Кредитно-розрахункові операції - Мілай А.О.

6.2.3. Іncaso

I mean one, ninі mensh vikoristovuvanuyu, the form of the international rozraunkiiv і іnnazo , tobto ", retained, transferred and presented before payment of a bill, a check of a document by a bank, or by a bank account, for a client with a foreclosure of koshtov for a yogi rakhunok." Іnkaso - tse bankіvska rozraunkova operatіya, for the sake of the anchor bank for the proruchennyam its klієnt, on підставі розруункових документаів одержує належні клієнту від планика кошти за відвантажені на yого адрес commodity-матерівуні цінності або надані order the loan to the bank, tobto Нка.

In the fundamentals of the formation of a rozraunka lie the housekeeping of an exporter with his own bank, the same as the yogo zobov, transfer the goods and documents to the importor of the people for the minds of the viplaty rest of the merchandise, as well as the business with the bank, the roztashovan at the edge of the importer.

Rozriznyayut two are visible: clean that documentary.

Chiste Íncaso means іnnazo financial documents, іo is not covered with commercial documents, tobo banks break up bonds of promissory notes (forgive abortion), check the financial documents and do not scrap rahonok-invoice, bill of lading, transport bill of lading tosche.

The documentary document is in the form of financial documents, it is superconfigured with commercial documents; It is a self-committed compromise between the advance payment and the advance payment (if the buyer is an exporter for an exporter, which way the goods are paid for before the payment is made), and the seller is responsible for the credit (if the exporter is paid for the purchase, what kind of payment for the goods is the goods).

The important thing is to document a documentary document, that is, it is given to the bank to cruncate commercial documents, to enter a bill of lading, an exporter can save his control over his goods, leave the merchant (not to pay for them), or not accept a promissory note. It is subject to a timetable, a bill of lading is a document on the right of authority, and that bank controls the right to the right of delivery of the right to transfer the purchase of the goods to the buyer of the exported goods, registered in the home country.

Існує кілька видів операцій з використанням документарного інкасо. Cse so zvany "documents against payment," "documents against acceptance" and "acceptance of payment of documents".

Zavshyaki knowingly the less formal wimogs of the bankruptcy ambassador of cheap and gnuchkish ported in documentary accreditation. Розрахунок за інкасову форму вигідніший імпортеру, оскільки зберігає його право власності on the goods before the moment to pay rosesraunkovyh documents. Water at the time of rozraunkah documentary інкасо експортер, який відвантажує goods, can not booze hymns at that, scho kupepets vosno pay for inventory goods.

Otzhe, іnkasova form rozraunkіv zastosovuyutsya in that razі, if the exporter is not summoned at his counterparty for the contract, oskilki mіzh dvoya parties diyut perevirenni chasom vidosnini; Політичні, економічні й правові умови у країні імпортера стабільні; At kraїnі kuportsya neme імпортних обмежень, якщо такі є, останній зачасно отримав усі необхідні permissions on zdіysnennya lands; At kraїnі eksportera mnoye firmy obmezhen shchodo termіnіv zdіysnennya rozraunkіv for otrimany product.

Self-monitoring food

1. The order of adherence to the regime of the foreign currency of the banks of the bank.

2. Special attention is paid to the international roses.

3. The accredited form of a rose is a specialty.

4. See the credits.

5. Bank of the Republic of Belarus and the Bank of Baku.

Testi

Test 1

Akreditivna form rozraunku vimagaє vіd bank-emitenta priinyat on itself plizhіnі zobov'yаnya svago klієnt:

A) so;

B) ні.

Test 2

The accreditation can be made by the ban-com-emittent without a weather forecast from the beneficiary:

A) so;

B) ні.

Test 3

Sub-accredited vobachaetsya wage eksportereri vidpovidno to the contract pevnoy sumi після кожної часткої поставки:

A) so;

B) ні.

Test 4

Perekazniy acreditiv to give out money to the beneficiaries (exporters) to transfer money to the private sector of the law for the accreditation of their parties (i), yaku to torment up the terminvation of the minds of the accredit for repayment of payment:

A) so;

B) ні.

Test 5

Compensatory accreditation is an accredit, a kind of vicarious yak guarantee of a different accreditation for pokrtya:

A) so;

B) ні.