Groshі that credit - Savluk M.І.

3.6. GRAFІCHNA MODEL penny Rink. RІVNOVAGA ON THAT PERCENTAGE penny Rink

Yakscho krivі Dvi - i popitu offers - naklast one to another in odnіy sistemі coordinate the completion obsessively grafіchnu model trumpery market analysis. In nіy popit i propozitsіya podayutsya in vzaєmodії i viznachaєtsya result tsієї vzaєmodії: rіven їh urіvnovazhennya that rate rіvnovazhnoї interest, scho tsomu vіdpovіdaє rіvnyu (Figure 3.8.).

Grafіchna model Rinku pennies

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Krivі popitu (MD) i Offers (M1) in peretinayutsya tochtsі A yakіy adekvatnі masa pennies in oborotі for the amount of 4.0 billion USD. that rate ochіkuvanogo income (nomіnalnogo percent) on rіvnі 8%. Tse mean scho ekonomіchnі sub'єkti in danіy ekonomіchnіy situatsії bazhayut mother in svoєmu rozporyadzhennі pennies for the amount of 4.0 billion UAH., And bankіvska Mauger system zabezpechiti propozitsіyu pennies on tsomu Well rіvnі, dwellers urіvnovazhiti popit i propozitsіyu. For tsієї minds rate of interest (income ochіkuvanogo) stabіlіzuєtsya rіvnі to 8%. Tsey rіven Je rіvnovazhnoyu interest rates, yak bude zadovolnyati vimogi oboh storіn market analysis:. Username Lost Password zmozhut sformuvati potrіbny їm stock pennies, scho dorіvnyuє 4.0 billion USD, i will yogo trimati on hands and prodavtsі zmozhut rozmіstiti nayavny their stock for pennies priynyatnoyu interest rate.

Ni for yakoї іnshoї interest podіbna zrіvnovazhenіst popitu i Offers nemozhliva. Pripustimo scho Yakima rank udalosya in tsіy situatsії vstanoviti interest rate at 6% rіvnі, tobto nizhchіy od rіvnovazhnoї. Reaktsієyu on qiu zmіnu bude znizhennya alternativnoї vartostі zberіgannya pennies i zrostannya popitu on groshі - point popitu zmіstitsya krivіy popitu on the right to position A1 (at what point scho Offers zalishitsya in poperednomu polozhennі A). Zbіlshennya popitu on groshі viyavitsya in posilennі vimog ekonomіchnih sub'єktіv to bankіv Nadachi їm groshovі pozichki. Not against the bank zmozhut zadovolniti Tsikh vimog, oskіlki їhnі reserve zalishilisya nezmіnnimi. Okremі banks sprobuyut zakupiti dodatkovі mіzhbankіvskomu Provision for market analysis, i mіzh banks posilen Borotba is competitive for resources. Naslіdkom tsієї Borotba camp zrostannya protsentnoї Doty rates, no docks Won dosyagn e poperednogo (rіvnovazhnogo) rіvnya. Ale in mіru nablizhennya rate to tsogo bude rіvnya zrostati alternative vartіst pennies i skorochuvatisya popit on groshі. Yak tіlki dosyagne rate of 8%, uves dodatkovy popit on groshі znikne i OAO All pokazniki take rіvnovazhne status: popit i propozitsіya - 4 billion USD, the interest rate - 8%..

Torn down rіvnovagu Rinku mozhna Bulo "zaspokoїti" іnshim way - zbіlshennyam Offers pennies to a new rіvnya popitu. For the central bank tsogo guilty zbіlshiti reserve komertsіynih bankіv, Having bought their vіdpovіdnu masu tsіnnih paperіv chi zbіlshivshi Refinancing Loans. For rakhunok dodatkovih rezervіv banks zadovolnili b dodatkovy popit on groshі, i rіvnovaga vіdnovilas bi. Ale rіven її LUVs bi zovsіm іnshim - obsyag groshovoї masi zroste to 5 million USD and the interest rate to 6% znizitsya.. Prote rіvnovaga taka Mauger mother negativnі naslіdki for realnoї Economy, nasampered for commodity rinkіv de uniquely zroste platospromozhny popit.

Rіvnovagi torn down in the penny market analysis takozh Mauger obumovlyuvatisya chinnikami, SSMSC dіyut on botsі Offers pennies on the one botsі popitu on groshі. In Tsikh vipadkah rіvnovaga Mauger vіdnovitisya tіlki on іnshih rіvnyah percent yak, so i groshovoї masi.

Vpliv on rinok Offers Change log in pennies. Pripustimo, scho minds of market analysis in urіvnovazhenostі trumpery tochtsі And scho vіdpovіdaє 8% percent nomіnalnogo i 4.0 billion USD. groshovoї masi, the central bank priymaє rіshennya zbіlshiti propozitsіyu pennies and 5.0 billion USD. Factuality koefіtsієnt multiplіkatsії depozitіv becoming 2.0. For tsієї minds dostatno central bank buys komertsіynih bankіv tsіnnih paperіv 0.5 billion UAH., Dwellers zbіlshiti zagalnu masu pennies (propozitsіyu) by 1.0 billion UAH., Tobto to zaplanovanogo rіvnya. Unaslіdok dodatkovoї Offers pennies її curve M1 on grafіchnіy modelі zmіstitsya right to the point, scho adequate to 5.0 billion USD. (Fig. 3.9).

Vpliv on rinok for Change popitu i Offers pennies

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When nezmіnnomu popitі groshі point on the curve peretinu popitu i Offers zmіstitsya down right on krivіy MD at pozitsіyu A1 yak th viznachit Novi rіven rіvnovagi on penny market analysis: interest rate znizitsya to 6%, masa zbіlshitsya pennies and 5.0 billion USD. Tіlki for Tsikh parametrіv kon'yunktura trumpery Rinku stabіlіzuєtsya i vstanovitsya new rіvnovaga popitu i Offers in tochtsі A1.

SSMSC Well konkretnі processes in realnіy dіysnostі sprichinili tsі zmіni in modelі trumpery market analysis?

Won a dodatkovі reserve zavdyaki sale central bank tsіnnih paperіv 0.5 billion UAH., Banks komertsіynі zahochut vklasti їh in dohіdnі assets i nasampered zaproponuyut in pozichki mіzhbankіvskomu on market analysis. Dodatkova propozitsіya resursіv pіdshtovhne down interest rates on tsomu market analysis and Zgoda i Interest rate on vsіh bankіvskih pozichkah. Znizhennya protsentnoї rates vikliche padіnnya alternativnoї vartostі zberіgannya pennies in ekonomіchnih sub'єktіv, unaslіdok chogo pochne zrostati їh popit on groshі scho viyavitsya in zbіlshennі of order on obsession pozichok. The I will stink zrostati odnochasno Zi znizhennyam protsentnoї rates Doty, docks popit not dosyagne new rіvnya Offers pennies tobto 5.0 billion USD. In tsіy tochtsі nastane rіvnovaga popitu i Offers and Interest rates on stabіlіzuєtsya rіvnі 6%.

Central bank Mauger priynyati rіshennya about zmenshennya Offers pennies on urіvnovazhenomu market analysis, dwellers virіshiti pevnі makroekonomіchnі zavdannya. Tsogo mozhna dosyagti sale tsіnnih paperіv vіdkritomu on market analysis, scho prizvede to skorochennya nadlishkovih rezervіv komertsіynih bankіv i zmenshennya їhnіh mozhlivostey nadavati pozichki svoїm klієntam. In razі zberezhennya popitu on groshі and otzhe i on bankіvskі pozichki on poperednomu rіvnі, skorochennya Credit resursіv bankіv prizvede to uzhorstochennya bankіvskogo kredituvannya, peredusіm to pіdvischennya pozichkovogo percent. Konkurentsіya mіzh ekonomіchnimi sub'єktami for bankіvskі pozichki nadast tsomu processes trivalogo nature, not Pokey percentage dosyagne new rіvnovazhnogo rіvnya adequate novim obsyagam popitu i Offers, SSMSC skorotyatsya porіvnyano s poperednіmi. Kriva Offers zmіstitsya vlіvo and rіvnovagi point - i vlіvo up krivіy popitu i pozitsіyu Loan A (div Figure 3.9..).

Vpliv on rinok for Change in popitі on groshі. On vіdmіnu od Offers popit on groshі not Mauger zmіnitisya for Bazhanov bankіvskoї system. For tsogo potrіbno, dwellers in samіy realnіy ekonomіtsі vizrіli neobhіdnі peredumovi i chinniki. One such іz chinnikіv Mauger Buti zrostannya GNP i natsіonalnogo income. In tsomu vipadku neminuche zroste popit on groshі, nasampered zbіlshitsya require transaktsіynih in stocks. In grafіchnіy modelі tse viyavitsya in zmіschennі krivoї popitu s pozitsії MD at pozitsіyu M1D1 (div. Fig. 3.9).

For nezmіnnoї Offers pennies point peretinu curve popitu i Offers (point rіvnovagi) zmіstitsya up in the position of A2 (div. Fig. 3.9). Tse mean scho rіvnovaga mіzh popitom i propozitsієyu at masі pennies in oborotі 4.0 billion USD. nastane of interest of 10%.

In realnіy dіysnostі CIM zmіnam vіdpovіdatime zbіlshennya popitu ekonomіchnih sub'єktіv on bankіvskі pozichki. For nadannya such pozichok banks potrіbnі will dodatkovі reserve, i stink zbіlshat popit to resources on mіzhbankіvskomu market analysis. Prote zadovolniti OAO All dodatkovі require resources in such a way the banks do not zmozhut, more zagalna propozitsіya pennies zalishaєtsya nezmіnnoyu - 4.0 billion USD. Mіzh banks rozpochnetsya konkurentsіya for resources vіdsutnіst yakih sprichinit zrostannya interest mіzhbankіvskomu on market analysis and potіm i on іnshih pozichkah. In mіru zrostannya rіvnya percent zrostatime alternative vartіst zberіgannya pennies, i bude in ekonomіchnih sub'єktіv zmenshuvatis Bazhannya nakopichuvati reserves pennies and otzhe - oderzhuvati dodatkovі pozichki. When dosyagnennі interest rate of 10% Bazhannya ekonomіchnih sub'єktіv zbіlshuvati reserves pennies stabіlіzuєtsya i vіdnovitsya rіvnovaga on rіvnі penny, but for uniquely vischogo rіvnya percent.

Zvichayno, mozhut z'yavitisya factors scho zumovlyat znizhennya popitu on groshі. OAO All Todі rozglyanutі Process (popit on pozichki, formuvannya rezervіv, zmіna protsentnoї rate) will zapuschenі TER, ale in protilezhnomu napryamku. Rіvnovaga on penny market analysis vіdnovitsya on nizhchomu rіvnі. Lіnіya popitu on modelі Rinku zmіstitsya vlіvo i down and rіvnovagi point zmіstitsya od down by lіnії Offers pennies point of AZ.

In realnіy dіysnostі Mauger Buti bagato th іnshih varіantіv zmіni popitu that Offers pennies i bagato іnshih tochok rіvnovagi modelі on market analysis. Prote access in all vipadkah zmіna interest yavlyaє him mehanіzm urіvnovazhennya popitu i Offers and dermal Novi rіven protsentnoї rates Je naslіdkom zmіni popitu i Offers in the penny market analysis. W tsogo Look ruh percent pіdkoryaєtsya same tim rinkovim forces scho th ruh tsіni on commodity Rink, scho daє pіdstavi rozglyadati percentage yak tsіnu pennies, scho formuєtsya penny on market analysis.