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Money and credit - Ivanov V.M.

test questions

1. The content of the concept of "insurance".

2. The insurance system prevailing in modern conditions.

3. Give as many terms related to insurance as possible.

4. The meaning of credit insurance.

5. Insurance liability of the borrower for loan repayment.

Tests for self-control

1. Insurance is:

a) a system of economic relations, including the creation at the expense of legal entities and the population of a special fund of funds;

b) the use of funds of a special fund to recover losses, as well as to provide other types of assistance;

c) relations involving the mandatory presence of two parties - the insurer and the insured;

d) economic relations for the creation of funds to recover losses;

e) a universal way to protect all forms of ownership, income and other interests of enterprises, organizations, tenants, farmers, citizens;

e) the answers a), b) are correct;

g) all answers are incorrect.

2. Indicate the signs of insurance as a redistributive relationship:

a) the intended purpose of the created cash fund;

b) the expenditure of the resources of the fund of funds only in previously agreed cases;

c) the probabilistic nature of the relationship;

d) repayment of funds;

e) the answers a), c), d) are correct;

e) all answers are correct.

3. Insurance may be:

a) property;

b) personal;

c) liability insurance;

d) voluntary;

e) obligatory;

e) answers d), e) are correct;

g) all answers are correct.

4. Part of the losses not reimbursed by the insurer under the insurance contract is:

a) insurance payment;

b) the insured amount;

c) franchise;

d) insurance premium;

e) insurance premium;

e) all answers are incorrect.

5. Credit insurance is a type of insurance, the meaning of which is as follows:

a) to reduce credit risk;

b) in eliminating credit risk;

c) in the insurance of commercial loans;

d) in export credit insurance;

e) in insurance of expenses of the exporter associated with his entry into a new market;

e) the answers a), b) are correct;

g) all answers are correct.