home Other disciplines books Mіzhnarodnі rozrahunki that valyutnі operatsії - Savluk M.І.

Mіzhnarodnі rozrahunki that valyutnі operatsії - Savluk M.І.

5.1.4. Konstruktsії letter of credit

In rozrahunkah mіzh counterparties traplyaєtsya scho torgovelny poserednik hotіv bi perekazati vimogu a letter of credit for the Money Does nebudu postachalnikovі, Hoca minds letter of credit not dopuskayut perekazuvannya abo mozhlive perekazuvannya porushuє letter of credit provisions of Art. 54d Unіfіkovanih rules for documentary akreditivіv. Todі vіn Mauger skoristatisya EYAD konstruktsіyami perekaznogo letter of credit, SSMSC schodo nadіynostі not rіvnotsіnnі ostannomu i SSMSC vikoristovuyutsya banks deprivation of vіdpovіdnih minds.

Before them nalezhat:

• letter of credit, "the bey bey" (kompensatsіyny);
• perevіdstuplennya viruchki s letter of credit (tsesіya).

Letter of credit, "the bey bey" nazivaєtsya slit kompensatsіynim letter of credit i yavlyaє him other letter of credit, yaky garantuєtsya Perche, scho nazivaєtsya Main. Benefіtsіar Perche for letter of credit, yak usually Je poserednikom, yaky have their Cherga, vіdkrivaє letter of credit on korist postachalnika product. Letter of credit Kompensatsіyny Square od Perche vіdkritogo letter of credit, Hoca ostannіy Yea i yogo pershoosnovoyu.

Letter of credit, "the bey bey" vikoristovuєtsya todі, if benefіtsіar bazhaє Nadachi bankіvske zobov'yazannya svoєmu postachalnikovі, if perekazuvannya nemozhlive letter of credit letter of credit abo if Purshia nevіdkrity yak "perekazny". Mozhlivі takozh i obmezhennya scho viplivayut s contract, Money Does mіstyatsya stattі, vіdmіnnі od articles resale contract. Zauvazhimo scho konstruktsіya kompensatsіynogo mіstit letter of credit from sobі Vlasnyi rizik, i tse potrebuє Especially vivchennya dіlovoї reputatsії counterparty.

Danian letter of credit vikoristovuєtsya zdebіlshogo at reeksportnih operatsіyah i for kompensatsіynimi land. Practice zastosuvannya such akreditivіv obmezhuєtsya in the main zustrіchnim vistavlennyam akreditivіv counterparties odne one in addition to the bank w. When tsomu minds oboh akreditivіv povinnі zbіgatisya to drіbnits for vinyatkom tsіn i rahunkіv invoices. When peredannі viruchki letter of credit for the entire benefіtsіar asignuє viruchku abo Chastain її postachalniku for letter of credit.

vіdkrittya letter of credit procedure "the bey bey" dosit simple. Spirayuchis tіlki on nayavnіst іsnuyuchogo on yogo korist letter of credit, bank Komersant-poserednika vіdkrivaє zustrіchny letter of credit on korist postachalnika. When tsomu Bank obov'yazkovo zalishaє yourselves right Buti mіstsem paying for novim letter of credit. Іnakshe vіn Mauger vtratiti bag of letter of credit, Yakscho on the document and zagublyatsya high road mіzh bank-correspondent of that himself.

Bank takozh napolyagatime on garantovanomu bezpereshkodnomu obmіnі rahunkami invoice, letter of credit mainly oskіlki, vіdkrity on korist Komersant, vikoristati for vistavlenim postachalnikom rahunkom іz zustrіchnogo nemozhlivo letter of credit. Dotrimannya termіnіv i vіdpovіdnіst dokumentіv vіdіgrayut virіshalnu role for control of lands th odnochasnogo otrimannya viruchki. Tom bagato bankіv not vіdkrivayut kompensatsіynih akreditivіv, Yakscho Purshia letter of credit LUVs not vіdkrity abo pіdtverdzheny them.

Nakazodavets kompensatsіynogo (i benefіtsіar Perche) letter of credit pіslya zamіni otrimuє rіznitsyu mіzh vartіstyu rahunkіv invoices that tariffs. Tse yogo dohіd.

Rіznovidom letter of credit, "the bey bey" Yea "zvorotny" letter of credit. Procedure vikonannya tsogo letter of credit analogіchna zgadanіy vische for one vinyatkom: poserednik ask svіy vіdkriti other bank letter of credit for Svoge counterparty yak zvorotny. Usі documents in EYAD letter of credit (for vinyatkom rahunkіv drafts i) povinnі povnіstyu zbіgatisya. However neobhіdno vrahovuvati, scho not OAO All banks toil Bazhannya vіdkrivati ​​podіbnі letter of credit. Tacke Bazhannya vinikaє tіlki todі, if poserednik vvazhaєtsya nadіynim i spromozhnim vikonati his Chastain operatsії i won if not for the documentary perevischuє lіmіtu operatsіyami abo for credit lіnієyu, vіdkritoyu to install poserednika. Vіdpovіdno bank oskіlki vіn at tsomu dodatkovo rizikuє, zaіnteresovany in vikonannі oboh akreditivіv in itself.

Yakscho s most cob poserednik vvazhaє for potrіbne not ogoloshuvati іmena virobnika i kіntsevogo pokuptsya dermal s them, the letter of credit Purshia not guilty mother dokumentіv scho rozkrivayut postachalnika address, and the other - at kіntsevogo pokuptsya. A letter of credit oskіlki zvorotny samostіynoyu operatsієyu Yea i do not pov'yazany perekazuvannyam s letter of credit, the Yogo vikonannya zdіysnyuєtsya so very, yak i have vipadku simple letter of credit. Usі obov'yazkovі document and virobnik nadaє in svіy bank yaky pіslya їh perevіrki vіdpravlyaє set dokumentіv in bank letter of credit emіtent tsogo. Ostannіy vіdnosit vіdpovіdnu the bag in the debit rahunku poserednika. At the same tsіy stadії zdіysnyuєtsya obmіn rahunkami i draft, letter of credit oskіlki Purshia, vіdkrity on korist poserednika not Mauger Buti vikonany s forgive vikoristannyam rahunkіv i postachalnika drafts. Dali vikoristovuyutsya document and letter of credit for vikonannya Persha i viruchka kredituєtsya poseredniku. Yak i for transferable letter of credit, dohіd poserednika skladaєtsya s rіznitsі mіzh Sumy rahunkіv.

Perevіdstuplennya viruchki for the letter of credit (tsesіya) yavlyaє him another konstruktsіyu perekaznogo letter of credit. Benefіtsіar Mauger for letter of credit letter of credit for perevіdstupiti viruchku povnіstyu abo chastkovo on korist subpostachalnika (zrobiti tsesіyu). That fact scho in akreditivі not vkazano scho vіn Je perekaznim not stosuєtsya right tsesії: for doruchennyam benefіtsіara for letter of credit tsesіoner (subpostachalnik) otrimuє od bank said in yakіy ostannіy obіtsyaє Yomou splatiti vіdpovіdnu scrip s quiet koshtіv scho nadіyshli in rozporyadzhennya for letter of credit. Іnshimi words - tsesіya, tse perevіdstuplennya viruchki abo sposіb for Relief yakogo assignor (benefіtsіar for letter of credit) Mauger Dachi bezumovne zobov'yazannya tsesіoneru for letter of credit (bezposerednomu postachalniku product, Yakscho benefіtsіar for letter of credit in vistupaє rolі poserednika abo subpostachalnika) in fact, scho yogo Chastina viruchki s letter of credit bude pererahovana Yomou for Relief avіzuyuchogo abo pіdtverdzhuyuchogo bank.

Qiu mozhlivіst vikoristovuyut promislovі pіdpriєmstva, SSMSC perevіdstupayut Chastain viruchki for letter of credit subpostachalnikam napіvfabrikatіv, materіalіv, parts toscho. Vkazіvka in akreditivі to those scho vіn Je perekaznim not guilty zachіpati right benefіtsіara perevіdstupiti Chastain viruchki on yak Got vіn abo Mauger mother right of the letter of credit.

Dokumentіv filed in razі tsesії on vіdmіnu od perekaznogo letter of credit zalishaєtsya cope benefіtsіara. Zvіdsi tsesіya - deprivation umovne zabezpechennya: splat vіdbuvaєtsya tіlki pіslya zdіysnennya payment for the letter of credit, and tsesіoner not Got nіyakoї garantії scho benefіtsіar for letter of credit lines from nadast document SSMSC vіdpovіdayut minds letter of credit. Otzhe, perevіdstuplennya viruchki for letter of credit peredbachaє dovіrchі vіdnosini mіzh tsesіonerom i benefіtsіarom letter of credit. Neobhіdno vrahovuvati takozh, scho tsesіya viruchki not oznachaє perevіdstuplennya right pratsyuvati letter of credit for himself.

For sent messages right vimogi Zgoda borzhnika not potrіbna, tsіlkom dostatno Zgoda mіzh assignor tsesіonerom i have vіdnosinah mіzh yakimi tsesіya vvazhaєtsya with such a scho vіdbulasya when ukladennya lands about neї. For tretіh osіb i very borzhnika Won staє dіysnoyu s time Notification ostannogo about those scho Won vіdbulasya, pіslya chogo borzhnik staє zobov'yazanim schodo new lender.

Banks do not toil right іgnoruvati Notification about perevіd- viruchki offenses. Pong pіdtverdzhuyut otrimannya Notification without vіdpovіdalnostі zi Svoge side, posilayuchis to those scho pіslya pred'yavlennya dokumentіv application benefіtsіara on perevіdstuplennya bude priynyata to rozglyadu abo (Won Yakscho vzhe nadіyshla) peredayut bezumovne zobov'yazannya їhnogo s side. Yak usually vikonuyuchy Bank vidaє garantіyny sheet s umovnim zobov'yazannyam. This shape dosit zruchna, Yakscho in maybutnomu peredbachaєtsya zmіna currency of payment.

Peredayuchi vimogi right, the assignor vіdpovіdaє tіlki for zdіysnennya tsogo rights for minds, scho taka dodatkova garantіya not peredbachena lands about tsesіyu. Obov'yazki borzhnika schodo new lender іsnuyut furrows themselves at the quiet, scho th to Perche, Mauger to borzhnik pred'yaviti tsesіoneru zaperechennya, SSMSC vіn MAV to Perche creditor (assignor).