Politically economical - Krivenko K.T.

10.2. Positkovy capital and percentage. Banks

Sutnist posochkovogo kapitalu. Banks і bank system. The slope of the percentage point. Credit, yogo funktsії i form. Bankівський прибуток.

10.2.1. Sutnist posochkovogo kapitalu.

Chilne mісце in the infrastructural забезпеченні ринку посідає позичковий капітал spheri обміну та устаноi, що здійснють його функціонування.

Poschkovy capital spheri obminu - the goal of a penny's accumulation, but to put on the yogi's post in a bureaucrat, at the pious hour, on the minds of the office, for a fee at a vigilant interest.

On vidminu vіd lihvarskoi pose grosovy kapital є poschikovym at the hands of the creditor (frivolous penny) і promislovat ta Torgovelnym - at the hands of promyslovtsya і traders. The formula for the collapse of the positocapital G - G1 is obeyed. Poschkovy kapital in the form of a whopping service of promises and trading capitals, popovnoychichi їh groshovі resource, which is not vystachaє. Збільшення маси капіталу за рахунок капіталізації прибутку відбувається у сферыі виробництва. Pідприємецьцьр виробництва "dіlitsya" part of the surplus from the creditor, використовуючи його грошові кошти як виробничий ресурс-капітал.

In the process of the creation of a groschen, the resource in the form of a capitalist is viped by a capitall-vlasnist and a capital-function, and it is necessary to bring in the form of a percentage of the positional percentage and a supplement to the surplus.

Otzhe, pributok on pozhkovkovy kapital, yaky stvoiєvatsya v spryi vibrobitvtva, rozpadaetsya on dvі partiny: per per cent, scho vystupaye at formi tsіni kapitalu yak resursu, i tsu otnimu otrimuє kapitalist-vlasnik; On the pidpriemnitskii pributok, yaky otrimyu kapitalist-functi-ioner for viribnichi vichoristani chjogo a resource.

10.2.2. Banks і bank system.

The middleman is a capitalist, a banker, a banker, a form and a penny in the form of money.

Bank - tsefinansova instituva, yak akumulyuє tiemchasovo vіlnі groshni koshti (contribution), nada є x timchasov korostuvannya form and credit (pose), vidupaє mediator at the mutual payments and rozraunkah mizh pіdpriemstvami, the installation of aborning okremimi individuals, regulyuet groshovyi obіg u kraїnі, zaklyuchayuchi The release of new goods.

Усі banks як фінансові set organisatsіyno і functііаноно ordering in bankівську system - сукуність різних видів національних банків і credit institutions, пo дiють at межах грошово-кредитного мехаізму.

Banking system includes:

1) the central bank;

2) commercial banks, in addition to the following: oschadnі, інвестиційні, іпотечні та інші спеціалізовані banks.

The leather element of the banking system plays an important role in the life-risk-free zinc system. Basically, loans to banks are repaid in the amount of loans secured from loans to post-sales and sales to purchases of grocery resources.

Meta commercial banks - a surplus secured. Wants to mait, as a rule, a universal character, stvoiliyutsya in the form of paiviks abo accessionaries. Aktsionerni mozhut bouti vidkritogo i zakritogo tipiv. Detailed information about the company can be found at 12.

Commerical banks for the sake of success for the upcoming adherence of principles:

Robot in the real-life boundaries;

Povina ekonomichna samostinich i іііпповідальність;

Взаємодія з клієнтами на ринкових ambushes;

Reguljuvannja діяльності економічними methods і in interchanges to the law.

Commercial banks are so functional:

A quarter of a penny;

In the middle of credit;

Stimulation of a pile of noble subordinates;

Pidrednitsutvo in payments і забезпечення розрахунково-платіжного механізму;

Pozadnitsutvo in the operations of ordinary people.

Before the infrastructural lacquers, the functionality of the puncture capitals enters the insurance companies and pensions funds, and all the company's investment companies, finance companies, special funds, allso, take part in the form and function of the puncture capitals.

Wants all the world to become a dzherlom dovgostrokovogo credit, entering into a competitive battle on the market capitals. Усі фінансово-кредині інститути мають комерційний nature, тобто здійснють its діяльність з метю придержаня прибутку.

Pributok yak surplus to the top of the advancement of the war zone in the vibronic sphere. Alya oskilki penny posekviy kapital bore the fate of the devastating surplus, then the yogo the clerk oderzhuyu singing a part of the surplus in the form of interest.