home Finance books Groshі that credit - V. Pakhomov I.

Groshі that credit - V. Pakhomov I.

Subject 8. The credit system

Vivchayuchi topic potrіbno zasvoїti sutnіst ponyattya "credit system" in that broad vuzkomu rozumіnnі, zvernuti uwagi on peredumovi formuvannya that scheme pobudovi kreditnoї system. Before її warehouse incoming central banks, banks that komertsіynі nebankіvskі fіnansovo-kreditnі install. Centrum is the komertsіynі banks formuyut bankіvsku system and nebankіvskі fіnansovo-kreditnі place the stanovlyat parabankіvsku system.

Main Lanka kreditnoї Sistemi Je banks. Je Pong bunt poserednikami penny on market analysis.

Bank - tse establish yak vikonuє three bazovі operatsії: akumulyuє timchasovo vіlnі Costa, zdіysnyuє rozrahunki mіzh sub'єktami ekonomіchnoї dіyalnostі, nadaє loans.

Pobudova bankіvskoї system in nashіy kraїnі dvorіvneva. In Persha rіvnі stoїt Natsіonalny Bank, on the other - komertsіynі banks.

HEAD priznachennyam central bank Je zdіysnennya penny-kreditnoї polіtiki s metoyu zabezpechennya stalostі natsіonalnoї groshovoї odinitsі.

Tsenralnoy Bank zdіysnyuє number funktsіy: emіsіynu; bankіv Bank; Body bankіvskogo regulyuvannya that is visual; bankіr i Uryadov fіnansovy agent; provіdnik penny-kreditnoї polіtiki.

Vivchayuchi topic neobhіdno rozglyanuti pohodzhennya Central bankіv that їhnіy rozvitok and takozh Formation Natsіonalnogo bank in Ukraїnі.

Stosovno bankіv another rіvnya slіd zaznachiti, scho, krіm base, the stench of shaping can vikonuvati number іnshih operatsіy fallow od sector market analysis i potreb klієntіv on yakih Bank orієntuє dіyalnіst her.

For species operatsіy banks podіlyayut on unіversalnі i spetsіalіzovanі. Unіversalnі banks vikonuyut wide nabіr operatsіy, obslugovuyut rіznі Gospodarstwa the Branch.

Spetsіalіzovanі banks orієntuyutsya on obslugovuvannya pevnoї the Branch Chi sector market analysis.

Fallow od FORMS vlasnostі banks podіlyayut on derzhavnі, privatnі, kolektivnі.

For rozmіrami kapіtalu rozrіznyayut malі, serednі that velikі banks.

Fallow od organіzatsіyynoї form of the bank at podіlyayut tovaristva s obmezhenoyu vіdpovіdalnіstyu, aktsіonernі tovaristva, derzhavnі.

In protsesі vivchennya those zvernіt uwagi on funktsії, SSMSC vikonuє bankіvska system, and the Same: transformatsіynu, emіsіynu that stabіlіzatsіynu. Zasvoyte sutnіst kozhnoї s them.

Especially treba zupinitis on problemі stіykostі bankіvskoї system Shlyakhov її zabezpechennya. Neobhіdno viokremiti pokazniki, SSMSC harakterizuyut fіnansovu stіykіst bank that INSHI ekonomіchnі standards.

Slіd zvernuti uwagi on osoblivostі Becoming i rozvitok komertsіynih bankіv in Ukraїnі.

Okrіm bankіv, poserednikami on penny market analysis Je nebankіvskі fіnansovo-kreditnі install. When vivchennі tsogo power neobhіdno usvіdomiti vіdmіnnostі mіzh them is the banks. Dіyalnіst nebankіvskih fіnansovo CREDIT Setup does not pov'yazana s vikoristannyam troh base operatsіy bankіv, zaluchennya koshtіv tsimi not install Je deposit. In zv'yazku s CIM dіyalnіst Tsikh Setup does not vplivaє on propozitsіyu pennies i they are not poshiryuyutsya vimogi schodo obov'yazkovogo rezervuvannya.

When vivchennі those neobhіdno zvernuti uwagi warehouse paraban-kіvskoї system on the characteristic that funktsії її SET, usvіdomiti mehanіzm poserednitskogo funktsіonuvannya mainly vidіv nebankіvskih fіnansovo CREDIT setup.

Literature: 1; 3; 6; 8; 15; 26; thirty; 40; 47; 56.

Osnovnі ponyattya those

Credit system; bankіvska system; parabankіvska system; bank; nebankіvskі fіnansovo kreditnі-install; Perche rіvnya banks; rіvnya other banks; spetsіalіzovany Bank; stіykіst bankіvskoї system; fіnansova kompaniia; kompaniia insurance; pawnshop; funktsії bankіvskoї system.

Zapitannya is the test for self-control

1. Give viznachennya ponyattya "credit system".

2. Sharakterizuyte skladovі Elements kreditnoї system.

3. SSMSC funktsії vikonuє credit system?

4. Rozkriyte are bankіvskoї that parabankіvskoї systems.

5. Budova bankіvskoї system in Ukraїnі.

6. SSMSC іnstitutsії nalezhat to bankіv?

7. SSMSC bazovі operatsії povinnі vikonuvati banks?

8. SSMSC funktsії vikonuє bankіvska system?

9. SSMSC Lanka kreditnoї systems take fate in popovnennі masi pennies in obіgu:

a) nebankіvskі kreditnі that place the banks?

b) komertsіynі banks?

c) the National Bank of Ukraine?

g) that komertsіynі NBU banks?

e) banks Perche rіvnya that other banks rіvnya?

10. SSMSC іnstitutsії zaymayutsya akumulyuvannyam i postachannyam dovgostrokovih kapіtalіv:

a) fіnansovі kompanії?

b) the central banks komertsіynі i?

c) pensіynі fund?

g) strahovі kompanії? e) of the Central Bank?

d) komertsіynі banks?

11. SSMSC fіnansovo-kreditnі place the spetsіalіzuyutsya on sale kredituvannі spozhivchih tovarіv:

a) pensіynі fund?

b) trastovі kompanії?

c) fіnansovі kompanії?

g) strahovі kompanії?

e) usі komertsіynі banks?

d) oschadnі banks?

12. SSMSC place the zaymayutsya akumulyatsієyu zaoschadzhen svoїh chlenіv that vzaєmnim kredituvannyam:

a) spetsіalіzovanі banks?

b) usі fіnansovo kreditnі-install?

c) unіversalnі banks?

g) oschadnі banks? e) kreditnі spіlki?

d) fіnansovі kompanії?

e) i strahovі pensіynі tovaristva?

13. Nazvіt Vidi spetsіalіzovanih fіnansovo CREDIT setup.

14. Nazvіt spetsifіchnі bankіvskoї RISS system.

15. SSMSC banks vinikli ranіshe - tsentralnі chi komertsіynі?

16. chomu polyagaє smut priznachennya the central bank?

17. SSMSC funktsії zdіysnyuє central bank?

18. To the right nalezhit monopolnoї emіsії banknotіv:

a) Mіnіsterstvu fіnansіv i NBU?

b) Mіnіsterstvu fіnansіv?

c) the National Bank of Ukraine?

g) i komertsіynim NBU banks?

e) Mіnіsterstvu fіnansіv NBU i komertsіynim banks?

19. Yea emіsіynim Yaky Bank?

20. Yaky status of the central bank Je naybіlsh dotsіlnim i chomu?

21. SSMSC banks nalezhat to unіversalnih?

22.3a yakimi Find our zdіysnyuєtsya klasifіkatsіya komertsіynih bankіv? Nazvіt їh Vidi.

23. SSMSC to place the nalezhat spetsіalіzovanih bankіv:

a) dіyalnіst yakih Reigning kontrolyuєtsya spetsіalnimi bodies?

b) SSMSC nalezhat to parabankіvskoї system?

c) SSMSC zaymayutsya zaluchennyam koshtіv population?

g) dіyalnіst yakih skontsentrovana on obslugovuvannі Pevnyi spheres Economy chi vikonannі Pevnyi vidіv operatsіy?

24. Kohli vstanovlyuєtsya rate obov'yazkovogo rezervuvannya i yak Won vplivaє an amount vіlnih rezervіv?

25. Poyasnіt pohodzhennya Central bankіv.

26. Rozkriyte are Poshtova Savings-SET is the poyasnіt їh priznachennya.

27. SSMSC operatsії vikonuyut komertsіynі banks?

28. SSMSC Hotel nadayut komertsіynі banks ekonomіchnim sub'єktam?

29. Yaka rіznitsya mіzh zapozichenimi i zaluchenimi Costa?

30. Yakima rank zabezpechuєtsya stіykіst bankіvskoї system?

31. Poyasnіt are ponyattya "stіykіst bankіvskoї system."