Міжнародні розрахунки та валюні операції - Savluk M.І.

Розділ 5. DOCUMENTARY FORMS ROSRAHUNKIV

Після вивчення цього розділу ви зможете:

  • Be documented in the form of documents;
  • Date of the documentary documentary documentary documentary;
  • Clarify, yak formalized accreditation іnnazo;
  • Z'yasuvati, for some secrets to be vikoristovuetsya chi іnshi type of the accreditation of the іnkaso;
  • Znachomitisya zonfikovanivymi rules for the accreditation of the enacado.

5.1. Documentary credit

Documentary accreditation is a matter of gratitude, zgidno z obyayuyu bank zobov'yazuetsya on prohannya klієnt zdіsniti payment of documents third party (beneficiary), on the corridor of the same as the accredit.

Specificity of the accredited form of roses is reinforced by the low minds of those who hate trade with their trading partners, as well as banks. Commerical banks for a simple recenter of grotesque koshtivs, yakimi stinks - in the case of vikoristani vidkritogo rahunku ta advance payments, peretvoroyuyutsya zainteresovanyh uchasnikiov rozraunkovoy opisiї zoznishnototorgovelnimi counterparts.

Up to 80% of the payment for the trade is due for the add-on of the credit. The purpose of the contract is to take into account the forms of the international agreements for the documentary accreditation най namensh rizikovanim ta nybіlsh dіiovim іnstrumentom zabezpechennya payment. In the case of zvyazykakh with partners, these are the edges, the state controls the call of trade, the accretion of the accredit in the bagaghas vipadkah ё neobhіdnoyu umyvoyu zdіysnennya export-import operations.

Розрахунки у формыі документарного акредитива більш харакні для угод, які забачають платіж проти надан експортером документаів (готівковий платіж) або наданя покупцю short-term (up to one rock) commercial loan. Vicorestaniya accredit to pay for goods on the instincts of the pre-capital lending in the practice of international rozraunkіv traplayetsya duzhe rіdko. Yaksho loan to buy on trivaly termin, accredit vikoristovuyutsya in the form of other forms of roses and pokrivaet that part of the merchandise goods, kotra paid for the filing of a bank of commercial documents, tobto gotivkoju.

At rozraunkah for commercial loans, you can scribble accreditations for acceptance of payment of string transactions (transfer bills) beneficiary (exporter), vistavleny on the bank, scho vikonuє acredit, nebo importera. In the case of a bankruptcy bank, an acceptance (acceptance of that payment) of a draft is made. For the acceptance of the bank, the bank is given to the vikonannya of its crones for aces. Nadal parties to enter into the legal form, which are regulated by the norms of the bill of exchange.

Rosyglyadayuchi vzajmozv'yazki mizh contracts of purchase and sale and those accreditations, signifi- cantly, but the ac- cordive is self-sufficiency, vidokremlenu vіd the contract of purchase-sale (contract) to a new agreement, on which one can base oneself, and banks do not deal with such contracts with such contracts , Навіть якщо в акредитиві є посилання на такий договір. Analogically, the result of the results of its own investment can not be made by a bank-issuer or by a beneficiary can not lodge a claim to the bankruptcy of the bank to pay the bank a fee, pay the acceptance of the draft for non-compliance and / or visa-related accidents. Beneficiary for accreditation at the base of time can not be coveted on its corridor by pre-entry invoices, it is necessary to call banks by their banks, yak has given the order to check the accreditation, and the bank-issuer. Pid hour of operation with an accredited party interested in malingering the truth with documents, and not with goods, services and / or other kinds of vikonannya zobov'yazan, before you can find any documents. Akreditivyvaetsya vistavayutsya banks on pidstavi prorotchennya abo statement klієnt (importera), yakі actually reiterate the condition of the contract, sho stosuєtsya payment.