Money and credit - Ivanov V.М.

Control questions

1. Methodological approaches to the analysis of credit functions.

2. Why credit relations are not mediated by all the redistributive relations in society?

3. What is the specificity of the redistribution through credit?

4. What aspects and levels of movement of the loan value cover the redistributive function of the loan?

5. Changing the mechanism for realizing the redistributive function of credit in market relations.

6. The most common interpretation of the function of replacing cash with credit operations.

7. What are the identical names of the function of replacing cash with credit operations in economic literature?

A task

Commercial bank as a result of operations in the credit market received a deposit of UAH 1,000,000, and the reserve requirements of the National Bank of Ukraine account for 20% of the deposit amount.

Determine how much will be saved as a reserve in the accounts with the NBU, if ten banks are consistently used. Determine the total amount of loans (investments), the invested amount. The problem is solved in the form of a table.

Bank

The invested amount, UAH.

Saved on backup

Loans or

Account in the NBU, UAH.

Investments, UAH

1st

1,000,000

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?

2 nd

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3rd

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4th

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5th

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6th

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7th

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8th

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9th

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10th

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TOTAL

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