Fіnansova statistics - Shustіkov AA

10.4. Viznachennya trivalostі pozichki i rіvnya vіdsotkovih Rates

Often ukladannі Credit lands vinikaє neobhіdnіst viznachennya line on yaky Mauger Buti Nada pozichku at vіdomіy pochatkovіy velichinі, sumі, yak neobhіdno pogasiti kіntsі in a row, that rіvnі vіdsotkovoї rates.

For viznachennya line pozichki i rіvnya vіdsotkovih rates vikoristovuyutsya takі formula:

viznachennya line pozikipozika

vіdsotkova ratecredit

6. Butt Viznachiti, yak oblіkovu rate zastosuvav bank pay 1240 USD. pid hour oblіku bills vikupna Cena yakogo UAH 1300. Termіn payment for the bill after 4 nastaє mіsyatsі.

Rozv'yazannya: Termіn payment of a promissory note , Abo 13.85%.

Butt 7. Credit sumі Nada in 1000 UAH. Vіdsotkova rіchnih rate of 10%. Narahovuyutsya prostі vіdsotki. In line kіntsі borzhnik Turn the bag in rozmіrі 1040 UAH. Neobhіdno viznachiti on yaky bude nada lines Tsey credit.

Rozv'yazannya: Vіdsotkova rate Rocky.

Osnovnі the category that ponyattya

Vіdsotok

Vіdsotkova rate

bet vіdsotkіv

Oblіkova rate

naroshchennyh vіdsotkіv

Widi vіdsotkovih Rates

Diskontuvannya

rows of payment

Perіod narahuvannya vіdsotkіv

Zapitannya i zavdannya for self-control

1. Shcho Takeo graft that yak yogo Borg obchisliti?

2. SSMSC іsnuyut Vidi vіdsotkovih rates?

3. chomu rіznitsya mіzh rates vіdsotkіv oblіkovoyu that bet?

4. Jaka bet nazivaєtsya downtime vіdsotkovoyu rate?

5. Vid chogo deposits rozmіr vіdsotkovih pennies?

6. Shcho vie rozumієte pid principle nerіvnotsіnnostі pennies:

a) groshі vtrachayut his vartіst h hour vnaslіdok іnflyatsіynih protsesіv;

b) whether yak scrip pennies was theoretically Mauger Buti іnvestovana;

c) was theoretically whether yak scrip pennies Mauger Buti іnvestovana i bring dohіd;

g) vischevikladene mustache?

7. SSMSC buvayut vіdsotkovі rate for method narahuvannya vіdsotkіv:

a) i fіksovanі plavayuchі (zmіnnі);

b) that skladnі prostі;

c) that postіynі zmіnyuvanі;

g) vіdsotkіv oblіkova rate is the rate?

8. Yakscho rate vіdsotkіv zastosovuєtsya to odnієї pochatkovoї sumi i protyagom usogo string, tse:

a) foldable vіdsotkova rate;

b) fіksovana rate;

c) simple vіdsotkova rate;

g) zmіnna simple vіdsotkova rate.

9. Shcho vie rozumієte pid graft sumoyu pozichki:

a) narahovanі vіdsotki for koristuvannya pozichkoyu;

b) priєdnannya vіdsotkіv to Sumi, yak guilty Buti viplachena in kіntsі line pozichki;

c) pervіsna scrip pozichki s time to narahovanimi vіdsotkami kіntsya line;

g) pravilnoї vіdpovіdі Absent?

10. SSMSC s nizhchevikladenih vislovlyuvan Je viznachennyam vіdsotkіv:

a) the absolute value of income od nadannya pennies in Borg in whether yakіy formі;

b) vіdnoshennya vіdsotkovih pennies viplachuvanih fіksovany vіdrіzok for an hour, to a value pozichki;

c) the value of income vіdnosna od nadanih pennies at Borg in whether yakіy formі;

g) od absolutely dohіd nadannya groshovoї pozichki?

11. SSMSC s guidance nizhche formulas Je mnozhnikami of extension:

a) (1 + ni);

b) (1 - nd);

c) (1 + ni) -1;

g) usі formula?

12. Viznachiti vіdsotki i scrip nakopichenogo Borg Yakscho scrip Vidanov pennies becoming UAH 5000, lines pozichki -. 2 Rocky vіdsotkіv rate - 5%.

13. Obsyag pozichki 100,000 UAH lines pozichki -. H 01.03 06.10 on stream rock. Vіdsotkova rate - 6%. Viznachiti troma mozhlivimi ways scrip nakopichenogo Borg i vіdsotok.

14. Іsnuyut two varіanti kredituvannya. Pervіsny rozmіr pozichki in oboh becoming vipadkah of 14 000 UAH. In Persha varіantі trivalіst pozichki dorіvnyuє 65 dnіv, vіdsotkova rate - 6.5% rіchnih; while another varіantі trivalіst pozichki - 72 dnі, oblіkova rate - 5.8%. Viznachiti, yaky varіant nayvigіdnіshy for borzhnika.

15. Yakoyu bude vіdsotkova scrip pozichki, Yakscho in kontraktі peredbacheno for Pershi two prophets narahovuvati 10% rіchnih two prophets in nastupnі - by 12%, and in three Rocky ostannі rate vіdsotkіv pіdvischuvatimetsya in skin pіvrіchchі 0.5 points? Suma pozichki dorіvnyuє 1000 UAH.

16. Viznachiti vіdsotki, Yakscho pozichka Bula Nada in rozmіrі 200 penny. od. Rows pozichki 6 months at. Vіdsotkіv rate of 2%.

17. Pozichka species in rozmіrі 100 penny. od. pid 6% rіchnih. The Parties homes scho through deyaky hour borzhnik turn the lender into the bag 150 rozmіrі penny. od. Viznachiti through yaky lines vіn guilty rotate svіy Borg.

18. Zobov'yazannya splatiti through 160 dnіv 30 penny. od. s vіdsotkami (5% rіchnih) Bulo vrahovane 100 to nastannya string oblіkova rate - 6%. Viznachiti otrimanu the bag.