtsya stitched zaborgovanіst s poziki, Dali Costa spryamovuyutsya osnovnoї to repay the loan sumi.

Repayment of the loan i vіdsotkіv him zdіysnyuєtsya platіzhnim doruchennyam pozichalnika s yogo stream rahunka and minds of Borg viznannya pozichalnikom - platіzhnoyu vimogoyu bank in order vstanovlenomu chinnim zakonodavstvom.

Pozichalnik not zvіlnyaєtsya od Povernennya Borg s poziki i Splat vіdsotkіv for her when nastannі whether yakih nespriyatlivih obstavin have to chislі th od Demba Square.

In razі nemozhlivostі repayment pozichalnikom zaborgovanostі s poziki i vіdsotkіv behind her in line, peredbachenі the loan agreement, the bank okremih vipadkah for klopotannyam pozichalnika Mauger Nadachi Yomou vіdstrochennya repayment Borg pid pіdvischeny vіdsotok s ukladennyam dodatkovoї land.

In razі vіdmovi bank to repay the loan nadannі vіdstrochennya vіn realіzuє svoє right to Povernennya Borg i vіdsotkіv him for rakhunok garantіv (poruchitelіv) abo zabezpechennya, priynyatogo od pozichalnika at vidachі Yomou loan. When tsomu Borg povertaєtsya Pevnyi in order. Yakscho pid outpost pozika Vidana Lane, Bank pogashaє Borg s vartostі cluttered lane in order to peredbachenomu dogovorі outpost. Yak usually Tse repayment zdіysnyuєtsya Shlyakhov zarahuvannya viruchki od sale cluttered lane on pozichkovy rakhunok pozichalnika. When vidachі poziki pid garantіyu (poruchnitstvo) styaguє Bank scrip Borg in order bezperechnomu svoїm rozporyadzhennyam rahunka s guarantor. At this very order styaguєtsya scrip Borg Zi strahovoї kompanії, Yakscho zabezpechennyam poziki Bulo Strahov svіdotstvo (polіs).

In razі nesvoєchasnogo Borg for a loan repayment i Splat vіdsotkіv him that vіdsutnostі domovlenostі mіzh bank i pozichalnikom about vіdstrochennya Povernennya loan bank Got the right zastosuvati shtrafnі sanktsії in rozmіrah, peredbachenih credit agreement.

Yakscho pіdpriєmstvo-pozichalnik vikoristovuє obsession loan is not for tsіlovim priznachennyam, nadaє bank nedostovіrnu zvіtnіst bank Got the right dostrokovo styagnuti s pozichalnika Vidanov scrip loan i vіdsotki him.

In razі vіdmovi pozichalnika od repayment borgіv for pozikoyu bank Got the right styagnuti їh in pretenzіyno-pozovnomu order.

When systematically nevikonannі pozichalnikom zobov'yazan Credit Bank Mauger postaviti power about bankrutstvo tsogo pozichalnika.