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Insurance - lecture notes

Maine fear

One of the most important institutes of insurance є mine insurance. One can guess about it more than before, if the win-win is more natural than insurance.

Mainove insurance є by the form of sweeping vid rizikіv, to block the lane chi group speeches vid vdrati (znischennya) chi shkozhenennya, as well as pidpriєmnitskih rizikіv. Ale zahist vіd meaning rhizikіv zdіisnyuєtsya for umov, schoni not to be of a superior character.

About the main insurance є main interests, due:

  1. volodinnyam;
  2. corridors;
  3. orderly lane.

The subject of lane insurance є:

  1. rizik vratrati (znischennya), unstable, but shkozhenzhennya

singing lane;

  1. rizik zbitkіv at pіdprimєmnitsky dіyalnostі.

Before specific signs of lane insurance, take the offensive:

  1. ob'єkt strakhuvannya maє vartіsnu otsіnku;
  2. insurance p_dlyagaє specific power;
  3. the insurance sum cannot re-issue the insurance (surplus) wartost mine at the time the insurance contract is completed;
  4. the manifestation of the fact of shukogen, hijacking, knowledge of not є worthy of the mind for the payment of wisdom, the necessary intelligence of the яв manifestity of the crib;
  5. the insurance of insurance cannot be used as a dzherel of an unreleased insurance broker;
  6. lane insurance agreement not to be settled on a trivial hour;
  7. There are three possible sub-insurance policies: insurance, insurance, vigodonuvach.

Klasifіkatsіya lane insurance of health for such signs:

  1. for the form of health: voluntarily, obov'yazkov;
  2. for types of sub insurance insurance entities: legal entities; physical individuals; physical individuals, who will be engaged in private business;
  3. behind the economy galaxy: promislovіst, sіlske statehood is skinny;
  4. behind the lane: transport (ground, repeat, sea); vantazhiv that baggage; credits; investment; financial risings; ship vitrates; vidanikh that adopted guarantees, the main concerns; current assets; unfinished work; bring in cultivar cultures, cultivar creatures, domestic birds; budіvlі, home lane items; homemade creatures; skinny (become a special person with a license);
  5. for types of storage agreements: basic, supplementary;
  6. for the types of insurance benefits: vid vognyu, vid verse dashing, terrible vipadka and infectious zvoryuvannya creatures; Vid avarії, vibuhu.

The system of rates of insurance tariffs, differentiation, settlement of books, national insurance, payment - the most subtle element of insurance insurance. Tariff rates in lane insurance differentiation for galuznoy inheritance, for types of enterprises and organizations, for categories of insurance, for the level of ripe transportation, for groups of creatures are skinny. Znizhki zososovuyutsya, as a rule, insure the whole major complex, as well as an insurance cover for these objects є a permanent member of the insurance company and not having denied insurance insurance. National signposts for insurance of transport concerns and lane in the course of testing and experimenting. With the help of hotels, there are lots of singing categories and huge groups of singing categories (invalid, post-service class). The franchisee’s victoria is also soaring for a change in the tariff rate.

Insurance insurance is incessantly paid in advance for insurance coverage and insurance system (method).

Zbitkom with insurance lane enter:

  1. at different times of the year - insurance and wartime insurance at the time of the insurance premium, but at the time of business, out of the box prices;
  2. at the time of redemption - reznitsya is lower than the declared (signed, signed) weekly wartime and wartime full lane with insurance due to insurance loss.

Insurance coverage for insurance of the main and current assets, including:

  1. the warting of a desecrated mine for an insurance valuation; Vartіst poskozhenogo lane with Urakhuvannyam yogo znetsіnennya;
  2. vitrati, povyazanі z ryatuvannyam lane, zapobіgannyam and zmenshennyam zbitkіv (moving the lane in the churchless office of the misc, vidkachka drive thin)
  3. Vartіst robіt z pridennya insured lane in the morning viglyad (tidy up, dry, sorty skinny).

From the rozmіru insurance zbitku virahovatsya:

  1. vartіst of the paternal for vikoristannya chastin mayna;
  2. vartіst of the daughters for vikoristannya, ale znetsіnenih chastin lane (doshka, tseglo, spare parts, tools are skinny)

Insurance insurance in case of insurance of transport, concern:

  1. in case of stealing - for a yo warty with insurance premiums at the time of insuring an insurance premium;
  2. in case of misfortune - for the yogi’s wartitude and urahuvanni ’znos for virahuvanni vartosti zalyshkіv (it’s possible and znetsіnenih), attached to the fake victorious;
  3. when poshkodzhennі - for vartіstyu repair in this order: up vartostі novih parts zmenshenoї vіdpovіdno vіdsotku instal lment, yaky vkazuєtsya in dogovorі strahuvannya, dodaєtsya vartіst REPAIR robіt, Dali vіdnіmaєtsya vartіst zalishkіv, pridatnih for away vikoristannya that pereotsіnenih vіdpovіdno to vіdsotku instal lment i stage їh znetsіnennya scho wikkanі insurance insured; it also includes transportation to Ryatuvannya transport accident (including the number of pre-paid small crowns, clicks of Ryatuvannyam people), an hour of insurance coverage, and a reduction to the next repair station to the nearest repair station (no further repair); okremo insurance I’ll pay for the repair; I’ll pay for the repair, but I’ll pay for the cost of losing the presentation of the motor vehicle accident.

If you have a lot of insurance, you need to sign up for insurance, and if you want to, I’ll go through the main products (groups of cultures) for the whole area (planting), and I have to leave the country for 5 days. state purchases. Razi piddsіvu chi peresіvі sіlskogospodarskogo cultures vrakhovєєє серед серед серед серед в в варті в в в в в в в в в в в в в в в в в в в в серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед серед

In Ukraine, since 2001 Accepted about Obovyazkove insurance, I give birth to crops and bagator crops for the sovereign and food companies, and I rigorously consume crops and cereals from all kinds of power. Insurance payments: I want to compensate for rozmіrі insurance, not less than 50% vitrati, incurred by industrial property.

Insurance insurance in case of insurance (inventory, specified in the insurance agreement) insurance (work of thinness - with amortization of depreciation) on the day of death;

  1. at times with a slaughter - from the sum of bits to virah, there’s a martyr’s widow, who’s an appendage for Vikings, there’s a lot of skins, people’s hiding, and what’s going to happen.

Behind this kind of insurance, there’s a straight line of animals - a curb (fall, vimusheniy zabіy) of creature. Lose products, which є indirect indirect, do not insure against insurance.

Ozhe, Mainovaya insurance є type of insurance, in a certain area of ​​insurance insurance vistupa mine. I won’t forget about insurance coverage and insurance, ahead of time, direct insurance, I want to be able to turn on indirect insurance for the singing minds and the insurance liability insurance.